Raymond James CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 2.68%, 6-month CD rates at 3.00% and 3-month CD rates at 0.75%. Current savings rates are at 0.10% and money market rates are at 0.70%. Mortgage rates today on 30-year fixed loans are around 6.70%. Credit Card rates are at 16.24%. Personal Loan rates are at 11.15%. All these rates, and more, can be found in our database of rates. Raymond James's 3-Month CD rates are at 4.30%, 6-Month CD rates are at 4.20%, 9-Month CD rates are at 4.05%, 12-Month CD rates are at 4.00%, 48-Month CD rates are at 3.95%.

Raymond James

To see how these rates compare to Raymond James CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Raymond James, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Raymond James CD rates. You can also compare Raymond James savings rates, MMA rates and mortgage rates using our other rate lists.

Raymond James money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Raymond James? Share your experience about Raymond James by leaving a review below, or read customer reviews before you decide to use Raymond James.

Rate

APY/APR

vs Avg

12-Month CD

4.00%

2.52%

18-Month CD

N/A

2.27%

24-Month CD

3.90%

2.25%

36-Month CD

3.90%

2.18%

48-Month CD

3.95%

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.62%

MMA

N/A

0.80%

30-Year Fixed

N/A

6.51%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

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Raymond James CD Rates and Interest Rates

Raymond James

3-Month CD

4.30%

$1,000

Raymond James

6-Month CD

4.20%

$1,000

Raymond James

9-Month CD

4.05%

$1,000

Raymond James

12-Month CD

4.00%

$1,000

Raymond James

48-Month CD

3.95%

$1,000

Raymond James

24-Month CD

3.90%

$1,000

Raymond James

36-Month CD

3.90%

$1,000

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Raymond James Rates with Other Competitive Bank and Credit Union Rates

First Southwest Bank

6-Month CD

4.15%

$1,000

USAlliance Financial

60-Month CD

4.00%

$500

Northeast Bank Portland, ME

24-Month CD

4.00%

$5,000

Blue Foundry Bank

Blue Axis Edge Savings

3.90%

FSB of Westmoreland

24-Month CD

3.84%

$1,000

Unison Bank

12-Month CD

3.75%

$2,500

Community Commerce Bank

60-Month CD

3.56%

$1,000

First Shore Federal S&L

12-Month CD

3.50%

$500

Balboa Thrift and Loan Association

36-Month CD

3.50%

$2,000

Northern Bank Direct

48-Month CD

3.50%

$500

First National Bank in Olney

24-Month CD

3.45%

$500

HSBC Bank USA

24-Month CD (Online)

3.30%

$1,000

Bank 21

24-Month CD

3.25%

$500

Touchmark Bank

36-Month CD

3.15%

$1,000

First State Bank of Harvey

24-Month CD

3.10%

$1,000

Kitsap Bank

60-Month CD

2.85%

$500

PSB of Plainview

48-Month CD

2.83%

$250

AAA Federal Credit Union

60-Month CD

2.75%

$1,000

WCB West Central Bank

12-Month CD

2.52%

$1,000

Bank Northwest

24-Month CD

2.52%

$500

Root River State Bank

60-Month CD

2.35%

$300

Bank of Hillsboro

48-Month CD

2.28%

$1,000

Port Washington State Bank

36-Month CD

2.15%

$1,000

Peoples Bank & Trust Co.

12-Month CD

2.12%

$1,000

FNB Of Nokomis

36-Month CD

2.01%

$1,000

Southwest National Bank

60-Month CD

2.00%

$500

1st Liberty Federal Credit Union

24-Month CD

1.71%

$500

GSB Guilford Savings Bank

60-Month CD

1.00%

$1,000

State Bank of Graymont

18-Month CD

0.95%

$1,000

First National Bank of Bemidji

Statement Savings

0.80%

$200

Eagle Bank Everett, MA

36-Month CD

0.65%

$500

Pioneer Bank Albany, NY

36-Month CD

0.55%

$500

Commerce Bank Corinth, MS

60-Month CD

0.50%

$500

Brenham National Bank

60-Month CD

0.50%

$1,000

Bank of Buffalo

12-Month CD

0.40%

$500

Metropolitan Bank

36-Month CD

0.40%

$2,500

Adirondack Trust Company

36-Month CD

0.35%

$500

Mid-America Bank

Savings

0.25%

$50

Kitsap Bank

Money Market Plus

0.25%

$5,000

West Pointe Bank

Money Market

0.25%

$2,500

Farmers and Merchants Bank Berlin, WI

Regular Savings

0.15%

$2,500

Simmesport State Bank

Business Interest Checking

0.15%

$2,000

North Country Savings Bank

18-Month CD

0.10%

$1,000

Cecil Bank

NOW Checking

0.05%

$50

Fulton Savings Bank

Statement Savings

0.05%

$100

Miami Savings Bank

Triple Rate Savings

0.05%

$2,500

Peoples Bank Taylorsville, KY

6-Month CD

0.05%

$500

Hughes Federal Credit Union

Main Savings

0.05%

Colonial Savings, F.A.

Premium Money Market

0.05%

$25,000

First Seacoast Bank

NOW Checking

0.01%

$1,000

Disclaimer

Mortgage Rates December 11, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

DCU Digital Federal Credit Union

10-Year Fixed

4.875%

5.195%

1.125

State Employees Credit Union

10-Year Fixed

5.050%

5.243%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.050%

5.243%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.000%

5.255%

0.000

Luana Savings Bank

15-Year Fixed

5.250%

5.299%

0.000

Navy Federal Credit Union

15-Year Fixed

5.125%

5.317%

0.250

First FSB of Champaign Urbana

10-Year Fixed

5.250%

5.319%

0.000

Mutual Security Credit Union

5/1 ARM

5.250%

5.362%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.125%

5.370%

1.250

North Carolina Press Association Federal Credit Union

5 Year ARM

5.375%

5.378%

0.000

State Employees Credit Union

15-Year Fixed

5.250%

5.386%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.250%

5.386%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.375%

5.400%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

A+ Federal Credit Union

15-Year Fixed

5.375%

5.476%

0.000

Abound Federal Credit Union

15-Year Fixed

5.375%

5.512%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Catskill Hudson Bank

15-Year Fixed

5.375%

5.528%

0.623

American Eagle Financial Credit Union

15-Year Fixed

5.375%

5.544%

0.000

GTE Federal Credit Union

15 Year Fixed

5.375%

5.547%

0.500

First FSB of Champaign Urbana

15-Year Fixed

5.500%

5.549%

0.000

American Bank, N.A. Le Mars, IA

10-Year Fixed

5.375%

5.552%

0.500

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

30 Year Mortgage Rates Will End 2014 Below 4.00 Percent

Average mortgage rates today drifted lower, following 10 year U.S. Treasury yields. The current average 30 year conforming mortgage rate is at 3.95 percent, a slight decline from yesterday's average 30 year rate of 3.98 percent. 30 year mortgage refinance rates moved under 4.00 percent last week and will probably end 2014 below 4.00 percent.The average 30 year rate is just below 4.00 percent but there are lenders quoting 30 year refinance rates today below well below the average. On our interest rate table for New Jersey, Garden State Home Loans is quoting 30 year refinancing rates at 3.50 percent with 1.25 mortgage points. AmeriSave is quoting 30 year rates at 3.75 percent with 1 mortgage point and HSBC Bank quoting rates at 3.95 percent with no points.

Current mortgage rates on 15 year conventional loans are averaging 3.10 percent, down from yesterday's average 15 year rate of 3.13 percent. In an article published yesterday, we predicted average 15 year mortgage rates would remain near 3.10 percent for the rest of 2014. The lowest 15 year refi rates on our table for Illinois are at 2.85 percent with 1 mortgage point and at 3.125 percent with no points, both quoted by AmeriSave. Read more...

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