Today's 12-month CD rates can be found at 3.80%, 6-month CD rates at 2.50% and 3-month CD rates at 4.47%. Current savings rates are at 5.05% and money market rates are at 0.55%. Mortgage rates today on 30-year fixed loans are around 7.67%. All these rates, are more, can be found in our database of rates. USAA's 15-Month CD rates are at 5.00%, 18-Month CD rates are at 4.75%, 24-Month CD rates are at 4.50%, 12-Month CD rates are at 4.50%, 36-Month CD rates are at 4.25%.
To see how these rates compare to USAA rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from USAA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with USAA CD rates. You can also compare savings rates, MMA rates and mortgage rates using our other rate lists.
Given that USAA's CD rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at USAA? Share your experience about USAA by leaving a review below, or read customer reviews before you decide to use USAA.
USAA Texas Ratio
USAA's Texas Ratio is at 0.00%, which is considered excellent.
The Texas Ratio for USAA is lower than the national average of all banks, currently at 6.24%.
The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks.
Banks that have a Texas Ratio of 100% or more have a high chance of failing.
Overall, USAA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Compare USAA Rates with Other Competitive Bank and Credit Union Rates
CNB of McConnelsville
15-Month CD
4.30%
$5,000
Honor Bank
13-Month CD special
4.25%
$10,000
First Commerce Bank Lewisburg, TN
36-Month CD
3.29%
$1,000
Monson Savings Bank
18-Month CD
0.20%
$1,000
Farmers and Merchants Bank Milford, NE
13-Month CD Special
3.00%
$5,000
Campbell & Fetter Bank
12-Month CD
2.01%
$1,000
Pentagon Federal Credit Union
60-Month CD (Certificate)
3.90%
$1,000
Midwest Heritage Bank
15-Month CD
5.25%
$5,000
First National Bank of Eastern Arkansas
Now Checking Account
0.25%
$1,000
Prairie Bank of Kansas
12-Month CD
5.45%
$1,000
Classic Bank
Savings Account
0.40%
$500
SSB Scott State Bank
24-Month CD
1.20%
$1,000
Greenville Federal
9-Month CD special
5.00%
$10,000
Bethpage Credit Union
48-Month CD
3.85%
$50
First Federal S&L of Lakewood
Mone Market
4.59%
$25,000
North Valley Bank Thornton, CO
6-Month CD
4.75%
$1,000
First Community Bank of Moultrie County
Savings Account
0.10%
$10
Cendera Bank
Savings Account
0.10%
$100
The Blue Grass Valley Bank
12-Month CD
1.35%
$1,000
Bank of Edmonson County
Checking Account
0.15%
$1,000
Delaware NB of Delhi
Money Market IMMA
0.30%
$1,000
The Bank of Bennington
7-Month CD special
4.75%
$500
Monroe Savings Bank
24-Month CD
1.75%
$500
First Fidelity Bank Fort Payne, AL
18-Month CD
2.02%
$1,000
PSB Indianola, IA
Kasasa Saver Savings Account
0.50%
$50
Stryv Bank
48-Month CD
1.40%
$1,000
Grove Bank
24-Month CD
4.04%
$1,000
Farmers Savings Bank Colesburg, IA
Savers Plus Savings Account
2.22%
$300,000
SouthernTrust Bank
18-Month CD
1.36%
$1,000
Farmers State Bank Elmwood, IL
7-Month CD special (new money)
5.09%
$10,000
Profinium, Inc.
Pro Saver Account
4.30%
$100
Mineola Community Bank
18-Month CD second chance
3.03%
$1,000
Connecticut Community Bank
Money Market Tier 3
3.50%
$50,000
Everett Co-operative Bank
Savings Account Statement
0.10%
$100
First Community Bank of Hillsboro
24-Month CD
0.25%
$1,000
HomeBank
36-Month CD
1.26%
$2,500
Longview Bank
36-Month CD
2.00%
$500
Bank 21
24-Month CD
4.00%
$500
Pulaski Savings Bank
Money Market
0.05%
$2,500
State Bank of Industry
36-Month CD
2.02%
$1,000
Citizens Savings Bank Bogalusa, LA
Checking Account
0.01%
$500
Citizens Bank & Trust Co. MN
Savings Account Money Market
0.30%
$100
Bank of Salem AR
Savings Account
0.50%
$100
Bridge City State Bank
Checking Acount Now
1.31%
$1,000
Spring Bank Bronx, NY
Money Market
3.75%
$500
Classic Bank
24-Month CD special
5.45%
$10,000
Aroostook County FS&L Assocation
17-Month CD Special
5.50%
$500
Hyperion Bank
48-Month CD
1.95%
$500
Mound City Bank
3-Month CD IntraFi
4.90%
$10,000
State Bank of Newburg
Money Market
1.87%
$5,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Compare USAA Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
USAA Information
USAA
3773 Howard Hughes Pkwy Las Vegas, NV 89169 Clark
Established Date: 09/27/1996
FDIC Certificate #: 34351
Date of FDIC Deposit Insurance: 09/27/1996
Bank Holding Company: UNITED SERVICES AUTOMOBILE ASSN How Many Domestic U.S. Offices? 1 How Many Branches are There? 1
USAA CD rates moved higher over night and are now some of the best CD rates available from an online bank. 3 year CD rates at USAA were increased 7 basis points and are now at 2.48 percent with an APY of 2.51 percent. 5 year CD Rates from USAA were increased .10 percent and are now at 2.75 percent with an APY of 2.78 percent. Compare USAA CD rates below with other rates to get the best rate. Read more...
This week's CD rate changes were numerous because banks and credit unions increased interest rates across the board. The high number of CD rate changes this past week is a result of the Federal Reserve increasing the fed funds rate. The recent fed funds rate increase of 25 basis points put the fed funds rate in a range of 1.50 percent to 1.75 percent.Since that increase, we have new highs on 3 month, 6 month and 1 year CD rates. The best 3 month CD rate increased to 1.56 percent, up from 1.45 percent. The best 6 month CD rates are now at 2.00 percent, up from 1.85 percent.It's nice to write about CD rates making new highs, especially after writing for years about rates making new lows. Just over a month ago we were writing about 1 year CD rates hitting two percent. Now 6 month CD rates at two percent. Hopefully, by the end of the year, 3 month rates will reach 2.00 percent. Read more...
USAA Money Market Account rates are now at 0.05 percent with a yield of 0.05 percent. View current Money Market Account rates at USAA below. Read more...
USAA Money Market Account 10K rates are now at 0.20 percent with a yield of 0.20 percent. View current Money Market Account 10K rates at USAA below. Read more...
It is hard to believe we might be less than 2 months away from higher CD rates when the FOMC increases the fed funds rate. Banks and credit unions have been increasing rates, but for the most part the increases have been small. In this week's CD Rate Report, there were a handful of rate increases and a couple rate decreases.Most of the higher rate changes were to longer term certificates of deposit. The largest increase was 0.13 percent to EverBank's 3 year CD rate. The rate was increased from 1.52 percent to 1.65 percent. Silvergate Bank now as the best 3 year rate at 1.65 percent with an APY of 1.66 percent. E-Loan.com and EverBank are now tied for having the best 4 year CD Rate at 1.91 percent and 5 year CD rate at 1.31 percent.Also in this report, average CD rates were down across the board. Listed below is this week's CD Rate report. Read more...
This past week we had 8 banks in our database increased their CD rates and 1 bank that lowered their CD rate. There are new top rates on the 2 year rate list and 3 year rate list.Silvergate Bank now has the top 2 year CD rate at 1.51 percent with a yield of 1.52 percent.Sallie Mae Bank now has the best 3 year CD rate at 1.59 percent with a yield of 1.60 percent. Read more...
Banks and credit unions have been all over the place with their rates. In our database of CD rates, there were 9 CD rate increases and 8 CD rate decreases in June. Average CD rates on 2 year, 3 year and 5 year certificates of deposit moved slightly higher while 3 month and 6 month rates were unchanged.The biggest decrease the past month was from Chartway Federal Credit Union. CFCU's 6 month rate was lowered from 0.85 percent to 0.70 percent. The largest increase was from Synchrony Bank. The bank's 2 year CD rate was increased from 1.15 percent to 1.25 percent.CD Rates will remain near current levels until the Federal Open Market Committee increases the federal funds rate. Most Fed watchers anticipate an increase during the FOMC's September meeting. The amount of the increase will probably be 0.25 percent, which will send the best CD rates in our database up by the same amount. Read more...
A couple of banks increased their CD rates this past week. California First National Bank increased their 6 month CD rate from 0.85 percent to 0.95 percent, putting them in second place in our 6 month rate database. CIT Bank increased their 2 year CD rate from 1.35 percent to 1.40 percent.These increases were small and we won't see any major increases in deposit rates until the Federal Open Market Committee increases their key benchmark interest rate. There is a slight chance the FOMC might increase the rate during their June meeting (June 16th and 17th).If a rate increase doesn't happen this month, July will be the next target for an increase. The FOMC will meet again on July 28th and July 29th to discuss monetary policy. May and June's employment reports will be driving factors on whether or not the rate is increased. Read more...
Another quiet week for CD rates, no big change in rates for short term or long term certificate of deposits. We don't expect any major changes in CD rates until the Federal Open Market Committee meets next month. If the FOMC does increase the federal funds rate, banks will follow with higher deposit rates.The best CD rate deal in our rate database is MyCBB Bank's 2 month CD rate at 0.80 percent. Investing in short term certificates of deposit right now makes sense because rates are moving higher this year. MyCBB Bank's rate is also higher than all 3 month rates in the database and better than most 6 month rates.Colorado Federal Savings Bank increased their CD rates and the bank is now listed in most of the rate lists below. Capital One Bank also increased their rates and made some of the lists. California First National Bank increased their 6 month rate from 0.85 percent to 0.95 percent. EverBank made small increases to their rates, a couple basis points higher. Discover Bank lowered their 5 year CD rate 10 basis points. Read more...
Listed below are this week's CD rates for certificate of deposit terms ranging between 1 month and 5 years. There have been slight functions in rates offered by banks and credit unions this week. We will have to wait until the FOMC increases the fed funds rate for bigger changes in rates. Also listed below are this week's average CD rates, derived from the CD rate database.
Banks continue to increase CD rates even before the Federal Reserve increases the federal funds rate. The highest 1 year CD rate in our database is now at 1.34 percent with an APY of 1.35 percent. Last month, the highest rate available was at 1.40 percent. That rate was a promotional rate from Live Oak Bank that ended on April 30. The current average 1 year CD rate is much lower at 0.98 percent.Bank CD rates are moving higher, but the increases are small, and will be small until the Fed increases the fed funds rate. At the beginning of 2015, the best 1 year rate was from Bank Direct at 1.16 percent with an APY of 1.17 percent. As you can see, the highest 1 year CD rate in the database has increased 18 basis points the past 4 months.It won't be long before the fed funds rate is increased and that increase send deposit rates higher. The current fed funds rate has been near zero percent since December 2008. We anticipate an increase in the rate will come either during next month's Fed meeting or during the September meeting. Read more...
CD rates were mixed this week as Federal Reserve Chairperson, Janet Yellen, hinted that interest rates could be increased sooner than later. Janet Yellen testified before the Senate Banking Committee recently and basically said if the unemployment rate falls further, the Fed might have to raise rates sooner than thought.1 year CD rates are higher this week averaging 0.91 percent, up 1 basis point from last week's average rate of 0.90 percent. 2 year CD interest rates are slightly lower averaging 1.08 percent, a decline from last week's average rate of 1.09 percent. 5 year rates remained unchanged at 1.74 percent.While average rates remained nearly unchanged, several banks have increased both their short term and long term CD rates. Listed below are the most current CD rates at banks in the United States. Read more...
More and more banks are starting to increase the rates they pay on certificates of deposit. The increases are not large or widespread but nonetheless moving higher. Any across the board increase will have to wait until the Federal Reserve Bank increases the federal funds rate. Listed below are the highest CD rates this week for certificates of deposit with terms of 3 months to 5 years.Best 3 Month Bank CD Interest Rates
CD rates are moving higher in the coming years because the Federal Reserve will be increasing their key benchmark rate, the federal funds rate. Therefore you should stay invested in shorter term certificates of deposit to take advantage of higher CD rates when they do arrive.To help you with your search for the best CD rates right now on short term certificates of deposit, we have compiled lists of the top 3 month and 6 month rates available.Top 6 Month CD Rates and APYRead more...
While short term U.S. Treasury rates soared and then dropped due to the budget/debt ceiling talks last month, the highest CD rates remained stable. CD rates and all types of bank deposit rates won't increase until the federal funds rate is increased, which won't happen until the second or third quarter of 2014.
CD Rates Going Higher in 2014
Below we have listed the best CD rates on short term certificates of deposit because we recommend staying invested in shorter term CD accounts since CD rates are moving higher and you want to have funds free to take advantage of rising rates. The Federal Reserve Open Market Committee (FOMC) has voted to keep the federal funds rate near zero percent to help the economy expand after the worst recession since the Great Depression. Read more...
Below is the short list of average CD rates and the best CD rates available for the week of August 19, 2013. We don't expect short term CD rates to move higher any time soon but long term CD rates should continue to move higher in the coming months.The highest 3 month CD rates available this week are at 0.45 percent while the average 3 month rates are at a fraction at 0.08 percent. Below is a list of banks offering the highest 3 month rates in our database:Read more...
Average CD rates remain stable this week as Hurricane Sandy caused widespread descruction in New Jersey and New York City. The equities markets were closed two days this week because of the hurricane. The FDIC's average 1 year bank CD rates are at 0.25 percent this week with 1 year CD rate cap at 1.00 percent, unchanged from the prior week's average rate.The best CD rates on 1 year certificates of deposit also remain unchanged this week. The best CD rates on 12 month certificates of deposit are still at 1.10 percent, more than 4 times the FDIC average rate and 10 basis points higher than the rate cap. The FDIC's national average 2 year CD rate fell one basis point this week to 0.41 percent with the rate cap at 1.16 percent.The highest CD rates on 2 year certificates of deposit remained at 1.25 percent, just over 3 times the FDIC national average rate. Jumbo CD rates on both 1 year and 2 year certificates of deposit are averaging only slightly higher than regular rates. Average 1 year jumbo CD rates in the FDIC survey are averaging 0.26 percent and 2 year jumbo CD rates are averaging 0.43 percent. Read more...
It used to be when you had a $100,000 or more to deposit into a jumbo certificate of deposit you received a return that was higher than what a regular certificates of deposit earned. That hasn't been the case over the past few years as average jumbo CD rates are not much better than regular CD rates.In this week's FDIC national rate survey the average CD rate on account balances of less than $100k is 0.26 percent while the average jumbo CD rate for account balances of $100k or more is 0.27 percent. A rather low return for your money for both types of accounts.The FDIC's average rates are just averages but the best jumbo CD rates are also not much better than the best regular CD rates. In fact many banks are offering the exact same CD interest rate for both types of accounts infuriating depositors to were used to getting a better rate with jumbo CD accounts. Read more...
Mortgage rates made yet another all-time low in this week's mortgage survey report. 30 year mortgage rates are currently averaging 3.88%, an all-time record low and down from last week's average 30 year mortgage rate of 3.89% according to Freddie Mac. 15 year conforming mortgage rates today are slightly higher this week averaging 3.17%, an increase from last week's average 15 year mortgage rate of 3.16%.
TIAA Direct's High Yield Savings account has one of the best savings rates available right now. TIAA Direct's current savings rate is 1.24 percent with an APY of 1.25 percent. This bank's savings account rate is more than 12 times the current FDIC national average rate of 0.10 percent.
Mortgage rates are slightly lower this week over last. Conforming mortgage rates and jumbo mortgage rates are both lower. The average 30 year mortgage rate is at 4.85 percent this week. Today's average jumbo 30 year mortgage rate is currently at 5.65 percent.
Mortgage rates are slightly lower this week over last. Conforming mortgage rates and jumbo mortgage rates are both lower. The average 30 year mortgage rate is at 4.85 percent this week. Today's average jumbo 30 year mortgage rate is currently at 5.65 percent.
To see how these rates compare to 
USAA CD rates moved higher over night and are now some of the best CD rates available from an online bank. 3 year CD rates at USAA were increased 7 basis points and are now at 2.48 percent with an APY of 2.51 percent. 5 year CD Rates from USAA were increased .10 percent and are now at 2.75 percent with an APY of 2.78 percent. Compare USAA CD rates below with other rates to get the best rate. 
It's nice to write about CD rates making new highs, especially after writing for years about rates making new lows. Just over a month ago we were writing about 1 year CD rates hitting two percent. Now 6 month CD rates at two percent. Hopefully, by the end of the year, 3 month rates will reach 2.00 percent. 
Mortgage rates made yet another all-time low in this week's mortgage survey report. 30 year 
