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Cal State L.A. FCU CD Rates

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Cal State L.A. Federal Credit Union is advertising share certificates (certificates of deposit) with terms ranging between 3 months and 3 years. The minimum opening certificate of deposit account balance is $2,500. The credit union also offers the option to "Bump-Up" the CD rate once during the term for all certificates of deposit of 12 months or longer. This is a great feature since CD rates will be heading higher some time during the next year.

Searching for CD rates at banks and credit unions? Use our CD rate table to find the highest CD rates in your area. CDRates.MonitorBankRates.com



The credit union's certificates of deposit rates are tiered. Certificate of deposit account balances of $50,001 to $99,000 have the best CD rates. 12 month to 36 month certificates of deposit with an account balance in that range earn a CD interest rate of 1.45 percent with an annual percentage yield of 1.46 percent.

Cal State L.A. FCU is also advertising a "Children’s Certificate" which has one of the best CD rates available. The Children’s Certificate of Deposit is a 60 month CD with a current CD rate of 5.00 percent and an annual percentage yield (APY) of 5.12 percent. Your child may add money to the certificate of deposit one time per year within 30 days of their birthday.

Cal State L.A. FCU CD Rates and APY


Account  Balances of $2,500 to $10,000





  • 3 - 5 months CD Rate 0.50% APY 0.50%


  • 6 – 11 months CD Rate 0.75% APY 0.75%


  • 12 – 36 months CD Rate 1.00% APY 1.00%


Account  Balances of $10,001 to $25,000





  • 3 - 5 months CD Rate 0.90% APY 0.90%


  • 6 – 11 months CD Rate 1.10% APY 1.11%


  • 12 – 36 months CD Rate 1.25% APY 1.26%


Account  Balances of $25,001 to $50,000





  • 3 - 5 months CD Rate 1.05% APY 1.05%


  • 6 – 11 months CD Rate 1.25% APY 1.26%


  • 12 – 36 months CD Rate 1.35% APY 1.36%


Account  Balances of $50,001 to $99,000





  • 3 - 5 months CD Rate 1.15% APY 1.15%


  • 6 – 11 months CD Rate 1.35% APY 1.36%


  • 12 – 36 months CD Rate 1.45% APY 1.46%


To join Cal State L.A. Federal Credit Union you have to live, work, worship or go to school in El Sereno, California. Rates change constantly so for a list of the most current CD interest rates visit calstatela-fcu.org.
 
Author: Brian McKay
May 14th, 2010