Today's 12-month CD rates can be found at 4.97%, 6-month CD rates at 5.25% and 3-month CD rates at 2.50%. Current savings rates are at 0.05% and money market rates are at 1.80%. Mortgage rates today on 30-year fixed loans are around 7.52%. All these rates, are more, can be found in our database of rates. Third Federal Savings and Loan's 36-Month CD Bonus rates are at 5.50%, 60-Month CD Bonus rates are at 5.50%, 59-Month CD Special rates are at 4.00%, 49-Month CD Special rates are at 4.00%, 39-Month CD Speical rates are at 4.00%.
To see how these rates compare to Third Federal Savings and Loan rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Third Federal Savings and Loan, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Third Federal Savings and Loan CD rates. You can also compare savings rates, MMA rates and mortgage rates using our other rate lists.
Given that Third Federal Savings and Loan's CD rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Third Federal Savings and Loan? Share your experience about Third Federal Savings and Loan by leaving a review below, or read customer reviews before you decide to use Third Federal Savings and Loan.
Third Federal Savings and Loan Texas Ratio
Third Federal Savings and Loan's Texas Ratio is at 2.34%, which is considered excellent.
The Texas Ratio for Third Federal Savings and Loan is lower than the national average of all banks, currently at 6.24%.
The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks.
Banks that have a Texas Ratio of 100% or more have a high chance of failing.
Overall, Third Federal Savings and Loan is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.
Third Federal Savings and Loan CD Rates and Interest Rates
Third Federal Savings and Loan
36-Month CD Bonus
5.50%
$500
Third Federal Savings and Loan
60-Month CD Bonus
5.50%
$500
Third Federal Savings and Loan
59-Month CD Special
4.00%
$500
Third Federal Savings and Loan
49-Month CD Special
4.00%
$500
Third Federal Savings and Loan
39-Month CD Speical
4.00%
$500
Third Federal Savings and Loan
29-Month CD Special
3.80%
$500
Third Federal Savings and Loan
19-Month CD Special
3.70%
$500
Third Federal Savings and Loan
3-Month CD Special
3.50%
$500
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Compare Third Federal Savings and Loan Rates with Other Competitive Bank and Credit Union Rates
Luana Savings Bank
48-Month CD Jumbo
4.40%
$100,000
South Georgia Banking Company
24-Month CD
2.32%
$1,000
First Community Bank of Hillsboro
Interest Checking Account
0.15%
$1,000
Farmers State Bank Victor, MT
Money Market
4.33%
$1,500,000
Fayette Savings Bank, SSB
12-Month CD Jumbo
1.20%
$100,000
Bank Five Nine
60-Month CD
4.00%
$1,000
NBT Financial Bank
Money Market
0.25%
$2,500
Geddes Federal S&L
Statement Savings Account
0.05%
$25
Eastern Bank
Statement Savings
0.01%
$10
Newtown Savings Bank
Basic Money Market
0.50%
$25
Evergreen Bank Group
13-Month CD Special
5.25%
$10,000
Dow Credit Union
18-Month CD (Certificate)
4.94%
$500
SSB of Wanamingo
36-Month CD
1.00%
$500
Lake Central Bank
24-Month CD
3.44%
$1,000
Home Federal Bank of Tennessee
24-Month CD
2.25%
$500
Midwest Heritage Bank
36-Month CD
3.50%
$5,000
Lake City Federal Bank
24-Month CD
2.22%
$1,000
Cecil Bank
Money Market
0.30%
$25,000
Needham Bank
24-Month CD
2.00%
$1,000
HSBC Trust Company (Delaware)
Premier Relationship Savings account
4.25%
$1
First Federal S&L of McMinnville
18-Month CD
5.04%
$500
Nodaway Valley Bank
12-Month CD
0.50%
$500
First State Bank New London, WI
Regular Savings
0.02%
$200
Phelps County Bank
Personal Savings
0.05%
$25
Savers Co-operative Bank
Savings Account
0.10%
$10
Lineage Bank
30-Month CD promotional special
4.75%
$10,000
Ion Bank
12-Month CD
0.60%
$500
First Resource Bank Exton, PA
60-Month CD
3.75%
$500
Connection Bank
18-Month CD
0.45%
$1,000
First Command Bank
18-Month CD
4.00%
$1,000
Citizens Bank of Clovis
36-Month CD
3.82%
$1,000
United Bank of Union
24-Month CD
0.65%
$500
Brentwood Bank
Money Market
1.76%
$250,001
Cross River Bank
18-Month CD
2.25%
$500
Harleysville Bank
36-Month CD
0.35%
$500
Farmers State Bank Center, TX
Savings Account
0.60%
$100
PSECU
9-Month CD
4.90%
$500
American Bank and Trust Company, N.A.
Savings Account
0.01%
$0
First Central Savings Bank Glen Cove, NY
17-Month CD (In branch)
4.50%
$500
Forward Bank
Money Market
0.35%
$100
North Side Federal S&L of Chicago
48-Month CD
1.71%
$2,000
The Bank of New Glarus
12-Month CD
1.00%
$1,000
Community Bank Topeka, KS
24-Month CD
0.35%
$1,000
Bath Savings Institution
60-Month CD
2.48%
$500
Center National Bank
Money Market Savings
0.35%
$10,000
Lincoln FSB of Nebraska
60-Month CD
1.50%
$100
Farmers State Bank of Alto Pass, Ill.
24-Month CD
0.40%
$1,000
Central Bank Provo, UT
12-Month CD
2.37%
$500
Osgood Bank OB
6-Month CD
3.20%
$1,000
North Easton SB
24-Month CD
0.50%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Compare Third Federal Savings and Loan Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Third Federal Savings and Loan Information
Third Federal Savings and Loan
7007 Broadway Ave Cleveland, OH 44105 Cuyahoga
Established Date: 08/04/1938
FDIC Certificate #: 30012
Date of FDIC Deposit Insurance: 08/04/1938
Bank Holding Company: THIRD FS&LA OF CLEVELAND MHC How Many Domestic U.S. Offices? 37 How Many Branches are There? 37
Third Federal Savings and Loan CD rates on the bank's Specials CDs are some of the best CD rates available right now. The minimum opening balance is only $500. 30 day rolling special CD rates at Third Federal Savings and Loan are at 1.85 percent. 59 month special CD rates at Third Federal Savings and Loan are at 3.50 percent. Compare Third Federal Savings and Loan CD rates with other banks below. Read more...
Online savings account rates increased again this month and have hit a milestone. The best online savings rates hit 1.49 percent with an APY of 1.50 percent, a new high for 2017. Savings rates moved higher in December because the Federal Reserve increased the fed funds rate.The fed funds rate was increased by 25 basis points during the Fed's December meeting. The new targeted range for the fed funds rate is 1.25 percent to 1.50 percent. You can see a history of fed funds rate increases and decreases since 2003 at Fed Funds Rate History.The largest banks are offering savings rates even less than 0.15 percent. Chase Bank's Chase Savings rate is at a paltry 0.01 percent. They clearly have no interest in attracting deposits by offering a rate of 0.01 percent. Read more...
Third Federal Savings and Loan Savings rates are now at 0.20 percent with a yield of 0.20 percent. View current Savings rates at Third Federal Savings and Loan below. Read more...
Third Federal Savings and Loan Savings Jumbo rates are now at 0.20 percent with a yield of 0.20 percent. View current Savings Jumbo rates at Third Federal Savings and Loan below. Read more...
Third Federal Savings and Loan Savings rates are now at 0.20 percent with a yield of 0.20 percent. View current Savings rates at Third Federal Savings and Loan below. Read more...
Average mortgage rates are mixed this week. 30 year rates moved higher and 15 year rates moved lower. 30 year conforming rates are averaging 3.70 percent, up from the prior week's average rate of 3.66 percent. 15 year rates are averaging 2.79 percent, down 1 basis point from last week's average of 2.80 percent.
The lowest 30 year rate available in our rate database for California is at 3.125 percent with points. AimLoan is offering the 3.125 percent rate with 1.10 points and American Interbanc Mortgage with 0.10 points. The lowest 30 year rate without points is at 3.375 percent from Empire America.
The best 15 year mortgage rate available in our database for the state of Texas is from AimLoan at 2.375 percent with 1.10 points. The best 15 year rate without points is also from AimLoan at 2.625 percent.
Third Federal Savings and Loan is offering some very competitive mortgage rates right now. Third Federal mortgage rates are competitive for both fixed and adjustable loans. The lowest quoted mortgage rate right now is on Third Federal's 3/1 Smart Rate Adjustable loan at 1.99 percent with no points.
Third Federal also offers a lower closing cost option on a 3/1 ARM but the rate is higher. Third Federal's 3/1 Smart Rate Adjustable Low Cost rate is 2.49 percent with only $249.00 in closing costs. The Low Cost closing cost option is also available on other loans at Third Federal.
Current Advertised Mortgage Rates at Third Federal Savings and Loan
Average mortgage rates start near the lows of 2014 but will increase throughout 2015. 30 year mortgage rates today remain under 4.00 percent at 3.98 percent. Mortgage rates continue to remain low because 10 year bond yields also remain low, defying expectations of an increase in rates.10 year bond yields closed at 2.12 percent on Friday, almost 100 basis points lower than the forecast for the beginning of 2015. Mortgage rates and 10 year bond yields are expected to increase about 1.00 percent by the end of this year. 10 year bond yields will approach 3.00 percent, 30 year mortgage rates will head towards 5.00 percent and 15 year rates will move towards 4.00 percent.15 year mortgage rates today are averaging 3.07 percent, an increase of 3 basis points from last week's average 15 year rate. 15 year rates may fall below 3.00 percent before rates move higher. Any increases in rates won't come in the first few months of 2015 and will more likely increase as the year progresses. Read more...
Mortgage rates today on 30 year loans are averaging 4.41 percent, a slight decline from the previous week's average 30 year mortgage rate of 4.44 percent. This past week 10 year U.S. bond yields have traded in a tight range of 2.60 percent to 2.68 percent. There were no big changes in average mortgage rates this week because 10 year bond yields have been stable.Mortgage rates and bond rates didn't moved that much because there was no major economic news released. Next week's economic calendar includes numbers for new home sales and existing home sales but neither report will move rates that much. We will have to wait until April's unemployment numbers are released in early May to move rates significantly higher or lower.Although current mortgage rates are low historically speaking, most new loan originations are for home purchases instead of refinances. Ellie Mae's Origination Insight Report showed 60 percent of loan originations were for home purchases. A year ago, over 70 percent of new loans were for refinances. Read more...
A slight uptick in mortgage interest rates has caused demand for home loans to decline in the Weekly Mortgage Application Survey released by the Mortgage Bankers Association. The increase in average mortgage rates was expected since bond yields rose recently but the increase in rates won't last since yields have moved lower and the Fed continues to buy mortgage-backed securities (MBS) in the amount of $85 billion a month to drive rates lower.In the MBA survey for the week ending October 19, 2012, average 30 year conforming mortgage rates increased to 3.63 percent with 0.45 mortgage points, up from the previous week's average 30 year mortgage rate of 3.57 percent with 0.44 mortgage points. In the MBA's Market Composite Index, which measures mortgage loan demand volume for home purchases and refinancing loans, decreased 2 percent on an unadjusted basis compared with the previous week.The MBA's Refinance Index, which is a measure of loan application volume for homeowners refinancing loans, decreased 13 percent from the previous week to the lowest level since late August. The seasonally adjusted Purchase Index, which measures home purchases, decreased 8 percent from one week earlier. Read more...
Average current mortgage rates moved higher since the FOMC announced another around of quantitative easing. Mortgage rates are higher because Treasury yields increased as investors sold Treasuries (yields move in the opposite direction) to invest in riskier assets like stocks and commodities. During the first two rounds of easing since 2009 stock prices are up 100% so investors believe another round of easing will send stocks up further. When the Fed begins QE3 bond yields and mortgage rates will fall in the coming months.In QE3 the Fed will buy $40 billion a month in agency mortgage backed securities (MBS) to drive down long term interest rates more generally, but also on mortgage interest rates specifically, providing more support to the housing sector by encouraging home purchases and home loan refinancing. The Fed also said they will extent their highly accommodating stance of keeping the Fed funds rate in a targeted range of zero percent to one quarter percent from the end of 2014 to the middle of 2015.Here is a video of the press conference by Fed Chairman, Ben Bernanke: Read more...
For over 4 years we have been reporting on CD rates moving lower and lower. Back just before the financial crisis in 2008 there were bank CD rates available as high as 5.00 percent on 12 month certificates of deposit. The best CD rates on 60 month certificates of deposit were also around 5.00 percent. Discover Bank CD Rates on 5 year certificates of deposit were at 5.21 percent APY. Right now the highest CD rates on 5 year certificates of deposit are under 2.00 percent and the highest CD rates on 1 year certificates of deposit are just north of 1.00 percent.Right now the best CD bank rate on our 5 year certificate of deposit rate list is from CIT Bank at 1.83 percent with an APY of 1.85 percent. A 5 year CD rate of 1.83 percent doesn't sound like a great rate compared to where rates were several years ago but when compared to the FDIC national average 5 year CD rate of 0.98 percent things start to look a lot better.The second highest CD rates at banks on our 60 month certificates of deposit rate list is also well above the FDIC national average. Third Federal Savings and Loan is offering 60 month CD interest rates at 1.74 percent with an APY of 1.75 percent. Third Federal's rate is also well above Bankrate's current 5 year national average of 1.36 percent. Read more...
This week didn't bring any real changes in average CD rates or the best CD rates available. Current 12 month bank CD rates are averaging 0.71 percent which is higher from the previous week's average of 0.69 percent. As long as the economy is trudging along and the Fed keeps interest rates at record lows there won't be any big moves in average CD rates higher or lower.The top 12 month CD rate on our list was at 1.15 percent APY a week ago but the top bank, Doral Bank, lowered their 12 month CD bank rate to 1.09 percent with an APY of 1.10 percent.Another bank offering the highest CD rate on our 12 month list is CIT Bank. The bank's 12 month Achiever CD rate is also at 1.09 percent with an APY of 1.10 percent. Read more...
Just a few years ago 1 year bank CD rates were higher than where 5 year CD rates are today. These days you can't really find 5 year CD rates at banks above 2.00 percent. The best CD rate on our 5 year rate list is from Barclays Bank, a bank that recently entered the U.S. market.Barclays Bank is offering 5 year CD interest rates at 1.78 percent with an APY of 1.80 percent. Barclays Bank 5 year rate is 37 basis points higher than the current national average 5 year CD rate of 1.41 percent. The FDIC's national average 5 year rate is even lower at 1.06 percent.Other banks offering some of the best CD rates on 5 year CDs include Discover Bank, Third Federal Savings and Loan and Intervest National Bank. 5 year CD rates at all three banks are currently at 1.73 percent with an APY of 1.75 percent. Read more...
National average CD rates haven't moved much this week which isn't a surprise since rates are so low. The current national average 1 year CD rate is at 0.70 percent. The FDIC's national average 1 year rate is even lower at 0.28 percent and the FDIC's average jumbo CD rate is for 1 year CDs is at 0.30 percent. Of course you can find bank CD rates higher than the averages.
The highest CD rates on our 1 year rate list are above 1.00 percent. The highest CD rate on our list today is from Doral Bank. The bank is currently offering 1 year CD interest rates at 1.14 percent with an APY of 1.15 percent.
Other top 1 year CD rates on our list include CIT Bank which has 1 year rates at 1.09 percent with an APY of 1.10 percent for account balances of $25k or more. Account balances less than $25k earn a CD rate of 1.04 percent with an APY of 1.05 percent (minimum opening balance of $1k).
The Federal Open Market Committee (FOMC) released the minutes of their April 24-25 meeting, expanding what was said in the statement of economic policy released just after the April meeting.The Fed's current policy of keeping rates near zero percent until 2014 was reiterated which isn't a surprise. Low rates of resource utilization, a subdued outlook for inflation and elevated unemployment are the reasons why rates have been near zero percent and will stay low until late 2014.The Fed has many critics when it comes to the current policy on interest rates. Many Republicans feel the Fed's policy is fanning future inflation which hasn't been the case so far. Low interest rates and quantitative easing (QE) has helped the economy recover from the worst recession since the depression of the 1930's while higher inflation hasn't materialized, not yet anyway. Read more...
Third Federal Savings and Loan is offering an incredible deal on a home equity line of credit (HELOC).The current rate is 2.60%, that's prime minus .65%. The rate is for the life of the loan, it's NOT an introductory rate! Most banks offer prime (currently 3.25%) plus 1.00% or higher. The current national average rate on a home equity line of credit is around 5.00%.In addition to the great rate Third Federal will also give you $100 in free gas. Also, if you find a lower rate on a similar home equity loanThird Federal will beat the rate or give you $1,000. Read more...
Ally Bank savings rates, which were already were competitive for online banks, recently increased their rate. Current savings rates at Ally Bank are at 2.18 percent with an APY of 2.20 percent, up from 1.98 percent with an APY of 2.00 percent. With this increase, savings rates at Ally Bank are at a new high for 2019. This increase also puts Ally Bank's savings rate in the top 10 rates on our list.
The credit card reform bill which was passed by the Senate yesterday is supposed to help protect credit card holders from unfair practices by banks and credit card issuers.
Mortgage rates are mixed this week in the latest Weekly Mortgage Rates report released by MonitorBankRates.com. Mortgage rates made record lows last week but are slightly higher following bond yields higher. 10 year bond yields are about to break above 3.00 percent after hitting a low to 2.89 percent last Wednesday.
Ally Bank savings rates, which were already were competitive for online banks, recently increased their rate. Current savings rates at Ally Bank are at 2.18 percent with an APY of 2.20 percent, up from 1.98 percent with an APY of 2.00 percent. With this increase, savings rates at Ally Bank are at a new high for 2019. This increase also puts Ally Bank's savings rate in the top 10 rates on our list.
The credit card reform bill which was passed by the Senate yesterday is supposed to help protect credit card holders from unfair practices by banks and credit card issuers.
Mortgage rates are mixed this week in the latest Weekly Mortgage Rates report released by MonitorBankRates.com. Mortgage rates made record lows last week but are slightly higher following bond yields higher. 10 year bond yields are about to break above 3.00 percent after hitting a low to 2.89 percent last Wednesday.
To see how these rates compare to 
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Third Federal Savings and Loan CD rates on the bank's Specials CDs are some of the best CD rates available right now. The minimum opening balance is only $500. 30 day rolling special CD rates at Third Federal Savings and Loan are at 1.85 percent. 59 month special CD rates at Third Federal Savings and Loan are at 3.50 percent. Compare Third Federal Savings and Loan CD rates with other banks below. 
15 year 
The Federal Open Market Committee (FOMC) released the minutes of their April 24-25 meeting, expanding what was said in the statement of economic policy released just after the April meeting.The Fed's current policy of keeping rates near zero percent until 2014 was reiterated which isn't a surprise. Low rates of resource utilization, a subdued outlook for inflation and elevated unemployment are the reasons why rates have been near zero percent and will stay low until late 2014.The Fed has many critics when it comes to the current policy on interest rates. Many Republicans feel the Fed's policy is fanning future inflation which hasn't been the case so far. Low interest rates and quantitative easing (QE) has helped the economy recover from the worst recession since the depression of the 1930's while higher inflation hasn't materialized, not yet anyway. 
Third Federal Savings and Loan is offering an incredible deal on a home equity line of credit (HELOC).The current rate is 2.60%, that's prime minus .65%. The rate is for the life of the loan, it's NOT an introductory rate! Most banks offer prime (currently 3.25%) plus 1.00% or higher. The current national average rate on a home equity line of credit is around 5.00%.In addition to the great rate Third Federal will also give you $100 in free gas. Also, if you find a lower rate on a similar 
