Citi Information and Current CD Rates

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Citi CD Rates

Product APY Rate Min. Deposit
1 Year CD from Citi
Citi
2
1.98
4
100
1 yr CD 2.000% 1.980% $25,000.00
Rates Updated: 09/10/2019

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Citizens Bank Mortgage Rates Today
Citizens Bank Mortgage RatesCitizens Bank mortgage rates are very competitive right now and if you setup automatic payments from a Citizens Bank checking account, you get an additional 0.125 percent rate discount. Current 30 year mortgage rates at Citizens Bank are quoted at 3.75 percent with only 0.125 mortgage points. Their 15 year mortgage rates are also a good deal at 3.125 percent. If you're looking for an adjustable mortgage, Citizens Bank's 7 year mortgage rates are quoted at 3.50 percent. To get the best deal on a home loan compare other lenders' rates with Citizens Bank mortgage rates.     Read more...
Citizens Trust Bank CD Rates
Citizens Trust Bank CD rates Citizens Trust Bank CD rates for CDARS CDs are not the best CD rates around but the service allows you to deposit up to $50 million and still get FDIC insurance coverage. 30 month CD rates at Citizens Trust Bank today are at 0.25 percent. 5 year CD rates from Citizens Trust Bank are higher at 0.70 percent. You can definitely get better CD rates than Citizens Trust Bank CD rates if you don't need to use the CDARS service.     Read more...
Citizens Bank Mortgage Rates
Citizens Bank Mortgage RatesCitizens Bank mortgage rates are some of the best mortgage rates available today. 30 year mortgage rates at Citizens Bank are currently at 5.125 percent with only 0.25 mortgage points and $998 in fees. 15 year mortgage rates from Citizens Bank are at 4.375 percent with the same points and fees as the 30 year loan. Compare Citizens Bank mortgage rates with other lender's rates below.     Read more...
Citizens Access CD Rates
Citizens Access CD RatesCitizens Access CD rates are currently some of the best CD rates available this year. 1 year CD rates at Citizens Access are currently at 2.66 percent with an APY of 2.70 percent. 6 month CD rates at Citizens Access are at 2.18 percent with an APY of 2.20 percent. Compare Citizens Access CD rates with other bank CD rates to find the best rate.     Read more...
Citizens Access Savings Rates - Best Savings Rate Available
Citizens Access savings rates are the best savings rates currently available. The current Citizens Access savings account rates is at 2.25 percent with a minimum deposit of $5,000. You can compare the current savings rate at Citizens Access with other savings rates below.     Read more...
12 Month CD Rates Higher Than Inflation Rate
Twelve month CD rates are now above the current inflation rate and this hasn't been the case for over a decade. This is great news for retirees who can now invest in certificates of deposit and actually make money when inflation is taken into account.     Read more...
Banks Pass Stress Tests, Award Shareholders and Leave Depositors Out in the Cold

For the first time in the seven year history of the annual bank stress tests, the Federal Reserve approved capital return plans on all 34 banks it reviewed. The approval of capital return plans means these banks can raise dividends and buy back shares.

Both Citibank and JPMorgan Chase announced their biggest share buybacks ever. Citibank and JPMorgan Chase also increased their quarterly dividends.

How about increasing the paltry deposit rates most of these banks offer? Sorry, no announcements to increase deposit rates.

We have listed the banks giving the largest dividend increases and share buybacks alongside the anemic deposit rates these banks offer. If you decide to look at these banks' deposit rates, you'll have to dig through their website to find them. Considering how low the rates are, I would bury them too.

Capital Return Plans and Deposit Rates

Citibank

  • Doubled quarterly dividend to 32 cents a share
  • Up to $15.6 billion common stock repurchase plan
  • 0.01% savings rate
  • 0.15% 1 year CD rate

JP Morgan Chase

  • Increases quarterly dividend by 6 cents to 56 cents a share
  • Up to $19.6 billion stock repurchase plan
  • 0.01% savings rate
  • 0.02% 1 year CD rate

Bank of America

  • Increases quarterly dividend by 60% to 12 cents a share
  • Up to $12 billion stock repurchase plans
  • 0.01% savings rate
  • 0.07% 1 year CD rate

If you are a depositor at these banks, you are treated poorly but if you are a shareholder you are awarded handsomely.

The good news is you don't have to deposit your money at these banks. Online banks offer a lot higher deposit rates. In the rate database there are many banks currently offering savings rates at 1.30 percent and 1 year CD rates at 1.50 percent.

    Read more...
Citizens Trust Bank 2 Year CD Rates now at 0.20%
Citizens Trust Bank 2 Year CD rates are now at 0.20 percent with a yield of 0.20 percent. View current 2 Year CD rates at Citizens Trust Bank below.     Read more...
Citizens Trust Bank 6 Month $25K CD Rates now at 0.05%
Citizens Trust Bank 6 Month $25K CD rates are now at 0.05 percent with a yield of 0.05 percent. View current 6 Month $25K CD rates at Citizens Trust Bank below.     Read more...
Citizens Trust Bank 5 Year CD Rates now at 0.40%
Citizens Trust Bank 5 Year CD rates are now at 0.40 percent with a yield of 0.40 percent. View current 5 Year CD rates at Citizens Trust Bank below.     Read more...

Compare Citi's CD Rates With Other Bank Rates Below

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