The Federal Open Market Committee meets in just over a week to decide on interest rates. August job's report, released last Friday, showed the labor market continuing to improve, adding pressure to the Fed to increase the fed funds rates.
Whether or not the FOMC actually increases the fed funds rate is still up in the air. We hope the fed funds rate is increased 0.25 percent, so banks with the best rates will also increase their rates 0.25 percent. A few banks did change their rates this past week but there are no new high rates to report.
The changes in rates are listed below along with the best CD rates currently available.
CD Rate Changes
Financial Institution
Product
Rate (New / Old)
Yield (New / Old)
Astoria Bank
2 yr CD
0.75 / 0.45
0.75 / 0.45
Astoria Bank
2.5 yr CD
1.04 / 0.90
1.05 / 0.90
Astoria Bank
3 yr CD
1.04 / 0.90
1.05 / 0.90
Astoria Bank
5 yr CD
1.49 / 1.73
1.5 / 1.75
Astoria Bank
18 month CD
0.75 / 0.45
0.75 / 0.45
Luana Savings Bank
6 month jumbo CD
0.4 / 0.35
0.4 / 0.35
Luana Savings Bank
2.5 yr jumbo CD
1 / 0.95
1 / 0.95
Luana Savings Bank
5 yr jumbo CD
1.6 / 1.55
1.61 / 1.56
Luana Savings Bank
6 month $50K CD
0.35 / 0.30
0.35 / 0.30
Luana Savings Bank
18 month IRA CD
0.85 / 0.80
0.85 / 0.80
Luana Savings Bank
18 month jumbo CD
0.7 / 0.65
0.7 / 0.65
Luana Savings Bank
3 yr jumbo CD
1.15 / 1.10
1.15 / 1.10
Luana Savings Bank
18 month jumbo IRA CD
0.85 / 0.80
0.85 / 0.80
Luana Savings Bank
4 yr jumbo CD
1.45 / 1.40
1.46 / 1.41
Pentagon Federal Credit Union
1 yr CD
1.20 / 1.1
1.21 / 1.11
KS StateBank
1 yr jumbo CD
1.20 / 1.16
1.21 / 1.16
Chartway Federal Credit Union
5 yr CD
1.80 / 2.00
1.81 / 2.02
Chartway Federal Credit Union
5 yr jumbo CD
1.80 / 2.00
1.81 / 2.02
EverBank
1 yr CD
0.81 / 0.90
0.81 / 0.90
EverBank
2.5 yr CD
1.36 / 1.41
1.37 / 1.42
EverBank
3 yr CD
1.34 / 1.48
1.35 / 1.49
EverBank
1 yr jumbo CD
0.81 / 0.90
0.81 / 0.90
EverBank
2.5 yr jumbo CD
1.36 / 1.41
1.37 / 1.42
EverBank
3 yr jumbo CD
1.34 / 1.48
1.35 / 1.49
EverBank
4 yr CD
1.84 / 1.85
1.86 / 1.87
EverBank
4 yr jumbo CD
1.84 / 1.85
1.86 / 1.87
Best National CD Rates Available
2 Month CD Rates/Yields
MyCBB 0.80% Yield 0.80%
E-Loan 0.16% Yield 0.16%
Loan Star Bank 0.15% Yield 0.15%
Virtual Bank 0.15% Yield 0.15%
3 Month CD Rates/Yields
EverBank 0.55% Yield 0.55%
California First National Bank 055% Yield 0.55%
First Internet Bank of Indiana 0.45% Yield 0.45%
AloStar Bank of Commerce 0.40% Yield 0.40%
Goldwater Bank 0.40% Yield 0.40%
Virtual Bank 0.40% Yield 0.40%
Discover Bank 0.35% Yield 0.35%
Nordstrom Bank 0.35% Yield 0.35%
6 Month CD Rates/Yields
California First National Bank 0.85% Yield 0.85%
MyCBB 0.85% Yield 0.85%
EH National Bank 0.80% Yield 0.80%
My e-BAnC by BAC Florida Bank 0.80% Yield 0.80%
AloStar Bank of Commerce 0.80% APY 0.80%
ableBanking, a division of Northeast Bank 0.80% Yield 0.80%
Silvergate Bank 0.75% Yield 0.75%
Chartway Federal Credit Union 0.75% Yield 0.75%
1 Year CD Rates/Yields
E-Loan 1.29% Yield 1.30%
CIT Bank 1.24% Yield 1.25%
Synchrony Bank 1.24% Yield 1.25%
Sallie Mae Bank 1.24% Yield 1.25%
PenFed 1.20% Yield 1.21%
Bank Direct 1.20% Yield 1.21%
AloStar Bank of Commerce 1.20% Yield 1.21%
My e-BAnC by BAC Florida Bank 1.19% Yield 1.20%
Colorado Federal Savings Bank 1.19% Yield 1.20%
Home Savings Bank 1.19% Yield 1.20%
California First National Bank 1.19% Yield 1.20%
18 Month CD Rates/Yields
E-Loan 1.34% Yield 1.35%
Synchrony Bank 1.24% Yield 1.25%
Nordstrom Bank 1.24% Yield 1.25%
AloStar Bank of Commerce 1.20% Yield 1.21%
Virtual Bank 1.20% Yield 1.21%
My e-BAnC by BAC Florida Bank 1.20% Yield 1.21%
2 Year CD Rates/Yields
E-Loan 1.51% Yield 1.52%
Silvergate Bank 1.45% APY 1.46%
Synchrony Bank 1.44% Yield 1.45%
PenFed Rate 1.40% Yield 1.41%
CIT Bank Rate 1.39% Yield 1.40%
AloStar Bank of Commerce Rate 1.39% Yield 1.40%
3 Year CD Rates/Yields
E-Loan 1.83% Yield 1.85%
Silvergate Bank 1.65% Yield 1.66%
Sallie Mae 1.59% Yield 1.60%
California First National Bank 1.54% Yield 1.55%
First Internet Bank of Indiana 1.50% Yield 1.51%
Synchrony Bank 1.49% Yield 1.50%
Lone Star Bank 1.49% Yield 1.50%
AloStar Bank of Commerce 1.48% Yield 1.50%
4 Year CD Rates/Yields
EverBank 1.85% Yield 1.87%
Nationwide Bank 1.84% Yield 1.86%
CIT Bank 1.80% Yield 1.82%
Virtual Bank 1.77% Yield 1.78%
First Internet Bank of Indiana 1.75% Yield 1.76%
Discover Bank 1.74% Yield 1.76%
Synchrony Bank 1.73% Yield 1.75%
5 Year CD Rates/Yields
E-Loan 2.42% Yield 2.45%
Synchrony Bank 2.23% Yield 2.25%
First Internet Bank of Indiana 2.15% Yield 2.17%
You can always find the most current online CD rates by searching our database of rates at Monitor Bank Rates