Capital One Information and Current CD Rates

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Capital One

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Notes: Open a CD today to enjoy steady growth and guaranteed returns.

Capital One CD Rates

Product APY Rate Min. Deposit
1 Year CD from Capital One
Capital One
2.4
2.37
5
100
1 yr CD 2.400% 2.370% $0.00
2 Year CD from Capital One
Capital One
2.2
2.18
5
100
2 yr CD 2.200% 2.180% $0.00
2.5 Year CD from Capital One
Capital One
2.2
2.18
5
100
2.5 yr CD 2.200% 2.180% $0.00
3 Year CD from Capital One
Capital One
2.25
2.23
5
100
3 yr CD 2.250% 2.230% $0.00
5 Year CD from Capital One
Capital One
2.3
2.28
5
100
5 yr CD 2.300% 2.280% $0.00
18 Month CD from Capital One
Capital One
2.55
2.52
5
100
18 month CD 2.550% 2.520% $0.00
4 Year CD from Capital One
Capital One
2.25
2.23
5
100
4 yr CD 2.250% 2.230% $0.00
Rates Updated: 08/23/2019

Articles Related to Capital One

Capital One CD Rates July 2019
Capital One CD Rates July 2019Capital One CD rates are competitive right now on the bank's intermediate-term certificates of deposit. Short and long term CD rates from Capital One for July 2019 are not as competitive. The best CD rates at Capital One right now are on the bank's 12 month CD at 2.27 percent with an APY of 2.30 percent. 18 month CD rates at Capital One right now are also at 2.27 percent with an APY of 2.30 percent.     Read more...
Capital One Money Market Account Rates + $500 Bonus
Capital One Money Market Account Rates + $500 BonusCapital One money market account rates are very good right now and if you sign up before 5/19/19 you can earn up to a $500 promotional bonus. The current money market account rate at Capital One is 2.00 percent, more than eleven times the FDIC national average MMA rate of 0.18 percent. The minimum opening deposit for a Capital One 360 money market account is $10,000.     Read more...
Brand New High for 12 Month CD Rates in 2017
12 Month CD ratesWe just reached a new milestone for 12 Month CD rates in 2017 as rates continue to inch higher. Crestmark Bank is now offering 12 Month CD rates at 1.80 percent. Just about two months ago, we reported a new high for 1 year CD rates at 1.70 percent. That new high was also from CrestMark Bank. You can read about that post Crestmark Bank Best Rate 1.70%.     Read more...
Top Money Market Rates at 1.41% This Week
There are new highs for money market rates and savings rates this week. The best variable deposit rate this week is from UFB Direct at 1.40 percent with an annual percentage yield of 1.41 percent. UFB Direct's variable account is actually called a money market savings account. The minimum opening deposit is $5k.     Read more...
Top 2 Year CD Rate Now at 1.70 Percent

The top CD rates continue to move higher as the best 2 year CD rate hits 1.70 percent this week. 2 year CD rates at Connexus Credit Union take the top spot this week at 1.69 percent with a yield of 1.70 percent. Connexus has the best rate this week but two banks are right on the credit union's tail.

Northern Bank Direct, EverBank, and Popular Direct have the second best 2 year rate this week at 1.64 percent with a yield of 1.65 percent. We have another three-way tie for third place, My e-BAnC by BAC Florida Bank, TAB Bank, and VirtualBank all have a current 2 year rate of 1.61 percent with a yield of 1.62 percent.

Not only are the top rates moving higher this week, average 2 year CD rates are also higher. The current average 2 year CD rate is at 1.50 percent, up from last week's average 2 year rate of 1.47 percent. Listed below are the top ten 2 year CD rates for the week ending April 15, 2017.

Best 2 Year CD Rates

  1. Connexus CU - Rate 1.69% Yield 1.70%
  2. Northern Bank Direct - Rate 1.64% Yield 1.65% (tied for 2nd place)
  3. Popular Direct - Rate 1.64% Yield 1.65% (tied for 2nd place)
  4. TAB Bank - Rate 1.60% Yield 1.61% (tied for 3rd place)
  5. My e-BAnC by BAC Florida Bank - Rate 1.60% Yield 1.61% (tied for 3rd place)
  6. VirtualBank - Rate 1.60% Yield 1.61% (tied for 3rd place)
  7. Banesco USA - Rate 1.60% Yield 1.60%
  8. Capital One Bank - Rate 1.59% Yield 1.60% (tied for 5th place)
  9. Synchrony Bank - Rate 1.59% Yield 1.60% (tied for 5th place)
  10. M.Y. Safra Bank, FSB - Rate 1.59% Yield 1.60% (tied for 5th place)
  11. iGObanking.com - Rate 1.59% Yield 1.60% (tied for 5th place)
  12. Congressional Bank - Rate 1.59% Yield 1.60% (tied for 5th place)
  13. iGObanking.com - Rate 1.59% Yield 1.60% (tied for 5th place)
  14. First Internet Bank of Indiana - Rate 1.56% Yield 1.57%
  15. CD Bank - Rate 1.55% Yield 1.56%
  16. Nationwide Bank - Rate 1.50% Yield 1.51% (tied for 8th place)
  17. Pentagon Federal Credit Union - Rate 1.50% Yield 1.51% (tied for 8th place)
  18. PurePoint Financial - Rate 1.49% Yield 1.50% (tied for 9th place)
  19. Home Savings Bank - Rate 1.49% Yield 1.50% (tied for 9th place)
  20. Live Oak Bank - Rate 1.49% Yield 1.50% (tied for 9th place)
  21. GS Bank - Rate 1.44% Yield 1.45%
    Read more...
Top Savings Rates Update - January 11, 2017

Listed below are the top savings account rates available on our database for January 11, 2017. The sole leader with the best savings account rate this week is Popular Direct with a rate of 1.14 percent and a yield of 1.15 percent.

Top Savings Rates

  1. Popular Direct 1.14% Yield 1.15%
  2. Synchrony Bank 1.04% Yield 1.05% (tied for 2nd place)
  3. SmartyPig 1.04% Yield 1.05% (tied for 2nd place)
  4. Goldman Sachs Bank USA 1.04% Yield 1.05% (tied for 2nd place)
  5. AloStar Bank of Commerce 1.04% Yield 1.05% (tied for 2nd place)
  6. Barclays 1.00% Yield 1.00% (tied for 3rd place)
  7. Ally Bank 1.00% Yield 1.00% (tied for 3rd place)
  8. iGObanking.com 1.00% Yield 1.00% (tied for 3rd place)
  9. Radius Bank 1.00% Yield 1.00% (tied for 3rd place)
  10. Discover Bank 0.95% Yield 0.95% (tied for 4th place)
  11. FNBO Direct 0.95% Yield 0.95% (tied for 4th place)
  12. Pacific National Bank 0.90% Yield 0.90%
  13. MySavings Direct 0.85% Yield 0.85% (tied for 6th place)
  14. Colorado Federal Savings Bank 0.85% Yield 0.85% (tied for 6th place)
  15. Capital One 360 0.75% Yield 0.75%

Interest rates change constantly, you can always get a list of the most current rates by searching our rate database at Savings Rates.

 

    Read more...
Highest Deposit Rates November 27, 2016

Variable deposit rates continue to inch slowly higher this week. The best savings rate available is at 1.25 percent with a yield of 1.26 percent. The best money market account rate available is slightly lower at 1.24 percent with a yield of 1.25 percent.

Listed below are the best savings rates and money market rates available in our database for November 27, 2016.

Best Savings Rates

  1. Popular Direct 1.25% Yield 1.26%
  2. Synchrony Bank 1.04% Yield 1.05% (tied for 2nd place)
  3. AloStar Bank of Commerce 1.04% Yield 1.05% (tied for 2nd place)
  4. Goldman Sachs Bank USA 1.04% Yield 1.05% (tied for 2nd place)
  5. Barclays Bank 1.00% Yield 1.00% (tied for 3rd place)
  6. Ally Bank 1.00% Yield 1.00% (tied for 3rd place)
  7. Radius Bank 1.00% Yield 1.00% (tied for 3rd place)
  8. iGObanking.com 1.00% Yield 1.00% (tied for 3rd place)
  9. FNBO Direct 0.95% Yield 0.95% (tied for 4th place)
  10. CIT Bank 0.95% Yield 0.95% (tied for 4th place)
  11. Discover Bank 0.95% Yield 0.95% (tied for 4th place)
  12. Colorado Federal Savings Bank 0.85% Yield 0.85% (tied for 5th place)
  13. My Savings Direct 0.85% Yield 0.85% (tied for 5th place)

Best Money Market Account Rates

  1. EBSBDirect 1.24% Yield 1.25%
  2. EverBank 1.11% Yield (promo rate)
  3. Dime 1.09% Yield 1.10%
  4. firstcentral.direct 1.04% Yield 1.05%
  5. Capital One 1.00% Yield 1.00% (tied for 5th place)
  6. California First National Bank 1.00% Yield 1.00% (tied for 5th place)
  7. Pacific National Bank 1.00% Yield 1.00% (tied for 5th place)
  8. ableBanking, a division of Northeast Bank 1.00% Yield 1.00% (tied for 5th place)
  9. Sallie Mae 0.90% Yield 0.90%
  10. Synchrony Bank 0.85% Yield 0.85% (tied for 7th place)
  11. Ally Bank 0.85% Yield 0.85% (tied for 7th place)
    Read more...
Best Variable Deposit Rates October 12, 2016

Variable deposit rates have been slowly creeping up for the past several months. The interest rate increases have been small; in increments of less than 10 basis points for the most part. Even with the small increases, the best variable deposit rates are almost comparable to best the 1 year CD rates.

The best savings rate on our rate database is at 1.25 percent with an APY of 1.26 percent from Popular Direct. This savings rate is only 4 basis points lower than the top 1 year CD rate in our database at 1.29 percent with a yield of 1.30 percent. The highest money market yield on our list is 5 basis point lower at 1.24 percent with a yield of 1.25 percent.

Listed below are today's current highest savings rates and money market rates

Highest Savings Rates

  1. Popular Direct 1.25% Yield 1.26%
  2. Synchrony Bank 1.04% Yield 1.05% (tied for 2nd place)
  3. AloStar Bank of Commerce 1.04% Yield 1.05% (tied for 2nd place)
  4. Goldman Sachs Bank USA 1.04% Yield 1.05% (tied for 2nd place)
  5. Barclays Bank 1.00% Yield 1.00% (tied for 3rd place)
  6. Ally Bank 1.00% Yield 1.00% (tied for 3rd place)
  7. Radius Bank 1.00% Yield 1.00% (tied for 3rd place)
  8. iGObanking.com 1.00% Yield 1.00% (tied for 3rd place)
  9. FNBO Direct 0.95% Yield 0.95% (tied for 4th place)
  10. CIT Bank 0.95% Yield 0.95% (tied for 4th place)
  11. Discover Bank 0.95% Yield 0.95% (tied for 4th place)
  12. American Express Bank 0.90% Yield 0.90% (tied for 5th place)
  13. Pacific National Bank 0.90% Yield 0.90% (tied for 5th place)

Highest Money Market Rates

  1. East Boston Savings Bank Direct 1.24% Yield 1.25%
  2. EverBank 1.11% Yield (promotional rate)
  3. Dime 1.09% Yield 1.10% (tied for 2nd place)
  4. iGObanking.com 1.09% Yield 1.10% (tied for 2nd place)
  5. Capital One 1.00% Yield 1.00% (tied for 3rd place)
  6. California First National Bank 1.00% Yield 1.00% (tied for 3rd place)
  7. Pacific National Bank 1.00% Yield 1.00% (tied for 3rd place)
  8. ableBanking, a division of Northeast Bank 1.00% Yield 1.00% (tied for 3rd place)
  9. Sallie Mae 0.90% Yield 0.90%
  10. Synchrony Bank 0.85% Yield 0.85% (tied for 4th place)
  11. Ally Bank 0.85% Yield 0.85% (tied for 4th place)
  12. EH National Bank 0.81% Yield 0.81%

To view a current list of savings account rates and money market account rates search our database at SavingsAccount.MonitorBankRates.com.

    Read more...
This Past Week's CD Rate Changes

Eight banks and one credit union in our database changed some of their CD rates this past week. Most of the CD rate changes were higher, which was nice to see. EverBank CD rates were changed more than once this past week, the most recent changes are at the top of the rate list below.

There is some good news regarding bank CD rates possibly moving higher in the near future. Despite September's employment numbers being slightly weaker than expected, CNBC reported the probability of a fed rate hike moved higher this morning. CNBC is basing their report on the CME Group's FedWatch Tool. The tool is used to track the market's expectation of a rate hike. Before the employment report, the probability of a December rate hike was at 63.9 percent. After Friday's report was released, it moved up to 70.2 percent.

If there is a December rate hike, it will most likely be 25 basis points. This hike might entice banks to increase their short term and intermediate term CD rates. If there is a rate hike, we won't see all banks and credit union increase their CD rates. It's likely that some online banks with the highest current CD rates will increase their rates.

The best CD rates on our 1 year certificates of deposit rate list are currently at 1.30 percent. A 0.25 percent fed fund rate hike might send the best 1 year rates towards 1.50 percent. It's been several years since we've seen 1 year rates as high as 1.50 percent.

This past week's CD rate changes are listed below.

Bank or Credit Union

ProductRate (New / Old)Yield (New / Old)
EverBank3 month CD0.65 / 0.690.65 / 0.69
EverBank1 yr CD1.23 / 1.21.24 / 1.21
EverBank2 yr CD1.45 / 1.41.46 / 1.41
EverBank3 yr CD1.59 / 1.551.6 / 1.56
EverBank5 yr CD1.87 / 1.791.89 / 1.81
EverBank3 month jumbo CD0.65 / 0.690.65 / 0.69
EverBank1 yr jumbo CD1.23 / 1.21.24 / 1.21
EverBank5 yr jumbo CD1.87 / 1.791.89 / 1.81
EverBank2 yr jumbo CD1.45 / 1.41.46 / 1.41
EverBank3 yr jumbo CD1.59 / 1.551.6 / 1.56
EverBank4 yr CD1.7 / 1.651.71 / 1.66
EverBank4 yr jumbo CD1.7 / 1.651.71 / 1.66
California First National Bank1 yr CD1.17 / 1.191.18 / 1.2
California First National Bank1 yr jumbo CD1.17 / 1.191.18 / 1.2
State Farm Bank5 yr CD1.69 / 1.591.7 / 1.6
State Farm Bank5 yr jumbo CD1.69 / 1.591.7 / 1.6
Discover Bank5 yr jumbo IRA CD1.74 / 1.831.76 / 1.85
Luana Savings Bank4 yr jumbo CD1.35 / 1.41.36 / 1.41
Astoria Bank2 yr CD0.95 / 0.750.95 / 0.75
Astoria Bank5 yr CD1.39 / 1.241.4 / 1.25
Pentagon Federal Credit Union1 yr CD1.2 / 11.21 / 1.01
Pentagon Federal Credit Union2 yr CD1.3 / 1.151.31 / 1.16
Pentagon Federal Credit Union3 yr CD1.3 / 1.151.31 / 1.16
Pentagon Federal Credit Union5 yr CD1.3 / 1.21.31 / 1.21
Pentagon Federal Credit Union4 yr CD1.3 / 1.151.31 / 1.16
Capital One 360 Bank6 month CD0.4 / 0.90.4 / 0.9
Capital One 360 Bank1 yr CD0.75 / 0.90.75 / 0.9
Capital One 360 Bank6 month jumbo CD0.4 / 0.90.4 / 0.9
Capital One 360 Bank1 yr jumbo CD0.75 / 0.90.75 / 0.9
Capital One 360 Bank9 month CD0.4 / 0.90.4 / 0.9
Capital One 360 Bank9 month jumbo CD0.4 / 0.90.4 / 0.9
KS StateBank1 yr jumbo CD1.15 / 11.16 / 1
EverBank3 month CD0.69 / 0.70.69 / 0.7
EverBank2 yr CD1.4 / 1.451.41 / 1.46
EverBank3 yr CD1.55 / 1.591.56 / 1.6
EverBank5 yr CD1.79 / 1.891.81 / 1.91
EverBank3 month jumbo CD0.69 / 0.70.69 / 0.7
EverBank5 yr jumbo CD1.79 / 1.891.81 / 1.91
EverBank2 yr jumbo CD1.4 / 1.451.41 / 1.46
EverBank3 yr jumbo CD1.55 / 1.591.56 / 1.6
EverBank4 yr CD1.65 / 1.761.66 / 1.78
EverBank4 yr jumbo CD1.65 / 1.761.66 / 1.78
Home Savings Bank6 month CD0.5 / 0.30.5 / 0.3
Home Savings Bank1 yr CD1 / 0.91 / 0.9
Home Savings Bank2 yr CD1.24 / 1.091.25 / 1.1
Home Savings Bank3 yr CD1.49 / 1.191.5 / 1.2
Home Savings Bank5 yr CD1.88 / 1.831.9 / 1.85
Home Savings Bank6 month jumbo CD0.5 / 0.30.5 / 0.3
Home Savings Bank1 yr jumbo CD1 / 0.91 / 0.9
Home Savings Bank5 yr jumbo CD1.88 / 1.831.9 / 1.85
Home Savings Bank18 month CD1.04 / 0.951.05 / 0.95
Home Savings Bank2 yr jumbo CD1.24 / 1.091.25 / 1.1
Home Savings Bank18 month jumbo CD1.04 / 0.951.05 / 0.95
Home Savings Bank3 yr jumbo CD1.49 / 1.191.5 / 1.2
Home Savings Bank4 yr CD1.69 / 1.491.7 / 1.5
Home Savings Bank4 yr jumbo CD1.69 / 1.491.7 / 1.5
    Read more...
Deposit Rate Report August 11, 2016

Listed below are the best savings rates and money market account rates for August 11, 2016.

Best Savings Rates August 11, 2016

  • East Boston Savings Bank 1.07% Yield 1.08%
  • Synchrony Bank 1.04% Yield 1.05%
  • AloStar Bank of Commerce 1.04% Yield 1.05%
  • Goldman Sachs Bank 1.04% Yield 1.05%
  • Barclays 1.00% Yield 1.00%
  • Ally Bank 1.00% Yield 1.00%
  • Quorum Federal Credit Union 1.00% Yield 1.00%
  • UFB Direct 1.00% Yield 1.00%
  • My Savings Direct 1.00% Yield 1.00%
  • Radius Bank 1.00% Yield 1.00%
  • iGObanking.com 1.00% Yield 1.00%

 Best Money Market Rates August 11, 2016

  • EverBank 0.61% Yield 1.11% – Promotional
  • Dime 1.09% Yield 1.10%
  • iGObanking.com 1.09% Yield 1.10%
  • East Boston Savings Bank 1.07% Yield 1.08%
  • Capital One 1.00% Yield 1.00%
  • Pacific National Bank 1.00% Yield 1.00%
  • ableBanking, a division of Northeast Bank 1.00% Yield 1.00%

Average Variable Deposit Rates for August 11, 2016

  • Average Variable Deposit Rate for Account Balances of $10,000 – 0.49%
  • Average Variable Deposit Rate for Account Balances of $25,000 – 0.58
  • Average Variable Deposit Rate for Account Balances of $50,000 – 0.60%
    Read more...

Compare Capital One's CD Rates With Other Bank Rates Below

No FDIC data found