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CU of New Jersey Credit CD Rates

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Credit Union of New Jersey is advertising regular CD rates, jumbo CD rates and IRA CD rates. The credit union's CD rates are some of the best CD rates currently available. The highest CD rate is on their 5 year jumbo certificate of deposit. The current jumbo CD rate is 3.20 percent with an annual percentage yield of 3.25 percent.

Looking for CD rates at banks and credit unions? Use our CD rate tables at CDRates.MonitorBankRates.com to find the highest CD rates in our area.



Certificate of deposit terms range between 3 months and 60 months. The minimum opening deposit for regular certificates of deposit and IRA certificates of deposit is $500. Jumbo certificates of deposit have a minimum opening balance of $100,000.

You can also earn higher CD interest rates and higher CD yields by being either a Gold Relationship Member or a Platinum Relationship Member. Gold Relationship status is achieved with a $20,000 total household deposit and loan balance at the credit union. Platinum Relationship status is achieved with a $50,000+ total household deposit and loan balance.

Credit Union of New Jersey Current CD Rates and APY


 





























































































































































































































































































































Balance Requirements Term Dividend Rate Annual Percentage Yield-Basic Annual Percentage Yield-Gold+ Annual Percentage Yield-Platinum++
   
$500-$99,999.99  
   
  3 Months 0.75% 0.75% 0.85% 1.00%
   
  6 Months 1.00% 1.00% 1.10% 1.25%
   
  1 Year 1.49% 1.50% 1.60% 1.75%
   
  18 Months 1.49% 1.50% 1.60% 1.75%
   
  2 Years 2.23% 2.25% 2.35% 2.50%
   
  3 Years 2.47% 2.50% 2.60% 2.75%
   
  4 Years 2.57% 2.60% 2.70% 2.85%
   
  5 Years 2.96% 3.00% 3.10% 3.25%
   
   
   
$100,000 and above  
   
  3 Months 0.85% 0.85% 0.95% 1.10%
   
  6 Months 1.09% 1.10% 1.20% 1.35%
   
  1 Year 1.59% 1.60% 1.70% 1.85%
   
  18 Months 1.59% 1.60% 1.70% 1.85%
   
  2 Years 2.33% 2.35% 2.45% 2.60%
   
  3 Years 2.57% 2.60% 2.70% 2.85%
   
  4 Years 2.67% 2.70% 2.80% 2.95%
   
  5 Years 3.06% 3.10% 3.20% 3.35%

Information about joining Credit Union of New Jersey and a list of current CD interest rates can be found at cunj.org.
 
Author: Lisa Graham
May 16th, 2010