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My e-BAnC by BAC Florida Bank's CD Rates and Financial Information

BAC Florida Bank Main Address and Contact Information

169 Miracle Mile, Suite R10
Coral Gables, Florida 33134

BAC Florida Bank FDIC Certification Number

21265

My e-BAnC by BAC Florida Bank

My e-BAnC by BAC Florida Bank Logo
Website: http://www.bacflorida.com
Rating: StarStarStarStar  (4 out of 5)100

Notes: Make sure to check our Jumbo Rates

My e-BAnC by BAC Florida Bank CD Rates

Product APY Rate Min. Deposit
6 month CD 0.980% 0.980% $1,500.00
1 yr CD 1.350% 1.340% $1,500.00
2 yr CD 1.570% 1.560% $1,500.00
3 yr CD 1.800% 1.790% $1,500.00
18 month CD 1.410% 1.400% $1,500.00

My e-BAnC by BAC Florida Bank Jumbo CD Rates

Product APY Rate Min. Deposit
6 month jumbo CD 0.980% 0.980% $100,000.00
1 yr jumbo CD 1.360% 1.350% $100,000.00
2 yr jumbo CD 1.570% 1.560% $100,000.00
18 month jumbo CD 1.100% 1.400% $100,000.00
3 yr jumbo CD 1.800% 1.790% $100,000.00
Rates Updated: 02/24/2017

Articles Related to My e-BAnC by BAC Florida Bank

CD Rates Report: 1 Year CD Rates as of January 14, 2017

Listed below is a current CD rates report for 1 year certificates of deposit as of January 14, 2017.

Current 1 Year CD Rates

  • Pentagon Federal Credit Union 1.35% Yield 1.36% (tied for 1st place)
  • EverBank 1.35% Yield 1.36% (tied for 1st place)
  • VirtualBank 1.30% Yield 1.31%
  • Live Oak Bank 1.29% Yield 1.30%
  • My e-BAnC by BAC Florida Bank 1.28% yield 1.29%
  • E-Loan 1.27% Yield 1.28% (tied for 5th place)
  • Popular Direct 1.27% Yield 1.28% (tied for 5th place)
  • Pacific National Bank 1.26% Yield 1.27%
  • California First National Bank 1.25% Yield 1.26% (tied for 7th place)
  • TAB Bank 1.25% Yield 1.26% (tied for 7th place)
  • Synchrony Bank 1.24% Yield 1.25% (tied for 8th place)
  • Colorado Federal Savings Bank 1.24% Yield 1.25% (tied for 8th place)
  • Salle Mae 1.24% Yield 1.25% (tied for 8th place)
  • AloStar Bank of Commerce 1.22% Yield 1.23% (tied for 9th place)
  • giantbank AloStar 1.22% Yield 1.23% (tied for 9th place)
  • CIT Bank 1.21% Yield 1.22% (tied for 10th place)
  • BankDirect 1.21% Yield 1.22% (tied for 10th place)

For a list of today's 1 year CD rates in our database go to MontiorBankRates.com.

 

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My e-BAnC by BAC Florida Bank 2 Year Jumbo CD Rates now at 1.44%
My e-BAnC by BAC Florida Bank 2 Year Jumbo CD rates are now at 1.44 percent with a yield of 1.45 percent. View current 2 Year Jumbo CD rates at My e-BAnC by BAC Florida Bank below.     Read more...
My e-BAnC by BAC Florida Bank 3 Year CD Rates now at 1.44%
My e-BAnC by BAC Florida Bank 3 Year CD rates are now at 1.44 percent with a yield of 1.45 percent. View the current 3 Year CD rates at My e-BAnC by BAC Florida Bank below.     Read more...
CD Rate Changes This Past Week

Several different banks have changed their CD rates this past week. The largest decrease in rates was on short term CD rates at Silvergate Bank. 6 month CD rates were reduced by 55 basis points and 1 year rates were reduced by 78 basis points. Read more about Silvergate Bank CD rate reductions.

The overall direction of CD rates remains a mixed bag. We won't see across-the-board CD rate increases until the Federal Open Market Committee increases the federal funds rate. The next FOMC meeting is in a couple of days but there is only a 3.6 percent chance the Fed will increase the rate according to the CME Group's Fed Watch Tool.

This past week, a total of seven banks changed rates. Four banks lowered rates while 3 banks increased rates. Two of the three banks that increased rates, EverBank and Luana Savings Bank, have a history of changing rates often. It is always important to stay apprised of the latest rate changes, which we have listed below.

This Week's CD Rate Changes

Bank

ProductRate (new / old)Yield (new / old)
California First National Bank6 month CD0.75 / 1.000.75 / 1.00
California First National Bank6 month jumbo CD0.75 / 1.000.75 / 1.00
EverBank3 month CD0.68 / 0.630.68 / 0.63
EverBank6 month CD0.78 / 0.730.78 / 0.73
EverBank2 yr CD1.14 / 1.111.15 / 1.12
EverBank2.5 yr CD1.22 / 1.141.23 / 1.15
EverBank3 month jumbo CD0.68 / 0.630.68 / 0.63
EverBank6 month jumbo CD0.78 / 0.730.78 / 0.73
EverBank2.5 yr jumbo CD1.22 / 1.141.23 / 1.15
EverBank18 month CD1.03 / 1.021.04 / 1.03
EverBank2 yr jumbo CD1.14 / 1.111.15 / 1.12
EverBank18 month jumbo CD1.03 / 1.021.04 / 1.03

Silvergate Bank

6 month CD

0.20 / 0.75

0.2 / 0.75
Silvergate Bank1 yr CD0.3 / 1.070.3 / 1.08
Silvergate Bank1 yr jumbo CD0.3 / 0.100.3 / 0.10

Luana Savings Bank

2.5 yr jumbo CD0.95 / 0.900.95 / 0.90
Luana Savings Bank18 month IRA CD0.70 / 0.650.70/ 0.65
Luana Savings Bank18 month jumbo CD0.75 / 0.700.75 / 0.70
Luana Savings Bank3 yr jumbo CD1.05 / 1.001.05 / 1.00
Luana Savings Bank18 month jumbo IRA CD0.70 / 0.650.70 / 0.65
Luana Savings Bank4 yr jumbo CD1.20 / 1.151.20 / 1.15

Goldman Sachs Bank USA

5 yr CD1.83 / 1.981.85 / 2.00
My e-BAnC by BAC Florida Bank1 yr CD1.23 / 1.241.24 / 1.25
My e-BAnC by BAC Florida Bank1 yr jumbo CD1.23 / 1.241.24 / 1.25

 

 

 

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1.35% APY - New Highest 1 Year CD Rate in our Database

We have a new best 1 year CD rate in our database. Colorado Federal Savings Bank recently increased their 1 year rate and now has the highest 1 year CD rate at 1.34 percent with a yield of 1.35 percent. Connexus Credit Union had the top 1 year rate at 1.32 percent with a yield of 1.33 percent. You can view a complete list of 1 year CD rates in our database below.

Current 1 Year CD Rates

  • Colorado Rate FSB Rate 1.34% Yield 1.35%
  • Connexus Credit Union Rate 1.32% Yield 1.33%
  • Live Oak Bank Rate 1.29% Yield 1.30%
  • AloStar Bank of Commerce Rate 1.25% Yield 1.26%
  • California First National Bank Rate 1.25% Yield 1.26%
  • My e-BAnC by BAC Florida Bank Rate 1.25% Yield 1.26%
  • Synchrony Bank Rate 1.24% Yield 1.25%
  • Bank Direct Rate 1.24% Yield 1.25%
  • Sallie Mae Rate 1.24% Yield 1.25%
  • iGObanking.com Rate 1.24% Yield 1.25%
  • CIT Bank Rate 1.22% Yield 1.23%
  • First Internet Bank of Indiana Rate 1.20% Yield 1.21%
    Read more...
New CD Rates at My e-BAnC by BAC Florida Bank

My e-BAnC by BAC Florida Bank has changed some of their CD rates. You can see how the recent rate changes compare with CD rates at other banks by searching our rate database at MonitorBankRates.com.

My e-BAnC by BAC Florida Bank CD Rate Changes

BankProductRate (New / Old)Yield (New / Old)
My e-BAnC by BAC Florida Bank6 month CD0.87 / 0.850.87 / 0.85
My e-BAnC by BAC Florida Bank1 yr CD1.25 / 1.241.26 / 1.25
My e-BAnC by BAC Florida Bank2 yr CD1.4 / 1.31.41 / 1.31
My e-BAnC by BAC Florida Bank3 yr CD1.44 / 1.391.45 / 1.4
My e-BAnC by BAC Florida Bank6 month jumbo CD0.90 / 0.850.90/ 0.85
My e-BAnC by BAC Florida Bank18 month CD1.26 / 1.241.27 / 1.25
My e-BAnC by BAC Florida Bank2 yr jumbo CD1.44 / 1.341.45 / 1.35
My e-BAnC by BAC Florida Bank18 month jumbo CD1.26 / 1.291.27 / 1.3
My e-BAnC by BAC Florida Bank3 yr jumbo CD1.54 / 1.441.55 / 1.45

 

    Read more...
CD Rate Changes this Past Week - Top 1 Year CD Rate Lowered 10 BPS

We now have six banks tied for the top 1 year CD rate. Several banks increased their CD rates recently as we wait for the Fed to increase rates, possibly as soon as next week.

California First National Bank was the highest bank rate last week but now CFNB's 1 year rate is tied with 6 other banks for the top rate of 1.24. The highest 1 year rate from a credit union in the rate database is slightly higher at 1.32 percent with an APY of 1.33 percent.

Listed below are CD rate changes from this past week.

BankProductRate (New / Old)Yield (New / Old)
California First National Bank1 yr CD1.24 / 1.211.25 / 1.22
California First National Bank2 yr CD1.44 / 1.391.45 / 1.4
Federal Savings Bank1 yr CD1.24 / 1.341.25 / 1.35
Silvergate Bank3 yr jumbo CD1.65 / 1.651.66 / 1.65
My e-BAnC by BAC Florida Bank6 month CD0.85 / 0.800.85 / 0.80
My e-BAnC by BAC Florida Bank1 yr CD1.24 / 1.201.25 / 1.21
My e-BAnC by BAC Florida Bank6 month jumbo CD0.85 / 0.820.85 / 0.82
My e-BAnC by BAC Florida Bank1 yr jumbo CD1.29 / 1.241.3 / 1.25
My e-BAnC by BAC Florida Bank18 month CD1.24 / 1.201.25 / 1.21
My e-BAnC by BAC Florida Bank18 month jumbo CD1.29 / 1.241.3 / 1.25
Pentagon Federal Credit Union1 yr CD1.10 / 1.201.11 / 1.2
Ally Bank2 yr CD1.29 / 1.281.3 / 1.29
Ally Bank3 yr CD1.54 / 1.491.55 / 1.50
Ally Bank18 month CD1.29 / 1.181.3 / 1.19

To run your own search of CD rates in our database, go to MonitorBankRates.com.

    Read more...
1.33% APY - New Top 1 Year Top CD Rate in the Database

There is a new top rate in our 1 year CD rate database. Connexus Credit Union is now offering 1 year certificate rates at 1.32 percent with an APY of 1.33 percent. As with any credit union, you are required to join Connexus CU to open a certificate account and you must meet eligibility requirements or to make a one-time $5 donation to Connexus Association, which will in turn make you a member of the credit union.

If you're not eligible or you don't want to join Connexus, there are two online banks in our database offering 1 year rates only 3 basis points lower than Connexus' rate. CIT Bank and E-Loan are both offering 1 year rates at 1.29 percent with an APY of 1.30 percent.

Listed below are the highest 1 year CD rates for October 28, 2015.

1 Year CD Rates

  •  Connexus Credit Union 1.32% Yield 1.33%
  • CIT Bank 1.29% Yield 1.30%
  • E-Loan 1.29% Yield 1.30%
  • Synchrony Bank 1.24% Yield 1.25%
  • Sallie Mae 1.24% Yield 1.25%
  • iGObanking.com 1.24% Yield 1.25%
  • California First National Bank 1.21% Yield 1.22%
  • Bank Direct 1.20% Yield 1.21%
  • AloStar Bank of Commerce 1.20% Yield 1.21%
  • My e-BAnC by BAC Florida Bank 1.20% Yield 1.21%
  • Pentagon Federal Credit Union 1.20% Yield 1.21%
  • Colorado Federal Savings Bank 1.19% Yield 1.20%

You can check on CD rates for all certificate of deposit terms by searching our database at MonitorBankRates.com/CDRates.

    Read more...
CD Rates Hold Steady as Fed Meets Next Week to Decide Monetary Policy

The Federal Open Market Committee (FOMC) meets again next week to decide on monetary policy. If the FOMC decides to increase the fed funds rate, CD rates will also move higher. Fed Chair, Janet Yellen, is still talking up a rate hike sometime in 2015 but some Fed officials say the first hike will happen in 2016.

The final FOMC meeting for 2015 will be in December. If a hike doesn't happen next week, the FOMC has one final chance to raise the rate this year. The CME's FedWatch Tool now has a 29.2 percent chance of a hike in December, down from 35.4 percent last month.

The past several months, banks and credit unions in our rate database have been slowing increasing their rates in anticipation of a Fed rate hike. Both short term and long term CD rates have been increased by financial institutions. The increases have been small but at least rates are finally moving higher after a half dozen years of decreases.

Listed below are the highest CD rates currently available for both short term and long term certificates of deposit.

2 Month Rates/Yields

  • MyCBB 0.80% Yield 0.80%
  • Loan Star Bank 0.15% Yield 0.15%
  • Virtual Bank 0.15% Yield 0.15%
  • Citizens Trust Bank 0.10% Yield 0.10%

3 Month Rates/Yields

  • EverBank 0.55% Yield 0.55%
  • California First National Bank 055% Yield 0.55%
  • First Internet Bank of Indiana 0.45% Yield 0.45%
  • AloStar Bank of Commerce 0.40% Yield 0.40%
  • Goldwater Bank 0.40% Yield 0.40%
  • Virtual Bank 0.40% Yield 0.40%
  • Discover Bank 0.35% Yield 0.35%
  • Barclays Bank 0.35% Yield 0.35%
  • Nordstrom Bank 0.35% Yield 0.35%
  • TAB Bank 0.35% Yield 0.35%

6 Month CD Rates/Yields

  • AloStar Bank of Commerce 0.90% APY 0.90% (increased 0.10%)
  • California First National Bank 0.85% Yield 0.85%
  • MyCBB 0.85% Yield 0.85%
  • EH National Bank 0.80% Yield 0.80%
  • My e-BAnC by BAC Florida Bank 0.80% Yield 0.80%
  • ableBanking, a division of Northeast Bank 0.80% Yield 0.80%
  • Silvergate Bank 0.75% Yield 0.75%
  • Chartway Federal Credit Union 0.75% Yield 0.75%
  • giantbank.com 0.75% Yield 0.75%

1 Year CD Rates/Yields

  • CIT Bank 1.29% Yield 1.30% (increased 0.05%)
  • E-Loan 1.29% Yield 1.30%
  • Synchrony Bank 1.24% Yield 1.25%
  • Sallie Mae Bank 1.24% Yield 1.25%
  • iGObanking.com 1.24% Yield 1.25% 
  • California First National Bank 1.23% Yield 1.24%  (increased 0.04%)
  • Bank Direct 1.20% Yield 1.21%
  • AloStar Bank of Commerce 1.20% Yield 1.21%
  • My e-BAnC by BAC Florida Bank 1.19% Yield 1.20%  (increased 0.01%)
  • PenFed 1.20% Yield 1.21%
  • Colorado Federal Savings Bank 1.19% Yield 1.20%

18 Month CD Rates/Yields

  • E-Loan 1.34% Yield 1.35%
  • Synchrony Bank 1.24% Yield 1.25%
  • AloStar Bank of Commerce 1.20% Yield 1.21%
  • Virtual Bank 1.20% Yield 1.21%
  • My e-BAnC by BAC Florida Bank 1.20% Yield 1.21%
  • Discover Bank 1.19% Yield 1.20%
  • Ally Bank 1.18 Yield 1.19%

2 Year CD Rates/Yields

  • E-Loan 1.51% Yield 1.52%
  • XCEL Federal Credit Union 1.50% Yield 1.52%
  • Silvergate Bank 1.45% APY 1.46%
  • Synchrony Bank 1.44% Yield 1.45%
  • CIT Bank 1.34% Yield 1.45% (increased 0.05%)
  • Colorado Federal Savings Bank 1.44% Yield 1.45%
  • PenFed 1.40% Yield 1.41%
  • AloStar Bank of Commerce Rate 1.39% Yield 1.40%
  • California First National Bank 1.39% Yield 1.40%

3 Year CD Rates/Yields

  • E-Loan 1.83% Yield 1.85%
  • Silvergate Bank 1.65% Yield 1.66%
  • Sallie Mae 1.59% Yield 1.60%
  • Radius Bank 1.59% Yield 1.60%
  • Barclays Bank 1.54% Yield 1.55%
  • California First National Bank 1.54% Yield 1.55%
  • First Internet Bank of Indiana 1.50% Yield 1.51%
  • Synchrony Bank 1.49% Yield 1.50%
  • Discover Bank 1.49% Yield 1.50%
  • Ally Bank 1.49% Yield 1.50%
  • Lone Star Bank 1.49% Yield 1.50%
  • AloStar Bank of Commerce 1.48% Yield 1.50%

4 Year CD Rates/Yields

  • E-Loan 1.98% Yield 2.00% (increased 0.10%)
  • Nationwide Bank 1.84% Yield 1.86%
  • Barclays Bank 1.83% Yield 1.85%
  • CIT Bank 1.80% Yield 1.82%
  • Virtual Bank 1.77% Yield 1.78%
  • First Internet Bank of Indiana 1.75% Yield 1.76%
  • Discover Bank 1.74% Yield 1.76%
  • Synchrony Bank 1.73% Yield 1.75%

5 Year CD Rates/Yields

  • E-Loan 2.42% Yield 2.45%
  • Synchrony Bank 2.23% Yield 2.25%
  • Barclays Bank 2.23% Yield 2.25%
  • First Internet Bank of Indiana 2.15% Yield 2.17%

You can always find the most current online CD rates by searching our database of rates at Monitor Bank Rates. No personal information is required.

    Read more...
1.30% APY - This Week's Top 1 Year Rate
The Federal Open Market Committee meets in just over a week to decide on interest rates. August job's report, released last Friday, showed the labor market continuing to improve, adding pressure to the Fed to increase the fed funds rates.     Read more...

Compare My e-BAnC by BAC Florida Bank's CD Rates With Other Bank Rates Below

BAC Florida Bank Financials

Total Assets: $1,180,034,000
Total Deposits: $850,124,000
Equity Capital: $100,975,000
Domestic Deposits: $795,374,000
Net Income: $652,000
Net Income (Quarterly): $652,000
Headquarters:
FDIC Field Office: South Florida
Regulator: FDIC
County: Miami-Dade
# of Offices: 1
Metropolitan Statistical Area (MSA): Miami, FL
Consolidated Metropolitan Statistical Area (CMSA): Miami-Fort Lauderdale, FL
OTS Region: Southeast
FDIC Region: Atlanta
Last Updated: 2006-11-03
Source: FDIC