CD rates in Florida have been moving higher for about three years now. If the Fed increases the fed funds rate this month we can expect even better CD rates before the end of the year. Right now the best CD rates in Florida on 12 month CDs are just below 3.00 percent at 2.86 percent. Florida CD rates on 6 month CDs are also very good at 2.40 percent. To find the best Florida CD rates search for rates below.