Zions Direct Information and Current CD Rates
Main Address and Contact Information
FDIC Certification Number
Rating: (4 out of 5)100
Notes: For new customers. Min $10,000, FDIC-insured up to $250,000.
Zions Direct CD Rates
Rates Updated: 06/29/2015
Articles Related to Zions Direct
CD Rate Report June 2, 2015: Best 6 Month CD Rate at 1.00 Percent
A couple of banks increased their CD rates this past week. California First National Bank increased their 6 month CD rate from 0.85 percent to 0.95 percent, putting them in second place in our 6 month rate database. CIT Bank increased their 2 year CD rate from 1.35 percent to 1.40 percent. Read more...
Bank CD Rates Report May 21, 2015
Another quiet week for CD rates, no big change in rates for short term or long term certificate of deposits. We don't expect any major changes in CD rates until the Federal Open Market Committee meets next month. If the FOMC does increase the federal funds rate, banks will follow with higher deposit rates. Read more...
Highest Short Term CD Rates: Best 2 Month CD Rate at 0.80 Percent
By now you must have heard the news that the Federal Reserve will increase their key-benchmark interest rate in 2015. When the federal funds rate is increased, CD rates and other bank rates will also increase. Higher rates is good news but you should position your CD investments for higher rates. Read more...
CD Rate Report May 12, 2015
Listed below are this week's CD rates for certificate of deposit terms ranging between 1 month and 5 years. There have been slight functions in rates offered by banks and credit unions this week. We will have to wait until the FOMC increases the fed funds rate for bigger changes in rates. Also listed below are this week's average CD rates, derived from the CD rate database. Read more...
Top 1 Year CD Rate Now at 1.35 Percent
Banks continue to increase CD rates even before the Federal Reserve increases the federal funds rate. The highest 1 year CD rate in our database is now at 1.34 percent with an APY of 1.35 percent. Last month, the highest rate available was at 1.40 percent. That rate was a promotional rate from Live Oak Bank that ended on April 30. The current average 1 year CD rate is much lower at 0.98 percent. Read more...
Live Oak Bank Tops our 1 Year CD Rate List at 1.40 Percent
We have a new leader in our 1 year certificate of deposit rate database. 1 year CD rates at Live Oak Bank were increased to 1.40 percent with an APY of 1.40 percent. The old highest CD rate was from a credit union at 1.30 percent with an APY of 1.31 percent. Read more...
Current CD Rates, the Calm Before the Storm
The next few months will be the calm before the storm regarding CD rates. Banks and credit unions will keep CD rates near current levels until the Federal Open Market Committee (FOMC) increases the federal funds rate. Our money is on the FOMC increasing the fed funds rate in the June meeting. Read more...
CD Rates at Banks and Credit Unions March 24, 2015
There were no big moves in CD rates week over week, though that will change in the coming months. Last week the FOMC held their two day meeting and released statements pointing to a possible fed funds rate hike in June or September. Read more...
CD Rate Report March 16, 2015
Certificate of deposit rates are stable this week, no major changes in either average CD rates or the highest CD rates available. Rates are expected to move higher in the near future, when the Federal Open Market Committee (FOMC) increases the federal funds rate. Read more...
Weekly CD Rate Report for March 6, 2015
This past week we saw average certificate of deposit rates move higher on 1 and 5 year certificates of deposit, while declining on 2 year CDs. The rate changes were small, 1 year CD rates moved up 1 basis point, 2 year rates moved 1 basis point lower, and 5 year rates increased by 2 basis points. Read more...
Compare Zions Direct's CD Rates With Other Bank Rates Below
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