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Giantbank CD Rates

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giantbank-cd-ratesGiantbank of Ft. Lauderdale, Florida, a division of Landmark Bank, is offering one of the best CD Rates around for a 12 month CD. The bank is currently offering a one-year CD with an annual percentage rate of 1.89 percent, the annual percentage yield is 1.91 percent. A lot higher than the average national rate for 12 month cd rates at banks. The bank also has very good IRA CD rates.

The minimum opening deposit for the 12 month certificate of deposit and all certificate of deposit accounts at Giantbank is $2,500. The minimum deposit for a 12 month individual retirement account CD and all IRA certificate of deposit account is only $1,000.

Interest is compounded daily for all certificates at Giantbank, giving you a better annual percentage yield than certificates that are compounded daily, quarterly or annually. The interest you earn will be credited to your account every month.

As with all certificate of deposits issued by a bank there are early withdrawal penalties. Giankbank charges an early withdrawal penalty of three months of interest if the original certificate of deposit maturity is six months or less. For certificates of deposits that have a maturity of more than six months the early withdrawal penalty is six months of interest.
Author: Brian McKay
August 20th, 2009