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giantbank.com's Information and Current CD Rates

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giantbank.com

Website: http://www.giantbank.com/
Rating: StarStarStarStar  (4 out of 5)100

giantbank.com CD Rates

Product APY Rate Min. Deposit
1 yr CD 1.310% 1.300% $2,500.00

giantbank.com Jumbo CD Rates

Product APY Rate Min. Deposit
2 yr jumbo CD 1.560% 1.550% $100,000.00
Rates Updated: 07/21/2017

Articles Related to giantbank.com

giantbank.com 6 Month Jumbo CD Rates now at 0.80%
giantbank.com 6 Month Jumbo CD rates are now at 0.80 percent with a yield of 0.80 percent. View current 6 Month Jumbo CD rates at giantbank.com below.     Read more...
giantbank.com Money Market Account Rates now at 0.45%
giantbank.com Money Market Account rates are now at 0.45 percent with a yield of 0.45 percent. View current Money Market Account rates at giantbank.com below.     Read more...
giantbank.com 3 Month CD Rates now at 0.35%
giantbank.com 3 Month CD rates are now at 0.35 percent with a yield of 0.35 percent. View current 3 Month CD rates at giantbank.com below.     Read more...
giantbank.com 2 Year Jumbo CD Rates now at 1.20%
giantbank.com 2 Year Jumbo CD rates are now at 1.20 percent with a yield of 1.21 percent. View current 2 Year Jumbo CD rates at giantbank.com below.     Read more...
giantbank.com Money Market Account Jumbo Rates now at 0.55%
giantbank.com Money Market Account Jumbo rates are now at 0.55 percent with a yield of 0.55 percent. View current Money Market Account Jumbo rates at giantbank.com below.     Read more...
giantbank.com Money Market Account Rates now at 0.45%
giantbank.com Money Market Account rates are now at 0.45 percent with a yield of 0.45 percent. View current Money Market Account rates at giantbank.com below.     Read more...
giantbank.com Money Market Account Rates now at 0.45%
giantbank.com Money Market Account rates are now at 0.45 percent with a yield of 0.45 percent. View current Money Market Account rates at giantbank.com below.     Read more...
giantbank.com 9 Month Jumbo CD Rates now at 0.85%
giantbank.com 9 Month Jumbo CD rates are now at 0.85 percent with a yield of 0.85 percent. View current 9 Month Jumbo CD rates at giantbank.com below.     Read more...
Giantbank.com Increases Short Term CD Rates

Short term CD rates at giantbank.com were recently increased. The largest increases were 20 basis points on Giantbank.com's 3 month jumbo certificate of deposit and 15 basis points on regular 3 month CDs. The rest of the increases were 10 basis points.

All of the recent rate changes are listed below. You can compare these short term CD rates with rates offered by other banks at MonitorBankRates.com.

CD Rate Increases At Giantbank.com

BankProductRate (New / Old)Yield (New / Old)
giantbank.com3 month CD0.40 / 0.250.40 / 0.25
giantbank.com6 month CD0.85 / 0.750.85 / 0.75
giantbank.com1 yr CD1.15 / 1.051.16 / 1.06
giantbank.com3 month jumbo CD0.40 / 0.200.40 / 0.20
giantbank.com6 month jumbo CD0.85 / 0.750.85 / 0.75
giantbank.com1 yr jumbo CD1.15 / 1.051.16 / 1.06
giantbank.com9 month CD0.90 / 0.800.90 / 0.80
giantbank.com9 month jumbo CD0.90 / 0.800.90 / 0.80

Below is a complete list of giantbank.com CD rates

CD TermRATEAPY
91 day0.400.40
182 day0.850.85
9 month0.900.90
12 month1.151.16
24 month1.251.26
36 month1.451.46
60 month1.751.76

Online banks like giantbank.com are able to offer better CD rates than traditional brick and mortar banks because of lower overhead costs. The bank does not except brokered funds. According to the Code of Federal Regulations, Title 12, Volume 4, revised as of January 1, 2009, Part 337, Section 337.6 (a)(2), the definition of broker funds is as follows:

Brokered deposit means any deposit that is obtained, directly or indirectly, from or through the mediation or assistance of a deposit broker.

Some of the benefits to opening an online certificate of deposit at giantbank.com include the following.

  • $2,500 minimum deposit ($1,000 for an IRA, $500 for a Coverdell Education Savings Account).
  • CD accounts are available in terms of 3, 6, 9, 12, 24, 36 and 60 months. IRA CDs are available in terms of 12, 24, 36 & 60 months.
  • You can view your entire account history online.
  • CD interested earned can be transferred to your giant Checking or giant Money Market Account, or have your interest check mailed to you.

 

 

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CD Rates Hold Steady as Fed Meets Next Week to Decide Monetary Policy

The Federal Open Market Committee (FOMC) meets again next week to decide on monetary policy. If the FOMC decides to increase the fed funds rate, CD rates will also move higher. Fed Chair, Janet Yellen, is still talking up a rate hike sometime in 2015 but some Fed officials say the first hike will happen in 2016.

The final FOMC meeting for 2015 will be in December. If a hike doesn't happen next week, the FOMC has one final chance to raise the rate this year. The CME's FedWatch Tool now has a 29.2 percent chance of a hike in December, down from 35.4 percent last month.

The past several months, banks and credit unions in our rate database have been slowing increasing their rates in anticipation of a Fed rate hike. Both short term and long term CD rates have been increased by financial institutions. The increases have been small but at least rates are finally moving higher after a half dozen years of decreases.

Listed below are the highest CD rates currently available for both short term and long term certificates of deposit.

2 Month Rates/Yields

  • MyCBB 0.80% Yield 0.80%
  • Loan Star Bank 0.15% Yield 0.15%
  • Virtual Bank 0.15% Yield 0.15%
  • Citizens Trust Bank 0.10% Yield 0.10%

3 Month Rates/Yields

  • EverBank 0.55% Yield 0.55%
  • California First National Bank 055% Yield 0.55%
  • First Internet Bank of Indiana 0.45% Yield 0.45%
  • AloStar Bank of Commerce 0.40% Yield 0.40%
  • Goldwater Bank 0.40% Yield 0.40%
  • Virtual Bank 0.40% Yield 0.40%
  • Discover Bank 0.35% Yield 0.35%
  • Barclays Bank 0.35% Yield 0.35%
  • Nordstrom Bank 0.35% Yield 0.35%
  • TAB Bank 0.35% Yield 0.35%

6 Month CD Rates/Yields

  • AloStar Bank of Commerce 0.90% APY 0.90% (increased 0.10%)
  • California First National Bank 0.85% Yield 0.85%
  • MyCBB 0.85% Yield 0.85%
  • EH National Bank 0.80% Yield 0.80%
  • My e-BAnC by BAC Florida Bank 0.80% Yield 0.80%
  • ableBanking, a division of Northeast Bank 0.80% Yield 0.80%
  • Silvergate Bank 0.75% Yield 0.75%
  • Chartway Federal Credit Union 0.75% Yield 0.75%
  • giantbank.com 0.75% Yield 0.75%

1 Year CD Rates/Yields

  • CIT Bank 1.29% Yield 1.30% (increased 0.05%)
  • E-Loan 1.29% Yield 1.30%
  • Synchrony Bank 1.24% Yield 1.25%
  • Sallie Mae Bank 1.24% Yield 1.25%
  • iGObanking.com 1.24% Yield 1.25% 
  • California First National Bank 1.23% Yield 1.24%  (increased 0.04%)
  • Bank Direct 1.20% Yield 1.21%
  • AloStar Bank of Commerce 1.20% Yield 1.21%
  • My e-BAnC by BAC Florida Bank 1.19% Yield 1.20%  (increased 0.01%)
  • PenFed 1.20% Yield 1.21%
  • Colorado Federal Savings Bank 1.19% Yield 1.20%

18 Month CD Rates/Yields

  • E-Loan 1.34% Yield 1.35%
  • Synchrony Bank 1.24% Yield 1.25%
  • AloStar Bank of Commerce 1.20% Yield 1.21%
  • Virtual Bank 1.20% Yield 1.21%
  • My e-BAnC by BAC Florida Bank 1.20% Yield 1.21%
  • Discover Bank 1.19% Yield 1.20%
  • Ally Bank 1.18 Yield 1.19%

2 Year CD Rates/Yields

  • E-Loan 1.51% Yield 1.52%
  • XCEL Federal Credit Union 1.50% Yield 1.52%
  • Silvergate Bank 1.45% APY 1.46%
  • Synchrony Bank 1.44% Yield 1.45%
  • CIT Bank 1.34% Yield 1.45% (increased 0.05%)
  • Colorado Federal Savings Bank 1.44% Yield 1.45%
  • PenFed 1.40% Yield 1.41%
  • AloStar Bank of Commerce Rate 1.39% Yield 1.40%
  • California First National Bank 1.39% Yield 1.40%

3 Year CD Rates/Yields

  • E-Loan 1.83% Yield 1.85%
  • Silvergate Bank 1.65% Yield 1.66%
  • Sallie Mae 1.59% Yield 1.60%
  • Radius Bank 1.59% Yield 1.60%
  • Barclays Bank 1.54% Yield 1.55%
  • California First National Bank 1.54% Yield 1.55%
  • First Internet Bank of Indiana 1.50% Yield 1.51%
  • Synchrony Bank 1.49% Yield 1.50%
  • Discover Bank 1.49% Yield 1.50%
  • Ally Bank 1.49% Yield 1.50%
  • Lone Star Bank 1.49% Yield 1.50%
  • AloStar Bank of Commerce 1.48% Yield 1.50%

4 Year CD Rates/Yields

  • E-Loan 1.98% Yield 2.00% (increased 0.10%)
  • Nationwide Bank 1.84% Yield 1.86%
  • Barclays Bank 1.83% Yield 1.85%
  • CIT Bank 1.80% Yield 1.82%
  • Virtual Bank 1.77% Yield 1.78%
  • First Internet Bank of Indiana 1.75% Yield 1.76%
  • Discover Bank 1.74% Yield 1.76%
  • Synchrony Bank 1.73% Yield 1.75%

5 Year CD Rates/Yields

  • E-Loan 2.42% Yield 2.45%
  • Synchrony Bank 2.23% Yield 2.25%
  • Barclays Bank 2.23% Yield 2.25%
  • First Internet Bank of Indiana 2.15% Yield 2.17%

You can always find the most current online CD rates by searching our database of rates at Monitor Bank Rates. No personal information is required.

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Compare giantbank.com's CD Rates With Other Bank Rates Below

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