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American Bank Online CD Rates

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American Bank Online of Allentown, Pennsylvania, is offering Personal Certificates of Deposit, Traditional IRA and Roth IRA certificates of deposit and Coverdell Education certificates of deposit. The bank's CD rates are very competitive and are some of the highest CD rates available right now. The minimum opening deposit is $500 except for IRA certificates of deposit which have a minimum opening deposit of $250.

Looking for the best CD Rates? Use our CD rate tables at to find the highest CD rates.

The bank is also advertising a 120 day Instant Access certificate of deposit. The current 120 day CD rate is 0.80 percent with an annual percentage yield of 0.80 percent. 120 day Instant Access CDs are not available for IRAs.

The 3 month bank CD rate is very competitive and is almost double the national average 3 month CD rate of 0.42 percent. The 60 month CD interest rate is also higher than the national average rate. The bank's current 60 month CD rate is 2.86 percent. 60 month CD rates at banks and credit unions are averaging only 2.29 percent.

Following is a list of current of Personal CD rates, IRA CD rates and Coverdell Education CD Rates.

CD Rates and APY

  • 90 day CD Rate 0.70% APY 0.70%

  • 182 day CD Rate 1.00% APY 1.00%

  • 12 month CD Rate 1.29% APY 1.30%

  • 18 month CD Rate 1.49% APY 1.50%

  • 24 month CD Rate 1.64% APY 1.65%

  • 30 month CD Rate 1.83% APY 1.85%

  • 36 month CD Rate 1.98% APY 2.00%

  • 48 month CD Rate 2.42% APY 2.45%

  • 60 month CD Rate 2.86% APY 2.90%

For a list of current CD rates and more information about the 120 day Instant Access certificate of deposit visit:
Author: Robert Till
May 11th, 2010