Certificate (CD) Rates and Financial Information at South Carolina FCU

Follow by Email
Facebook
Twitter
LinkedIn
South Carolina Federal Credit Union, based in North Charleston, South Carolina, is offering regular certificate CD rates, IRA certificate rates and the credit union's premium certificate rate. South Carolina FCU's regular and IRA certificates are tiered with the highest CD rates being on certificates requiring a minimum opening deposit of at least $50,000. Lower tiered certificates only require a a minimum opening deposit of $500.

South Carolina FCU's premium certificate is only available in a 4 year term. Current 4 year premium CD rates are at 1.00 percent with an APY of 1.00 percent. The minimum opening balance on the 4 year premium certificate is $500. The premium rate is higher than regular 4 year rates which are at 0.75 percent and higher balance 4 year rates which are at 0.85 percent.



Current 12 month certificate rates on account balances of less than $50,000 are at 0.15 percent and CD rates on account balances over $50,000 earn a rate of 0.25 percent. South Carolina FCU's 1 year rate matches exactly current national average 12 month bank CD rates which are also at 0.25 percent. Here is a complete list of this credit union's CD rates:

South Carolina Federal Credit Union CD Rates


Certificate Balances Below $50,000

  • 3 Months Rate 0.05% APY 0.05%

  • 4 Months Rate 0.05% APY 0.05%

  • 6 Months Rate 0.10% APY 0.10%

  • 9 Months Rate 0.10% APY 0.10%

  • 12 Months Rate 0.15% APY 0.15%

  • 18 Months Rate 0.20% APY 0.20%

  • 24 Months Rate 0.40% APY 0.40%

  • 36 Months Rate 0.55% APY 0.55%

  • 36 Month Step-Up Rate 0.45% APY 0.45%

  • 48 Months Rate 0.75% APY 0.75%

  • 60 Months Rate 1.15% APY 1.16%


Certificate Balances Above $50,000

  • 3 Months Rate 0.15% APY 0.15%

  • 4 Months Rate 0.15% APY 0.15%

  • 6 Months Rate 0.20% APY 0.20%

  • 9 Months Rate 0.20% APY 0.20%

  • 12 Months Rate 0.25% APY 0.25%

  • 18 Months Rate 0.30% APY 0.30%

  • 24 Months Rate 0.50% APY 0.50%

  • 36 Months Rate 0.65% APY 0.65%

  • 36 Month Step-Up Rate 0.55% APY 0.55%

  • 48 Months Rate 0.85% APY 0.85%

  • 60 Months Rate 1.25% APY 1.26%


South Carolina FCU Financial Information



  • Members: 164,458

  • Employees: 442

  • Total Assets: $1,323,220,000

  • Total Loans: $1,085,020,000

  • Net Worth Ratio: 9.12%

  • Share Growth: -0.50%

  • Loan Growth: -11.50%

  • Loan Assets Ratio: 81.99%

  • Investment Assets Ratio: 7.44%


You can see how South Carolina Credit Union CD rates compare with other CD rates available by searching our rate tables below.
 
Author: Jason P. Jones
November 25th, 2012