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Higher Rates at California First National Bank

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California First National Bank, which already had very competitive rates, has increased CD rates on 1 and 2 year certificates of deposit. CalFirst is an Internet only bank and just like other similar internet only banks, can offer higher rates than traditional brick and mortar banks.

The new 1 year CD rate is 1.24 percent with a yield of 1.25 percent, up from 1.21 percent with a yield of 1.22 percent. The new 2 year CD rate is 1.44 percent with an APY of 1.45 percent. The old 2 year rate was 1.39 percent with an APY of 1.40 percent.

The minimum opening deposit for a regular CD account at CalFirst is $5,000 and $2,000 for an IRA CD account. CalFirst is a member FDIC bank, Cert # 35331, and deposits are insured up to the maximum amount allowed by law. You can open an account online at or by calling the bank at  1.800.735.2465. Listed below are a complete list of current CD Rates at CalFirst.

CalFirst Current CD Rates

  • 3 month Rate 0.55% Yield 0.55%
  • 6 month Rate 0.90% Yield 0.90%
  • 1 year Rate 1.24% Yield 1.25%
  • 2 year Rate 1.44% Yield 1.45%
  • 3 year Rate 1.54% Yield 1.55%

Search for certificate of deposit rates from many banks by using our rate table at

Author: Brian McKay
December 4th, 2015