Luana Savings Bank CD Rates and Financial Information

Luana Savings Bank Main Address and Contact Information

100 Harvest Drive
Luana, Iowa 52156

Luana Savings Bank FDIC Certification Number

253

Luana Savings Bank

Website: https://luanasavingsbank.com/pages/deposit/cds.asp
Rating: StarStarStarStarStar  (5 out of 5)100

Luana Savings Bank CD Rates

Product APY Rate Min. Deposit
3 Month CD from Luana Savings Bank
Luana Savings Bank
1.46
1.45
5
100
3 month CD 1.460% 1.450% $1,000.00
6 Month CD from Luana Savings Bank
Luana Savings Bank
1.51
1.5
5
100
6 month CD 1.510% 1.500% $1,000.00
1 Year CD from Luana Savings Bank
Luana Savings Bank
1.51
1.5
5
100
1 yr CD 1.510% 1.500% $1,000.00
2 Year CD from Luana Savings Bank
Luana Savings Bank
1.56
1.55
5
100
2 yr CD 1.560% 1.550% $1,000.00
2.5 Year CD from Luana Savings Bank
Luana Savings Bank
1.56
1.55
5
100
2.5 yr CD 1.560% 1.550% $1,000.00
3 Year CD from Luana Savings Bank
Luana Savings Bank
1.56
1.55
5
100
3 yr CD 1.560% 1.550% $1,000.00
5 Year CD from Luana Savings Bank
Luana Savings Bank
1.56
1.55
5
100
5 yr CD 1.560% 1.550% $1,000.00
3 Month $25K CD from Luana Savings Bank
Luana Savings Bank
1.51
1.5
5
100
3 month $25K CD 1.510% 1.500% $25,000.00
6 Month $25K CD from Luana Savings Bank
Luana Savings Bank
1.56
1.55
5
100
6 month $25K CD 1.560% 1.550% $25,000.00
3 Month $50K CD from Luana Savings Bank
Luana Savings Bank
1.56
1.55
5
100
3 month $50K CD 1.560% 1.550% $50,000.00
6 Month $50K CD from Luana Savings Bank
Luana Savings Bank
1.61
1.6
5
100
6 month $50K CD 1.610% 1.600% $50,000.00
18 Month CD from Luana Savings Bank
Luana Savings Bank
1.51
1.5
5
100
18 month CD 1.510% 1.500% $1,000.00
9 Month CD from Luana Savings Bank
Luana Savings Bank
1.61
1.6
5
100
9 month CD 1.610% 1.600% $5,000.00
4 Year CD from Luana Savings Bank
Luana Savings Bank
1.56
1.55
5
100
4 yr CD 1.560% 1.550% $1,000.00

Luana Savings Bank Jumbo CD Rates

Product APY Rate Min. Deposit
3 Month jumbo CD from Luana Savings Bank
Luana Savings Bank
1.61
1.6
5
100
3 month jumbo CD 1.610% 1.600% $100,000.00
6 Month jumbo CD from Luana Savings Bank
Luana Savings Bank
1.66
1.65
5
100
6 month jumbo CD 1.660% 1.650% $100,000.00
1 Year jumbo CD from Luana Savings Bank
Luana Savings Bank
1.66
1.65
5
100
1 yr jumbo CD 1.660% 1.650% $100,000.00
2.5 Year jumbo CD from Luana Savings Bank
Luana Savings Bank
1.71
1.7
5
100
2.5 yr jumbo CD 1.710% 1.700% $100,000.00
5 Year jumbo CD from Luana Savings Bank
Luana Savings Bank
1.71
1.7
5
100
5 yr jumbo CD 1.710% 1.700% $100,000.00
2 Year jumbo CD from Luana Savings Bank
Luana Savings Bank
1.71
1.7
5
100
2 yr jumbo CD 1.710% 1.700% $100,000.00
9 Month jumbo CD from Luana Savings Bank
Luana Savings Bank
1.61
1.6
5
100
9 month jumbo CD 1.610% 1.600% $100,000.00
18 Month jumbo CD from Luana Savings Bank
Luana Savings Bank
1.66
1.65
5
100
18 month jumbo CD 1.660% 1.650% $100,000.00
3 Year jumbo CD from Luana Savings Bank
Luana Savings Bank
1.71
1.7
5
100
3 yr jumbo CD 1.710% 1.700% $100,000.00
4 Year jumbo CD from Luana Savings Bank
Luana Savings Bank
1.71
1.7
5
100
4 yr jumbo CD 1.710% 1.700% $100,000.00
Rates Updated: 09/26/2019

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Best CD Rates - Chirstmas Eve
Best CD Rates - Chirstmas EveThe best CD rates on Christmas Eve are stable, no new highs to report on even though the fed funds rate was increased last week. Here is a list of the best CD rates on short term certificates of deposit of 1 year or less. The best 1 month CD rates are at 1.35 percent from Colorado Federal Savings Bank. The best CD rates on 3 month certificates of deposit are at 2.15 percent from Popular Bank. The highest CD rates on 6 month CDs are at 2.46 percent from VirtualBank. The top 9 month CD rate is at 2.31 percent from Luana Savings Bank. The highest 1 year CD rate is at 2.90 percent from ablebanking.     Read more...
Best CD Rates for December 20, 2018
Best CD Rates for December 20, 2018The best CD rates available online moved higher over the past day and we expect more banks to raise CD rates before the end of 2018. The current best 1 year CD rate is now at 2.86 percent with an APY of 2.90 percent. The online bank offering that rate and yield is ableBanking, a division of Northeast Bank. The minimum opening deposit is $1,000. The best 9 month CD rates are at 2.30 percent with an APY of 2.31 percent from Luana Savings Bank. The minimum opening deposit is $5,000. The best 6 month CD rates are even better at 2.42 percent with an APY of 2.45 percent from My eBanc, A Division of BAC Florida. The minimum opening deposit for this CD account is also $5,000. Compare rates online to get the best CD rates today.     Read more...
Highest CD Rates Move Higher as Banks Increase Rates
The highest CD rates continue to move higher as online banks increase rates again this week. 10 different online banks and credit unions increased a slew of CD rates over the past seven days. Rates on both short term and long term certificates of deposits moved higher.     Read more...
Fed Stands Pat on Rates as Online CD Rates March Higher
The Federal Reserve wrapped up their two day meeting yesterday and decided to keep the fed rates unchanged. The Fed was expected to stand pat on rates during the September meeting. Even though the Fed kept rates where they are, online CD rates continue to march higher.     Read more...
CD Rates Continue to Move Higher in September

Keeping with the uptrend in 2017, CD rates continue to move higher in September. In August, the top 1 year CD rate was at 1.55 percent, this month the top 1 year CD rate is at 1.60 percent. Popular Direct, EverBank, and Pacific National Bank are all offering 1 year CD rates at 1.59 percent with a yield of 1.60 percent.

At the beginning of the year, the top 1 year rate was only at 1.35 percent, 25 basis points lower than the current rate. Shorter term CD rates moved higher this year because the Federal Reserve has been increasing the fed funds rate, the rate banks use to lend each other money overnight. These rate increases have put upward pressure on short term interest rates and bond yields.

CD rates with terms shorter than 1 year are also moving higher. The top 3 month CD rate is week is from Luana Savings Bank at 1.05 percent. Last month, the top 3 month CD rate was at 1.00 percent. The top 6 month CD rate this month is at 1.26% from M.Y. Safra Bank, FSB. In August, the top 6 month rate was at 1.21 percent.

CD Yield Curve Flattening

As short term CD rates move higher, longer term rates have been stagnant, increasing a lot less than short term rates, which is flattening the yield curve. The top 2 year CD rate is at 1.71 percent, only 11 basis points higher than the top 1 year rate.

Looking at longer term certificates of deposit, rates are only marginally higher. The top 3 year rate is at 2.00 percent, the top 4 year rate is at 2.16 percent, and the top 5 year rate is at 2.40 percent. The CD yield curve will continue to be flat in the coming years, even if short term rates are pushed higher.

    Read more...
This Past Week's CD Rate Changes

Eight banks and one credit union in our database changed some of their CD rates this past week. Most of the CD rate changes were higher, which was nice to see. EverBank CD rates were changed more than once this past week, the most recent changes are at the top of the rate list below.

There is some good news regarding bank CD rates possibly moving higher in the near future. Despite September's employment numbers being slightly weaker than expected, CNBC reported the probability of a fed rate hike moved higher this morning. CNBC is basing their report on the CME Group's FedWatch Tool. The tool is used to track the market's expectation of a rate hike. Before the employment report, the probability of a December rate hike was at 63.9 percent. After Friday's report was released, it moved up to 70.2 percent.

If there is a December rate hike, it will most likely be 25 basis points. This hike might entice banks to increase their short term and intermediate term CD rates. If there is a rate hike, we won't see all banks and credit union increase their CD rates. It's likely that some online banks with the highest current CD rates will increase their rates.

The best CD rates on our 1 year certificates of deposit rate list are currently at 1.30 percent. A 0.25 percent fed fund rate hike might send the best 1 year rates towards 1.50 percent. It's been several years since we've seen 1 year rates as high as 1.50 percent.

This past week's CD rate changes are listed below.

Bank or Credit Union

ProductRate (New / Old)Yield (New / Old)
EverBank3 month CD0.65 / 0.690.65 / 0.69
EverBank1 yr CD1.23 / 1.21.24 / 1.21
EverBank2 yr CD1.45 / 1.41.46 / 1.41
EverBank3 yr CD1.59 / 1.551.6 / 1.56
EverBank5 yr CD1.87 / 1.791.89 / 1.81
EverBank3 month jumbo CD0.65 / 0.690.65 / 0.69
EverBank1 yr jumbo CD1.23 / 1.21.24 / 1.21
EverBank5 yr jumbo CD1.87 / 1.791.89 / 1.81
EverBank2 yr jumbo CD1.45 / 1.41.46 / 1.41
EverBank3 yr jumbo CD1.59 / 1.551.6 / 1.56
EverBank4 yr CD1.7 / 1.651.71 / 1.66
EverBank4 yr jumbo CD1.7 / 1.651.71 / 1.66
California First National Bank1 yr CD1.17 / 1.191.18 / 1.2
California First National Bank1 yr jumbo CD1.17 / 1.191.18 / 1.2
State Farm Bank5 yr CD1.69 / 1.591.7 / 1.6
State Farm Bank5 yr jumbo CD1.69 / 1.591.7 / 1.6
Discover Bank5 yr jumbo IRA CD1.74 / 1.831.76 / 1.85
Luana Savings Bank4 yr jumbo CD1.35 / 1.41.36 / 1.41
Astoria Bank2 yr CD0.95 / 0.750.95 / 0.75
Astoria Bank5 yr CD1.39 / 1.241.4 / 1.25
Pentagon Federal Credit Union1 yr CD1.2 / 11.21 / 1.01
Pentagon Federal Credit Union2 yr CD1.3 / 1.151.31 / 1.16
Pentagon Federal Credit Union3 yr CD1.3 / 1.151.31 / 1.16
Pentagon Federal Credit Union5 yr CD1.3 / 1.21.31 / 1.21
Pentagon Federal Credit Union4 yr CD1.3 / 1.151.31 / 1.16
Capital One 360 Bank6 month CD0.4 / 0.90.4 / 0.9
Capital One 360 Bank1 yr CD0.75 / 0.90.75 / 0.9
Capital One 360 Bank6 month jumbo CD0.4 / 0.90.4 / 0.9
Capital One 360 Bank1 yr jumbo CD0.75 / 0.90.75 / 0.9
Capital One 360 Bank9 month CD0.4 / 0.90.4 / 0.9
Capital One 360 Bank9 month jumbo CD0.4 / 0.90.4 / 0.9
KS StateBank1 yr jumbo CD1.15 / 11.16 / 1
EverBank3 month CD0.69 / 0.70.69 / 0.7
EverBank2 yr CD1.4 / 1.451.41 / 1.46
EverBank3 yr CD1.55 / 1.591.56 / 1.6
EverBank5 yr CD1.79 / 1.891.81 / 1.91
EverBank3 month jumbo CD0.69 / 0.70.69 / 0.7
EverBank5 yr jumbo CD1.79 / 1.891.81 / 1.91
EverBank2 yr jumbo CD1.4 / 1.451.41 / 1.46
EverBank3 yr jumbo CD1.55 / 1.591.56 / 1.6
EverBank4 yr CD1.65 / 1.761.66 / 1.78
EverBank4 yr jumbo CD1.65 / 1.761.66 / 1.78
Home Savings Bank6 month CD0.5 / 0.30.5 / 0.3
Home Savings Bank1 yr CD1 / 0.91 / 0.9
Home Savings Bank2 yr CD1.24 / 1.091.25 / 1.1
Home Savings Bank3 yr CD1.49 / 1.191.5 / 1.2
Home Savings Bank5 yr CD1.88 / 1.831.9 / 1.85
Home Savings Bank6 month jumbo CD0.5 / 0.30.5 / 0.3
Home Savings Bank1 yr jumbo CD1 / 0.91 / 0.9
Home Savings Bank5 yr jumbo CD1.88 / 1.831.9 / 1.85
Home Savings Bank18 month CD1.04 / 0.951.05 / 0.95
Home Savings Bank2 yr jumbo CD1.24 / 1.091.25 / 1.1
Home Savings Bank18 month jumbo CD1.04 / 0.951.05 / 0.95
Home Savings Bank3 yr jumbo CD1.49 / 1.191.5 / 1.2
Home Savings Bank4 yr CD1.69 / 1.491.7 / 1.5
Home Savings Bank4 yr jumbo CD1.69 / 1.491.7 / 1.5
    Read more...
Most CD Rate Changes This Past Week Were Higher

Four banks and one credit union changed their CD rates this past week. The good news is most of the CD rate changes were higher, despite the fact that the Fed didn't increase the fed funds rate. 24 CD rate changes were made last week and only two CD rates were lowered, both from Connexus Credit Union.

You can see how the CD rates listed below compare with other rates available by searching our database of CD rates at MonitorBankRates.com.

Advertiser

ProductRate (new / old)Yield (new / old)
Connexus Credit Union2 yr CD1.49 / 1.521.5 / 1.53
E-Loan1 yr CD1.29 / 1.251.3 / 1.26
E-Loan2 yr CD1.54 / 1.491.55 / 1.5
E-Loan3 yr CD1.59 / 1.541.6 / 1.55
E-Loan1 yr jumbo CD1.29 / 1.251.3 / 1.26
E-Loan2 yr jumbo CD1.54 / 1.491.55 / 1.5
E-Loan3 yr jumbo CD1.59 / 1.541.6 / 1.55
EverBank3 yr CD1.59 / 1.51.6 / 1.51
EverBank5 yr CD1.89 / 1.841.91 / 1.86
EverBank5 yr jumbo CD1.89 / 1.841.91 / 1.86
EverBank3 yr jumbo CD1.59 / 1.51.6 / 1.51
EverBank4 yr CD1.76 / 1.741.78 / 1.76
EverBank4 yr jumbo CD1.76 / 1.741.78 / 1.76
Connexus Credit Union1 yr CD1.29 / 1.321.3 / 1.33
Popular Direct1 yr CD1.29 / 1.251.3 / 1.26
Popular Direct2 yr CD1.54 / 1.491.55 / 1.5
Popular Direct3 yr CD1.59 / 1.541.6 / 1.55
Luana Savings Bank2.5 yr jumbo CD1.15 / 1.11.15 / 1.1
Luana Savings Bank18 month IRA CD0.9 / 0.850.9 / 0.85
Luana Savings Bank18 month jumbo CD0.95 / 0.90.95 / 0.9
Luana Savings Bank3 yr jumbo CD1.25 / 1.21.25 / 1.2
Luana Savings Bank18 month jumbo IRA CD0.9 / 0.850.9 / 0.85
Luana Savings Bank4 yr jumbo CD1.4 / 1.351.41 / 1.36
    Read more...
Luana Savings Bank 5 Year Jumbo CD Rates now at 1.35%
Luana Savings Bank 5 Year Jumbo CD rates are now at 1.35 percent with a yield of 1.36 percent. View current 5 Year Jumbo CD rates at Luana Savings Bank below.     Read more...
Luana Savings Bank 6 Month $50K CD Rates now at 0.45%
Luana Savings Bank 6 Month $50K CD rates are now at 0.45 percent with a yield of 0.45 percent. View current 6 Month $50K CD rates at Luana Savings Bank below.     Read more...

Compare Luana Savings Bank's CD Rates With Other Bank Rates Below

Luana Savings Bank Financials

Total Assets: $469,145,000
Total Deposits: $400,882,000
Equity Capital: $45,261,000
Domestic Deposits: $400,882,000
Net Income: $3,455,000
Net Income (Quarterly): $3,455,000
Headquarters: Luana
FDIC Field Office: Cedar Rapids
Regulator: FDIC
County: Clayton
# of Offices: 4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region: Western
FDIC Region: Kansas City
Last Updated: 2009-04-08
Source: FDIC