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1.30% APY – This Week’s Top 1 Year Rate

The Federal Open Market Committee meets in just over a week to decide on interest rates. August job's report, released last Friday, showed the labor market continuing to improve, adding pressure to the Fed to increase the fed funds rates.

Whether or not the FOMC actually increases the fed funds rate is still up in the air. We hope the fed funds rate is increased 0.25 percent, so banks with the best rates will also increase their rates 0.25 percent. A few banks did change their rates this past week but there are no new high rates to report.




The changes in rates are listed below along with the best CD rates currently available.

CD Rate Changes



Financial InstitutionProductRate (New / Old)Yield (New / Old)
Astoria Bank2 yr CD0.75 / 0.450.75 / 0.45
Astoria Bank2.5 yr CD1.04 / 0.901.05 / 0.90
Astoria Bank3 yr CD1.04 / 0.901.05 / 0.90
Astoria Bank5 yr CD1.49 / 1.731.5 / 1.75
Astoria Bank18 month CD0.75 / 0.450.75 / 0.45
Luana Savings Bank6 month jumbo CD0.4 / 0.350.4 / 0.35
Luana Savings Bank2.5 yr jumbo CD1 / 0.951 / 0.95
Luana Savings Bank5 yr jumbo CD1.6 / 1.551.61 / 1.56
Luana Savings Bank6 month $50K CD0.35 / 0.300.35 / 0.30
Luana Savings Bank18 month IRA CD0.85 / 0.800.85 / 0.80
Luana Savings Bank18 month jumbo CD0.7 / 0.650.7 / 0.65
Luana Savings Bank3 yr jumbo CD1.15 / 1.101.15 / 1.10
Luana Savings Bank18 month jumbo IRA CD0.85 / 0.800.85 / 0.80
Luana Savings Bank4 yr jumbo CD1.45 / 1.401.46 / 1.41
Pentagon Federal Credit Union1 yr CD1.20 / 1.11.21 / 1.11
KS StateBank1 yr jumbo CD1.20 / 1.161.21 / 1.16
Chartway Federal Credit Union5 yr CD1.80 / 2.001.81 / 2.02
Chartway Federal Credit Union5 yr jumbo CD1.80 / 2.001.81 / 2.02
EverBank1 yr CD0.81 / 0.900.81 / 0.90
EverBank2.5 yr CD1.36 / 1.411.37 / 1.42
EverBank3 yr CD1.34 / 1.481.35 / 1.49
EverBank1 yr jumbo CD0.81 / 0.900.81 / 0.90
EverBank2.5 yr jumbo CD1.36 / 1.411.37 / 1.42
EverBank3 yr jumbo CD1.34 / 1.481.35 / 1.49
EverBank4 yr CD1.84 / 1.851.86 / 1.87
EverBank4 yr jumbo CD1.84 / 1.851.86 / 1.87


Best National CD Rates Available


2 Month CD Rates/Yields

  • MyCBB 0.80% Yield 0.80%

  • E-Loan 0.16% Yield 0.16%

  • Loan Star Bank 0.15% Yield 0.15%

  • Virtual Bank 0.15% Yield 0.15%


3 Month CD Rates/Yields

  • EverBank 0.55% Yield 0.55%

  • California First National Bank 055% Yield 0.55%

  • First Internet Bank of Indiana 0.45% Yield 0.45%

  • AloStar Bank of Commerce 0.40% Yield 0.40%

  • Goldwater Bank 0.40% Yield 0.40%

  • Virtual Bank 0.40% Yield 0.40%

  • Discover Bank 0.35% Yield 0.35%

  • Nordstrom Bank 0.35% Yield 0.35%


6 Month CD Rates/Yields

  • California First National Bank 0.85% Yield 0.85%

  • MyCBB 0.85% Yield 0.85%

  • EH National Bank 0.80% Yield 0.80%

  • My e-BAnC by BAC Florida Bank 0.80% Yield 0.80%

  • AloStar Bank of Commerce 0.80% APY 0.80%

  • ableBanking, a division of Northeast Bank 0.80% Yield 0.80%

  • Silvergate Bank 0.75% Yield 0.75%

  • Chartway Federal Credit Union 0.75% Yield 0.75%


1 Year CD Rates/Yields

  • E-Loan 1.29% Yield 1.30%

  • CIT Bank 1.24% Yield 1.25%

  • Synchrony Bank 1.24% Yield 1.25%

  • Sallie Mae Bank 1.24% Yield 1.25%

  • PenFed 1.20% Yield 1.21%

  • Bank Direct 1.20% Yield 1.21%

  • AloStar Bank of Commerce 1.20% Yield 1.21%

  • My e-BAnC by BAC Florida Bank 1.19% Yield 1.20%

  • Colorado Federal Savings Bank 1.19% Yield 1.20%

  • Home Savings Bank 1.19% Yield 1.20%

  • California First National Bank 1.19% Yield 1.20%


18 Month CD Rates/Yields

  • E-Loan 1.34% Yield 1.35%

  • Synchrony Bank 1.24% Yield 1.25%

  • Nordstrom Bank 1.24% Yield 1.25%

  • AloStar Bank of Commerce 1.20% Yield 1.21%

  • Virtual Bank 1.20% Yield 1.21%

  • My e-BAnC by BAC Florida Bank 1.20% Yield 1.21%


2 Year CD Rates/Yields

  • E-Loan 1.51% Yield 1.52%

  • Silvergate Bank 1.45% APY 1.46%

  • Synchrony Bank 1.44% Yield 1.45%

  • PenFed Rate 1.40% Yield 1.41%

  • CIT Bank Rate 1.39% Yield 1.40%

  • AloStar Bank of Commerce Rate 1.39% Yield 1.40%


3 Year CD Rates/Yields

  • E-Loan 1.83% Yield 1.85%

  • Silvergate Bank 1.65% Yield 1.66%

  • Sallie Mae 1.59% Yield 1.60%

  • California First National Bank 1.54% Yield 1.55%

  • First Internet Bank of Indiana 1.50% Yield 1.51%

  • Synchrony Bank 1.49% Yield 1.50%

  • Lone Star Bank 1.49% Yield 1.50%

  • AloStar Bank of Commerce 1.48% Yield 1.50%


4 Year CD Rates/Yields

  • EverBank 1.85% Yield 1.87%

  • Nationwide Bank 1.84% Yield 1.86%

  • CIT Bank 1.80% Yield 1.82%

  • Virtual Bank 1.77% Yield 1.78%

  • First Internet Bank of Indiana 1.75% Yield 1.76%

  • Discover Bank 1.74% Yield 1.76%

  • Synchrony Bank 1.73% Yield 1.75%


5 Year CD Rates/Yields

  • E-Loan 2.42% Yield 2.45%

  • Synchrony Bank 2.23% Yield 2.25%

  • First Internet Bank of Indiana 2.15% Yield 2.17%


You can always find the most current online CD rates by searching our database of rates at Monitor Bank Rates
 
Author: Brian McKay
September 7th, 2015