E-LOAN's Information and Current CD Rates
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FDIC Certification Number
Phone: (877) 799-5429
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E-LOAN CD Rates
E-LOAN Jumbo CD Rates
Rates Updated: 07/31/2015
Articles Related to E-LOAN
CD Rates Report: 1 Year CD Rates as of January 14, 2017
Listed below is a current CD rates report for 1 year certificates of deposit as of January 14, 2017.
Current 1 Year CD Rates
For a list of today's 1 year CD rates in our database go to MontiorBankRates.com.
E-Loan 18 Month CD Rates now at 1.34%
E-Loan 18 Month CD rates are now at 1.34 percent with a yield of 1.35 percent. View current 18 Month CD rates at E-Loan below. Read more...
E-Loan 6 Month Jumbo CD Rates now at 0.85%
E-Loan 6 Month Jumbo CD rates are now at 0.85 percent with a yield of 0.85 percent. View current 6 Month Jumbo CD rates at E-Loan below. Read more...
E-Loan 1 Year CD Rates now at 1.25%
E-Loan 1 Year CD rates are now at 1.25 percent with a yield of 1.26 percent. View the current 1 Year CD rates at E-Loan below. Read more...
E-Loan Changes 2 Year and 5 Year CD Rates
E-Loan.com, a wholly-owned subsidiary of Banco Popular North America (BPNA), recently changed the CD rates they are paying on 2 year and 5 year certificates of deposit. The rate changes were to both regular and jumbo certificates of deposit.
When you open a CD account or savings account with E-Loan, you are actually opening it through BPNA, a New York state chartered bank that has deposits insured by the FDIC. BPNA's FDIC certificate number is 34967. BPNA's website is popularcommunitybank.com.
E-Loan's regular and jumbo 2 year CD rates were lowered to 1.49 percent with a yield of 1.50 percent. The old 2 year CD rate was 1.54 percent with a yield of 1.55 percent. 5 year regular and jumbo CD rates were lowered to 2.03 percent with a yield of 2.05 percent, down from 2.08 percent with a yield of 2.10 percent.
E-Loan.com's CD rates are tiered but currently the rates and yields are the same for any CD account balance. The minimum opening balance for an E-Loan CD account is $10,000. Listed below is a current list of all E-Loan.com CD rates.
Current E-Loan CD Rates
As with most online banks these days, opening a CD account at E-Loan.com is quick and easy. You will need to provide your name and a US address along with your social security number, date of birth, and a Mother's Maiden Name. You will also have to provide an email address so the bank can send notifications of electronic disclosures and statements.
The only way you can get account notifications, disclosures, and statements is by email. Withdrawing your consent to receive electronic delivery of disclosures and statements closes your CD account. At that point, you will have to pay an early withdrawal penalty on the account. Listed below are E-Loan.com's early withdrawal penalties for CD accounts.
E-Loan.com Early Withdrawal Penalties for CD Accounts
Original CD Term: Penalty
E-Loan.com is an online bank and lender. They prefer for you to do all of your transactions online, which is why they can usually offer higher CD rates than traditional brick and mortar banks. You can speak to a representative by calling their Customer Care Center at 1-866-576-7283.
You can add or withdraw any money from your account by having a linked account setup. Whenever you add or withdraw money, it will take 2-3 business days for a transaction to complete. Interest on your CD account is compounded daily and credited monthly. You can open an account on E-Loan's website at
New Higher CD Rates from Capital One 360 Bank
Capital One 360 Bank just announced new rates on three of the bank's certificates of deposit. The largest increase was on the 1 year CD rate at Capital One 360 Bank. The 1 year rate was increased from 0.40 percent to 1.29 percent with a yield of 1.30 percent.
Capital One 360 Bank is now tied with two other banks, E-Loan and EverBank, for the best 1 year CD rate in our rate database. There is no minimum opening deposit for a 1 year CD at Capital One, whereas EverBank's minimum is $1,500 and E-Loan's minimum is $10,000. You can view all current 1 year CD rates at banks by searching our database at MonitorBankRates.com.
18 month CD rates were increased to 1.29 percent with a yield of 1.30 percent. The previous 18 month rate at Capital One was 1.19 percent with a yield of 1.20 percent. 5 year jumbo CD rates were increased to 2.23 percent with a yield of 2.25 percent. The old 5 year jumbo rate was 2.18 percent with a yield of 2.20 percent.Read more...
1.33% APY - New Top 1 Year Top CD Rate in the Database
There is a new top rate in our 1 year CD rate database. Connexus Credit Union is now offering 1 year certificate rates at 1.32 percent with an APY of 1.33 percent. As with any credit union, you are required to join Connexus CU to open a certificate account and you must meet eligibility requirements or to make a one-time $5 donation to Connexus Association, which will in turn make you a member of the credit union.
If you're not eligible or you don't want to join Connexus, there are two online banks in our database offering 1 year rates only 3 basis points lower than Connexus' rate. CIT Bank and E-Loan are both offering 1 year rates at 1.29 percent with an APY of 1.30 percent.
Listed below are the highest 1 year CD rates for October 28, 2015.
1 Year CD Rates
You can check on CD rates for all certificate of deposit terms by searching our database at MonitorBankRates.com/CDRates.Read more...
CD Rates Hold Steady as Fed Meets Next Week to Decide Monetary Policy
The Federal Open Market Committee (FOMC) meets again next week to decide on monetary policy. If the FOMC decides to increase the fed funds rate, CD rates will also move higher. Fed Chair, Janet Yellen, is still talking up a rate hike sometime in 2015 but some Fed officials say the first hike will happen in 2016.
The final FOMC meeting for 2015 will be in December. If a hike doesn't happen next week, the FOMC has one final chance to raise the rate this year. The CME's FedWatch Tool now has a 29.2 percent chance of a hike in December, down from 35.4 percent last month.
The past several months, banks and credit unions in our rate database have been slowing increasing their rates in anticipation of a Fed rate hike. Both short term and long term CD rates have been increased by financial institutions. The increases have been small but at least rates are finally moving higher after a half dozen years of decreases.
Listed below are the highest CD rates currently available for both short term and long term certificates of deposit.
2 Month Rates/Yields
3 Month Rates/Yields
6 Month CD Rates/Yields
1 Year CD Rates/Yields
18 Month CD Rates/Yields
2 Year CD Rates/Yields
3 Year CD Rates/Yields
4 Year CD Rates/Yields
5 Year CD Rates/Yields
You can always find the most current online CD rates by searching our database of rates at Monitor Bank Rates. No personal information is required.Read more...
1.30% APY - CIT Increases 1 Year CD Rate, Now Tied for Top 1 Year Rate
About two weeks ago, CIT Bank increased their 2 year CD rate. This week CIT Bank increased their 1 year CD rate. The new 1 year rate is at 1.29 percent with an APY of 1.30 percent. The old rate was 5 basis points lower at 1.24 percent with an APY of 1.25 percent. CIT Bank is also offering the same rate and yield on the bank's 1 year IRA CD. Read more...
Compare E-LOAN's CD Rates With Other Bank Rates Below
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