VirtualBank Information and Current CD Rates

Main Address and Contact Information


,

FDIC Certification Number


VirtualBank

Website: https://www.virtualbank.com/accounts/e-cd
Rating: StarStarStarStar  (4 out of 5)100

Notes: FDIC Insured

VirtualBank CD Rates

Product APY Rate Min. Deposit
3 Month CD from VirtualBank
VirtualBank
1.77
1.75
4
100
3 month CD 1.770% 1.750% $10,000.00
6 Month CD from VirtualBank
VirtualBank
2.31
2.28
4
100
6 month CD 2.310% 2.280% $10,000.00
1 Year CD from VirtualBank
VirtualBank
2.86
2.82
4
100
1 yr CD 2.860% 2.820% $10,000.00
2 Year CD from VirtualBank
VirtualBank
3.06
3.01
4
100
2 yr CD 3.060% 3.010% $10,000.00
3 Year CD from VirtualBank
VirtualBank
3.01
2.97
4
100
3 yr CD 3.010% 2.970% $10,000.00
5 Year CD from VirtualBank
VirtualBank
3.05
3
4
100
5 yr CD 3.050% 3.000% $10,000.00
18 Month CD from VirtualBank
VirtualBank
1.57
1.56
4
100
18 month CD 1.570% 1.560% $10,000.00
1 Month CD from VirtualBank
VirtualBank
0.15
0.15
4
100
1 month CD 0.150% 0.150% $10,000.00
2 Month CD from VirtualBank
VirtualBank
0.15
0.15
4
100
2 month CD 0.150% 0.150% $10,000.00
9 Month CD from VirtualBank
VirtualBank
2.18
2.16
4
100
9 month CD 2.180% 2.160% $10,000.00
4 Year CD from VirtualBank
VirtualBank
1.79
1.77
4
100
4 yr CD 1.790% 1.770% $10,000.00

VirtualBank Jumbo CD Rates

Product APY Rate Min. Deposit
1 Month jumbo CD from VirtualBank
VirtualBank
0.15
0.15
4
100
1 month jumbo CD 0.150% 0.150% $100,000.00
2 Month jumbo CD from VirtualBank
VirtualBank
0.15
0.15
4
100
2 month jumbo CD 0.150% 0.150% $100,000.00
3 Month jumbo CD from VirtualBank
VirtualBank
1.77
1.75
4
100
3 month jumbo CD 1.770% 1.750% $100,000.00
6 Month jumbo CD from VirtualBank
VirtualBank
2.31
2.28
4
100
6 month jumbo CD 2.310% 2.280% $100,000.00
1 Year jumbo CD from VirtualBank
VirtualBank
2.86
2.82
4
100
1 yr jumbo CD 2.860% 2.820% $100,000.00
5 Year jumbo CD from VirtualBank
VirtualBank
3.05
3
4
100
5 yr jumbo CD 3.050% 3.000% $100,000.00
2 Year jumbo CD from VirtualBank
VirtualBank
3.06
3.01
4
100
2 yr jumbo CD 3.060% 3.010% $100,000.00
9 Month jumbo CD from VirtualBank
VirtualBank
2.18
2.16
4
100
9 month jumbo CD 2.180% 2.160% $100,000.00
18 Month jumbo CD from VirtualBank
VirtualBank
1.57
1.56
4
100
18 month jumbo CD 1.570% 1.560% $100,000.00
3 Year jumbo CD from VirtualBank
VirtualBank
3.01
2.97
4
100
3 yr jumbo CD 3.010% 2.970% $100,000.00
4 Year jumbo CD from VirtualBank
VirtualBank
1.79
1.77
4
100
4 yr jumbo CD 1.790% 1.770% $100,000.00
Rates Updated: 12/10/2018

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Twelve month CD rates are now above the current inflation rate and this hasn't been the case for over a decade. This is great news for retirees who can now invest in certificates of deposit and actually make money when inflation is taken into account.     Read more...
All CD Rates Move Higher as Bank CD Rates Increased

Bank CD rates are higher this week as ten different banks increased CD rates on a wide range of CD products. The largest increase was from TAB Bank, which increased their 6 month CD rate by 25 basis to 2.12 percent. TAB now has the second highest 6 month CD rate currently available. The highest 6 month rate is held by My eBanc at 2.20 percent.

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Highest CD Rates Move Higher as Banks Increase Rates
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Brand New High for 12 Month CD Rates in 2017
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Fed Stands Pat on Rates as Online CD Rates March Higher
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Top 2 Year CD Rate Now at 1.70 Percent

The top CD rates continue to move higher as the best 2 year CD rate hits 1.70 percent this week. 2 year CD rates at Connexus Credit Union take the top spot this week at 1.69 percent with a yield of 1.70 percent. Connexus has the best rate this week but two banks are right on the credit union's tail.

Northern Bank Direct, EverBank, and Popular Direct have the second best 2 year rate this week at 1.64 percent with a yield of 1.65 percent. We have another three-way tie for third place, My e-BAnC by BAC Florida Bank, TAB Bank, and VirtualBank all have a current 2 year rate of 1.61 percent with a yield of 1.62 percent.

Not only are the top rates moving higher this week, average 2 year CD rates are also higher. The current average 2 year CD rate is at 1.50 percent, up from last week's average 2 year rate of 1.47 percent. Listed below are the top ten 2 year CD rates for the week ending April 15, 2017.

Best 2 Year CD Rates

  1. Connexus CU - Rate 1.69% Yield 1.70%
  2. Northern Bank Direct - Rate 1.64% Yield 1.65% (tied for 2nd place)
  3. Popular Direct - Rate 1.64% Yield 1.65% (tied for 2nd place)
  4. TAB Bank - Rate 1.60% Yield 1.61% (tied for 3rd place)
  5. My e-BAnC by BAC Florida Bank - Rate 1.60% Yield 1.61% (tied for 3rd place)
  6. VirtualBank - Rate 1.60% Yield 1.61% (tied for 3rd place)
  7. Banesco USA - Rate 1.60% Yield 1.60%
  8. Capital One Bank - Rate 1.59% Yield 1.60% (tied for 5th place)
  9. Synchrony Bank - Rate 1.59% Yield 1.60% (tied for 5th place)
  10. M.Y. Safra Bank, FSB - Rate 1.59% Yield 1.60% (tied for 5th place)
  11. iGObanking.com - Rate 1.59% Yield 1.60% (tied for 5th place)
  12. Congressional Bank - Rate 1.59% Yield 1.60% (tied for 5th place)
  13. iGObanking.com - Rate 1.59% Yield 1.60% (tied for 5th place)
  14. First Internet Bank of Indiana - Rate 1.56% Yield 1.57%
  15. CD Bank - Rate 1.55% Yield 1.56%
  16. Nationwide Bank - Rate 1.50% Yield 1.51% (tied for 8th place)
  17. Pentagon Federal Credit Union - Rate 1.50% Yield 1.51% (tied for 8th place)
  18. PurePoint Financial - Rate 1.49% Yield 1.50% (tied for 9th place)
  19. Home Savings Bank - Rate 1.49% Yield 1.50% (tied for 9th place)
  20. Live Oak Bank - Rate 1.49% Yield 1.50% (tied for 9th place)
  21. GS Bank - Rate 1.44% Yield 1.45%
    Read more...
Best 1 Year CD Rates April 5, 2017

CD rates continue to move higher this week. We look for the trend of higher CD rates to continue in 2017 as long as there isn't a recession. The Fed is expected to increase the federal funds rate at least two more times this year, which will put more upward pressure on CD rates.

This week, the best 1 year CD rate in the database is now at 1.49 percent with an APY of 1.50 percent. A couple of weeks ago, the top 1 year CD rate was 5 basis points less.

The current national average 1 year CD rate also moved higher this week over last. The current national average 1 year CD rate is at 1.26 percent, up from last week's average of 1.30 percent.

Listed below is top ten 1 year CD rates currently available.

Top Ten 1 Year CD Rates

  1. Connexus Credit Union 1.49% APY 1.50%
  2. VirtualBank 1.45% APY 1.46%
  3. Banesco USA 1.45% APY 1.45%
  4. PurePoint Financial 1.39% APY 1.40% (Tied for 4th place)
  5. Live Oak Bank (Tied for 4th place)
  6. My e-BAnC by BAC Florida Bank (Tied for 4th place)
  7. CD Bank 1.36% APY 1.36%
  8. M.Y. Safra Bank, FSB 1.35% APY 1.36%  (Tied for 6th place)
  9. TAB Bank 1.35% APY 1.36%  (Tied for 6th place)
  10. Synchrony Bank 1.34% APY 1.35% (Tied for 7th place)
  11. AloStar Bank of Commerce 1.34% APY 1.35% (Tied for 7th place)
  12. Home Savings Bank 1.34% APY 1.35% (Tied for 7th place)
  13. First Internet Bank of Indiana 1.32% APY 1.33%
  14. CIT Bank 1.31% APY 1.32%
  15. PenFed 1.30% APY 1.31%

You can view a list of CD rates for all CD terms at MonitorBankRates.com.

    Read more...
CD Rates Report: 1 Year CD Rates as of January 14, 2017

Listed below is a current CD rates report for 1 year certificates of deposit as of January 14, 2017.

Current 1 Year CD Rates

  • Pentagon Federal Credit Union 1.35% Yield 1.36% (tied for 1st place)
  • EverBank 1.35% Yield 1.36% (tied for 1st place)
  • VirtualBank 1.30% Yield 1.31%
  • Live Oak Bank 1.29% Yield 1.30%
  • My e-BAnC by BAC Florida Bank 1.28% yield 1.29%
  • E-Loan 1.27% Yield 1.28% (tied for 5th place)
  • Popular Direct 1.27% Yield 1.28% (tied for 5th place)
  • Pacific National Bank 1.26% Yield 1.27%
  • California First National Bank 1.25% Yield 1.26% (tied for 7th place)
  • TAB Bank 1.25% Yield 1.26% (tied for 7th place)
  • Synchrony Bank 1.24% Yield 1.25% (tied for 8th place)
  • Colorado Federal Savings Bank 1.24% Yield 1.25% (tied for 8th place)
  • Salle Mae 1.24% Yield 1.25% (tied for 8th place)
  • AloStar Bank of Commerce 1.22% Yield 1.23% (tied for 9th place)
  • giantbank AloStar 1.22% Yield 1.23% (tied for 9th place)
  • CIT Bank 1.21% Yield 1.22% (tied for 10th place)
  • BankDirect 1.21% Yield 1.22% (tied for 10th place)

For a list of today's 1 year CD rates in our database go to MontiorBankRates.com.

    Read more...

Compare VirtualBank's CD Rates With Other Bank Rates Below

No FDIC data found