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E-LOAN's Information and Current CD Rates

Main Address and Contact Information


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FDIC Certification Number


E-LOAN

E-LOAN  Logo
Phone: (877) 799-5429
Website: https://savings.eloan.com/savings
Rating: StarStarStarStar  (4 out of 5)100

Notes: Easy process. 100% online. No fees. Start earning interest now!

E-LOAN CD Rates

Product APY Rate Min. Deposit
3 month CD 0.250% 0.250% $10,000.00
6 month CD 0.400% 0.400% $10,000.00
1 yr CD 1.300% 1.290% $10,000.00
2 yr CD 1.520% 1.510% $10,000.00
3 yr CD 1.850% 1.830% $10,000.00
5 yr CD 2.450% 2.420% $10,000.00
6 month $50K CD 0.400% 0.400% $50,000.00
18 month CD 1.350% 1.340% $10,000.00
1 month CD 0.100% 0.100% $10,000.00
2 month CD 0.160% 0.160% $10,000.00
9 month CD 0.450% 0.450% $10,000.00
4 yr CD 2.000% 1.980% $10,000.00

E-LOAN Jumbo CD Rates

Product APY Rate Min. Deposit
1 month jumbo CD 0.100% 0.100% $100,000.00
2 month jumbo CD 0.160% 0.160% $100,000.00
3 month jumbo CD 0.250% 0.250% $100,000.00
6 month jumbo CD 0.400% 0.400% $100,000.00
1 yr jumbo CD 1.300% 1.290% $100,000.00
5 yr jumbo CD 2.450% 2.420% $100,000.00
2 yr jumbo CD 1.520% 1.510% $100,000.00
9 month jumbo CD 0.450% 0.450% $100,000.00
18 month jumbo CD 1.350% 1.340% $100,000.00
3 yr jumbo CD 1.850% 1.830% $100,000.00
4 yr jumbo CD 2.000% 1.980% $100,000.00
Rates Updated: 07/31/2015

Articles Related to E-LOAN

CD Rates Report: 1 Year CD Rates as of January 14, 2017

Listed below is a current CD rates report for 1 year certificates of deposit as of January 14, 2017.

Current 1 Year CD Rates

  • Pentagon Federal Credit Union 1.35% Yield 1.36% (tied for 1st place)
  • EverBank 1.35% Yield 1.36% (tied for 1st place)
  • VirtualBank 1.30% Yield 1.31%
  • Live Oak Bank 1.29% Yield 1.30%
  • My e-BAnC by BAC Florida Bank 1.28% yield 1.29%
  • E-Loan 1.27% Yield 1.28% (tied for 5th place)
  • Popular Direct 1.27% Yield 1.28% (tied for 5th place)
  • Pacific National Bank 1.26% Yield 1.27%
  • California First National Bank 1.25% Yield 1.26% (tied for 7th place)
  • TAB Bank 1.25% Yield 1.26% (tied for 7th place)
  • Synchrony Bank 1.24% Yield 1.25% (tied for 8th place)
  • Colorado Federal Savings Bank 1.24% Yield 1.25% (tied for 8th place)
  • Salle Mae 1.24% Yield 1.25% (tied for 8th place)
  • AloStar Bank of Commerce 1.22% Yield 1.23% (tied for 9th place)
  • giantbank AloStar 1.22% Yield 1.23% (tied for 9th place)
  • CIT Bank 1.21% Yield 1.22% (tied for 10th place)
  • BankDirect 1.21% Yield 1.22% (tied for 10th place)

For a list of today's 1 year CD rates in our database go to MontiorBankRates.com.

 

    Read more...
E-Loan 18 Month CD Rates now at 1.34%
E-Loan 18 Month CD rates are now at 1.34 percent with a yield of 1.35 percent. View current 18 Month CD rates at E-Loan below.     Read more...
E-Loan 6 Month Jumbo CD Rates now at 0.85%
E-Loan 6 Month Jumbo CD rates are now at 0.85 percent with a yield of 0.85 percent. View current 6 Month Jumbo CD rates at E-Loan below.     Read more...
E-Loan 1 Year CD Rates now at 1.25%
E-Loan 1 Year CD rates are now at 1.25 percent with a yield of 1.26 percent. View the current 1 Year CD rates at E-Loan below.     Read more...
E-Loan Changes 2 Year and 5 Year CD Rates

E-Loan.com, a wholly-owned subsidiary of Banco Popular North America (BPNA), recently changed the CD rates they are paying on 2 year and 5 year certificates of deposit. The rate changes were to both regular and jumbo certificates of deposit.

When you open a CD account or savings account with E-Loan, you are actually opening it through BPNA, a New York state chartered bank that has deposits insured by the FDIC. BPNA's FDIC certificate number is 34967. BPNA's website is popularcommunitybank.com.

E-Loan's regular and jumbo 2 year CD rates were lowered to 1.49 percent with a yield of 1.50 percent. The old 2 year CD rate was 1.54 percent with a yield of 1.55 percent. 5 year regular and jumbo CD rates were lowered to 2.03 percent with a yield of 2.05 percent, down from 2.08 percent with a yield of 2.10 percent.

E-Loan.com's CD rates are tiered but currently the rates and yields are the same for any CD account balance. The minimum opening balance for an E-Loan CD account is $10,000. Listed below is a current list of all E-Loan.com CD rates.

Current E-Loan CD Rates

  • 1 Month CD Rate 0.05% Yield 0.05%
  • 2 Month CD Rate 0.05% Yield 0.05%
  • 3 Month CD Rate 0.25% Yield 0.25%
  • 6 Month CD Rate 0.85% Yield 0.85%
  • 9 Month CD Rate 0.45% Yield 0.45%
  • 1 Year CD Rate 1.25% Yield 1.26%
  • 18 Month CD Rate 1.34% Yield 1.35%
  • 2 Year CD Rate 1.49% Yield 1.50%
  • 3 Year CD Rate 1.64% Yield 1.65%
  • 4 Year CD Rate 1.78% Yield 1.80%
  • 5 Year CD Rate 2.03% Yield 2.05%
  • 6 Year CD Rate 1.54% Yield 1.55%

As with most online banks these days, opening a CD account at E-Loan.com is quick and easy. You will need to provide your name and a US address along with your social security number, date of birth, and a Mother's Maiden Name. You will also have to provide an email address so the bank can send notifications of electronic disclosures and statements.

The only way you can get account notifications, disclosures, and statements is by email. Withdrawing your consent to receive electronic delivery of disclosures and statements closes your CD account. At that point, you will have to pay an early withdrawal penalty on the account. Listed below are E-Loan.com's early withdrawal penalties for CD accounts.

E-Loan.com Early Withdrawal Penalties for CD Accounts

Original CD Term: Penalty

  • Less than 3 months: 89 days simple interest
  • 3 months up to 12 months: 120 days simple interest
  • 12 months up to 36 months: 270 days simple interest
  • 36 months up to 60 months: 365 days simple interest
  • 60 months or Greater: 730 days simple interest

E-Loan.com is an online bank and lender. They prefer for you to do all of your transactions online, which is why they can usually offer higher CD rates than traditional brick and mortar banks. You can speak to a representative by calling their Customer Care Center at 1-866-576-7283.

You can add or withdraw any money from your account by having a linked account setup. Whenever you add or withdraw money, it will take 2-3 business days for a transaction to complete. Interest on your CD account is compounded daily and credited monthly. You can open an account on E-Loan's website at
E­Loan Account Application.

    Read more...
New Higher CD Rates from Capital One 360 Bank

Capital One 360 Bank just announced new rates on three of the bank's certificates of deposit. The largest increase was on the 1 year CD rate at Capital One 360 Bank. The 1 year rate was increased from 0.40 percent to 1.29 percent with a yield of 1.30 percent.

Capital One 360 Bank is now tied with two other banks, E-Loan and EverBank, for the best 1 year CD rate in our rate database. There is no minimum opening deposit for a 1 year CD at Capital One, whereas EverBank's minimum is $1,500 and E-Loan's minimum is $10,000. You can view all current 1 year CD rates at banks by searching our database at MonitorBankRates.com.

18 month CD rates were increased to 1.29 percent with a yield of 1.30 percent. The previous 18 month rate at Capital One was 1.19 percent with a yield of 1.20 percent. 5 year jumbo CD rates were increased to 2.23 percent with a yield of 2.25 percent. The old 5 year jumbo rate was 2.18 percent with a yield of 2.20 percent.

    Read more...
1.33% APY - New Top 1 Year Top CD Rate in the Database

There is a new top rate in our 1 year CD rate database. Connexus Credit Union is now offering 1 year certificate rates at 1.32 percent with an APY of 1.33 percent. As with any credit union, you are required to join Connexus CU to open a certificate account and you must meet eligibility requirements or to make a one-time $5 donation to Connexus Association, which will in turn make you a member of the credit union.

If you're not eligible or you don't want to join Connexus, there are two online banks in our database offering 1 year rates only 3 basis points lower than Connexus' rate. CIT Bank and E-Loan are both offering 1 year rates at 1.29 percent with an APY of 1.30 percent.

Listed below are the highest 1 year CD rates for October 28, 2015.

1 Year CD Rates

  •  Connexus Credit Union 1.32% Yield 1.33%
  • CIT Bank 1.29% Yield 1.30%
  • E-Loan 1.29% Yield 1.30%
  • Synchrony Bank 1.24% Yield 1.25%
  • Sallie Mae 1.24% Yield 1.25%
  • iGObanking.com 1.24% Yield 1.25%
  • California First National Bank 1.21% Yield 1.22%
  • Bank Direct 1.20% Yield 1.21%
  • AloStar Bank of Commerce 1.20% Yield 1.21%
  • My e-BAnC by BAC Florida Bank 1.20% Yield 1.21%
  • Pentagon Federal Credit Union 1.20% Yield 1.21%
  • Colorado Federal Savings Bank 1.19% Yield 1.20%

You can check on CD rates for all certificate of deposit terms by searching our database at MonitorBankRates.com/CDRates.

    Read more...
CD Rates Hold Steady as Fed Meets Next Week to Decide Monetary Policy

The Federal Open Market Committee (FOMC) meets again next week to decide on monetary policy. If the FOMC decides to increase the fed funds rate, CD rates will also move higher. Fed Chair, Janet Yellen, is still talking up a rate hike sometime in 2015 but some Fed officials say the first hike will happen in 2016.

The final FOMC meeting for 2015 will be in December. If a hike doesn't happen next week, the FOMC has one final chance to raise the rate this year. The CME's FedWatch Tool now has a 29.2 percent chance of a hike in December, down from 35.4 percent last month.

The past several months, banks and credit unions in our rate database have been slowing increasing their rates in anticipation of a Fed rate hike. Both short term and long term CD rates have been increased by financial institutions. The increases have been small but at least rates are finally moving higher after a half dozen years of decreases.

Listed below are the highest CD rates currently available for both short term and long term certificates of deposit.

2 Month Rates/Yields

  • MyCBB 0.80% Yield 0.80%
  • Loan Star Bank 0.15% Yield 0.15%
  • Virtual Bank 0.15% Yield 0.15%
  • Citizens Trust Bank 0.10% Yield 0.10%

3 Month Rates/Yields

  • EverBank 0.55% Yield 0.55%
  • California First National Bank 055% Yield 0.55%
  • First Internet Bank of Indiana 0.45% Yield 0.45%
  • AloStar Bank of Commerce 0.40% Yield 0.40%
  • Goldwater Bank 0.40% Yield 0.40%
  • Virtual Bank 0.40% Yield 0.40%
  • Discover Bank 0.35% Yield 0.35%
  • Barclays Bank 0.35% Yield 0.35%
  • Nordstrom Bank 0.35% Yield 0.35%
  • TAB Bank 0.35% Yield 0.35%

6 Month CD Rates/Yields

  • AloStar Bank of Commerce 0.90% APY 0.90% (increased 0.10%)
  • California First National Bank 0.85% Yield 0.85%
  • MyCBB 0.85% Yield 0.85%
  • EH National Bank 0.80% Yield 0.80%
  • My e-BAnC by BAC Florida Bank 0.80% Yield 0.80%
  • ableBanking, a division of Northeast Bank 0.80% Yield 0.80%
  • Silvergate Bank 0.75% Yield 0.75%
  • Chartway Federal Credit Union 0.75% Yield 0.75%
  • giantbank.com 0.75% Yield 0.75%

1 Year CD Rates/Yields

  • CIT Bank 1.29% Yield 1.30% (increased 0.05%)
  • E-Loan 1.29% Yield 1.30%
  • Synchrony Bank 1.24% Yield 1.25%
  • Sallie Mae Bank 1.24% Yield 1.25%
  • iGObanking.com 1.24% Yield 1.25% 
  • California First National Bank 1.23% Yield 1.24%  (increased 0.04%)
  • Bank Direct 1.20% Yield 1.21%
  • AloStar Bank of Commerce 1.20% Yield 1.21%
  • My e-BAnC by BAC Florida Bank 1.19% Yield 1.20%  (increased 0.01%)
  • PenFed 1.20% Yield 1.21%
  • Colorado Federal Savings Bank 1.19% Yield 1.20%

18 Month CD Rates/Yields

  • E-Loan 1.34% Yield 1.35%
  • Synchrony Bank 1.24% Yield 1.25%
  • AloStar Bank of Commerce 1.20% Yield 1.21%
  • Virtual Bank 1.20% Yield 1.21%
  • My e-BAnC by BAC Florida Bank 1.20% Yield 1.21%
  • Discover Bank 1.19% Yield 1.20%
  • Ally Bank 1.18 Yield 1.19%

2 Year CD Rates/Yields

  • E-Loan 1.51% Yield 1.52%
  • XCEL Federal Credit Union 1.50% Yield 1.52%
  • Silvergate Bank 1.45% APY 1.46%
  • Synchrony Bank 1.44% Yield 1.45%
  • CIT Bank 1.34% Yield 1.45% (increased 0.05%)
  • Colorado Federal Savings Bank 1.44% Yield 1.45%
  • PenFed 1.40% Yield 1.41%
  • AloStar Bank of Commerce Rate 1.39% Yield 1.40%
  • California First National Bank 1.39% Yield 1.40%

3 Year CD Rates/Yields

  • E-Loan 1.83% Yield 1.85%
  • Silvergate Bank 1.65% Yield 1.66%
  • Sallie Mae 1.59% Yield 1.60%
  • Radius Bank 1.59% Yield 1.60%
  • Barclays Bank 1.54% Yield 1.55%
  • California First National Bank 1.54% Yield 1.55%
  • First Internet Bank of Indiana 1.50% Yield 1.51%
  • Synchrony Bank 1.49% Yield 1.50%
  • Discover Bank 1.49% Yield 1.50%
  • Ally Bank 1.49% Yield 1.50%
  • Lone Star Bank 1.49% Yield 1.50%
  • AloStar Bank of Commerce 1.48% Yield 1.50%

4 Year CD Rates/Yields

  • E-Loan 1.98% Yield 2.00% (increased 0.10%)
  • Nationwide Bank 1.84% Yield 1.86%
  • Barclays Bank 1.83% Yield 1.85%
  • CIT Bank 1.80% Yield 1.82%
  • Virtual Bank 1.77% Yield 1.78%
  • First Internet Bank of Indiana 1.75% Yield 1.76%
  • Discover Bank 1.74% Yield 1.76%
  • Synchrony Bank 1.73% Yield 1.75%

5 Year CD Rates/Yields

  • E-Loan 2.42% Yield 2.45%
  • Synchrony Bank 2.23% Yield 2.25%
  • Barclays Bank 2.23% Yield 2.25%
  • First Internet Bank of Indiana 2.15% Yield 2.17%

You can always find the most current online CD rates by searching our database of rates at Monitor Bank Rates. No personal information is required.

    Read more...
1.30% APY - CIT Increases 1 Year CD Rate, Now Tied for Top 1 Year Rate
About two weeks ago, CIT Bank increased their 2 year CD rate. This week CIT Bank increased their 1 year CD rate. The new 1 year rate is at 1.29 percent with an APY of 1.30 percent. The old rate was 5 basis points lower at 1.24 percent with an APY of 1.25 percent. CIT Bank is also offering the same rate and yield on the bank's 1 year IRA CD.     Read more...
1.30% APY - This Week's Top 1 Year Rate
The Federal Open Market Committee meets in just over a week to decide on interest rates. August job's report, released last Friday, showed the labor market continuing to improve, adding pressure to the Fed to increase the fed funds rates.     Read more...

Compare E-LOAN's CD Rates With Other Bank Rates Below

No FDIC data found