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Capital One 360 Bank's Information and Current CD Rates

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Capital One 360 Bank

Rating: StarStarStarStarStar  (5 out of 5)100

Capital One 360 Bank CD Rates

Product APY Rate Min. Deposit
2 yr CD 1.000% 1.000% $1.00
2.5 yr CD 1.000% 1.000% $1.00
4 yr CD 1.760% 1.750% $1.00

Capital One 360 Bank Jumbo CD Rates

Product APY Rate Min. Deposit
5 yr jumbo CD 2.250% 2.230% $100,000.00
2 yr jumbo CD 1.000% 1.000% $100,000.00
3 yr jumbo CD 1.400% 1.390% $100,000.00
4 yr jumbo CD 1.760% 1.750% $100,000.00
Rates Updated: 08/26/2015

Articles Related to Capital One 360 Bank

This Past Week's CD Rate Changes

Eight banks and one credit union in our database changed some of their CD rates this past week. Most of the CD rate changes were higher, which was nice to see. EverBank CD rates were changed more than once this past week, the most recent changes are at the top of the rate list below.

There is some good news regarding bank CD rates possibly moving higher in the near future. Despite September's employment numbers being slightly weaker than expected, CNBC reported the probability of a fed rate hike moved higher this morning. CNBC is basing their report on the CME Group's FedWatch Tool. The tool is used to track the market's expectation of a rate hike. Before the employment report, the probability of a December rate hike was at 63.9 percent. After Friday's report was released, it moved up to 70.2 percent.

If there is a December rate hike, it will most likely be 25 basis points. This hike might entice banks to increase their short term and intermediate term CD rates. If there is a rate hike, we won't see all banks and credit union increase their CD rates. It's likely that some online banks with the highest current CD rates will increase their rates.

The best CD rates on our 1 year certificates of deposit rate list are currently at 1.30 percent. A 0.25 percent fed fund rate hike might send the best 1 year rates towards 1.50 percent. It's been several years since we've seen 1 year rates as high as 1.50 percent.

This past week's CD rate changes are listed below.

Bank or Credit Union

ProductRate (New / Old)Yield (New / Old)
EverBank3 month CD0.65 / 0.690.65 / 0.69
EverBank1 yr CD1.23 / 1.21.24 / 1.21
EverBank2 yr CD1.45 / 1.41.46 / 1.41
EverBank3 yr CD1.59 / 1.551.6 / 1.56
EverBank5 yr CD1.87 / 1.791.89 / 1.81
EverBank3 month jumbo CD0.65 / 0.690.65 / 0.69
EverBank1 yr jumbo CD1.23 / 1.21.24 / 1.21
EverBank5 yr jumbo CD1.87 / 1.791.89 / 1.81
EverBank2 yr jumbo CD1.45 / 1.41.46 / 1.41
EverBank3 yr jumbo CD1.59 / 1.551.6 / 1.56
EverBank4 yr CD1.7 / 1.651.71 / 1.66
EverBank4 yr jumbo CD1.7 / 1.651.71 / 1.66
California First National Bank1 yr CD1.17 / 1.191.18 / 1.2
California First National Bank1 yr jumbo CD1.17 / 1.191.18 / 1.2
State Farm Bank5 yr CD1.69 / 1.591.7 / 1.6
State Farm Bank5 yr jumbo CD1.69 / 1.591.7 / 1.6
Discover Bank5 yr jumbo IRA CD1.74 / 1.831.76 / 1.85
Luana Savings Bank4 yr jumbo CD1.35 / 1.41.36 / 1.41
Astoria Bank2 yr CD0.95 / 0.750.95 / 0.75
Astoria Bank5 yr CD1.39 / 1.241.4 / 1.25
Pentagon Federal Credit Union1 yr CD1.2 / 11.21 / 1.01
Pentagon Federal Credit Union2 yr CD1.3 / 1.151.31 / 1.16
Pentagon Federal Credit Union3 yr CD1.3 / 1.151.31 / 1.16
Pentagon Federal Credit Union5 yr CD1.3 / 1.21.31 / 1.21
Pentagon Federal Credit Union4 yr CD1.3 / 1.151.31 / 1.16
Capital One 360 Bank6 month CD0.4 / 0.90.4 / 0.9
Capital One 360 Bank1 yr CD0.75 / 0.90.75 / 0.9
Capital One 360 Bank6 month jumbo CD0.4 / 0.90.4 / 0.9
Capital One 360 Bank1 yr jumbo CD0.75 / 0.90.75 / 0.9
Capital One 360 Bank9 month CD0.4 / 0.90.4 / 0.9
Capital One 360 Bank9 month jumbo CD0.4 / 0.90.4 / 0.9
KS StateBank1 yr jumbo CD1.15 / 11.16 / 1
EverBank3 month CD0.69 / 0.70.69 / 0.7
EverBank2 yr CD1.4 / 1.451.41 / 1.46
EverBank3 yr CD1.55 / 1.591.56 / 1.6
EverBank5 yr CD1.79 / 1.891.81 / 1.91
EverBank3 month jumbo CD0.69 / 0.70.69 / 0.7
EverBank5 yr jumbo CD1.79 / 1.891.81 / 1.91
EverBank2 yr jumbo CD1.4 / 1.451.41 / 1.46
EverBank3 yr jumbo CD1.55 / 1.591.56 / 1.6
EverBank4 yr CD1.65 / 1.761.66 / 1.78
EverBank4 yr jumbo CD1.65 / 1.761.66 / 1.78
Home Savings Bank6 month CD0.5 / 0.30.5 / 0.3
Home Savings Bank1 yr CD1 / 0.91 / 0.9
Home Savings Bank2 yr CD1.24 / 1.091.25 / 1.1
Home Savings Bank3 yr CD1.49 / 1.191.5 / 1.2
Home Savings Bank5 yr CD1.88 / 1.831.9 / 1.85
Home Savings Bank6 month jumbo CD0.5 / 0.30.5 / 0.3
Home Savings Bank1 yr jumbo CD1 / 0.91 / 0.9
Home Savings Bank5 yr jumbo CD1.88 / 1.831.9 / 1.85
Home Savings Bank18 month CD1.04 / 0.951.05 / 0.95
Home Savings Bank2 yr jumbo CD1.24 / 1.091.25 / 1.1
Home Savings Bank18 month jumbo CD1.04 / 0.951.05 / 0.95
Home Savings Bank3 yr jumbo CD1.49 / 1.191.5 / 1.2
Home Savings Bank4 yr CD1.69 / 1.491.7 / 1.5
Home Savings Bank4 yr jumbo CD1.69 / 1.491.7 / 1.5
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Capital One 360 Bank 2 Year Jumbo CD Rates now at 1.09%
Capital One 360 Bank 2 Year Jumbo CD rates are now at 1.09 percent with a yield of 1.10 percent. View current 2 Year Jumbo CD rates at Capital One 360 Bank below.     Read more...
Capital One 360 Bank 6 Month CD Rates now at 0.40%
Capital One 360 Bank 6 Month CD rates are now at 0.40 percent with a yield of 0.40 percent. View current 6 Month CD rates at Capital One 360 Bank below.     Read more...
Capital One 360 Bank 2.5 Year CD Rates now at 1.00%
Capital One 360 Bank 2.5 Year CD rates are now at 1.00 percent with a yield of 1.00 percent. View current 2.5 Year CD rates at Capital One 360 Bank below.     Read more...
Capital One 360 Bank 5 Year Jumbo CD Rates now at 2.23%
Capital One 360 Bank 5 Year Jumbo CD rates are now at 2.23 percent with a yield of 2.25 percent. View current 5 Year Jumbo CD rates at Capital One 360 Bank below.     Read more...
Capital One 360 Bank 4 Year Jumbo CD Rates now at 1.75%
Capital One 360 Bank 4 Year Jumbo CD rates are now at 1.75 percent with a yield of 1.76 percent. View current 4 Year Jumbo CD rates at Capital One 360 Bank below.     Read more...
Capital One 360 Bank 2 Year Jumbo CD Rates now at 1.00%
Capital One 360 Bank 2 Year Jumbo CD rates are now at 1.00 percent with a yield of 1.00 percent. View current 2 Year Jumbo CD rates at Capital One 360 Bank below.     Read more...
Capital One 360 Bank 18 Month CD Rates now at 0.90%
Capital One 360 Bank 18 Month CD rates are now at 0.90 percent with a yield of 0.90 percent. View current 18 Month CD rates at Capital One 360 Bank below.     Read more...
Capital One 360 Bank Decreases CD Rates

Capital One 360 Bank, the online banking division of the credit card company Capital One, has lowered their CD rates. Both jumbo and regular CD rates at Capital One 360 Bank were lowered. The largest CD rate decrease was on the bank's regular 4 year certificate of deposit, which was lowered by 40 basis points.

4 year CD rates were lowered from 1.69 percent with a yield of 1.70 percent to 1.29 percent with a yield of 1.30 percent. Capital One Bank's former 4 year rate placed the bank in the top ten rates in our database at seventh place. The new 4 year rate places Capital One Bank's rate at nineteenth place, much lower than the highest rate of 1.80 percent APY from E-Loan.com.

You can view our entire database of CD rates for many different terms from many different banks at MonitorBankRates.com.

CD Rate Changes at Capital One

ProductRate (New / Old)Yield (New / Old)
2 yr CD1.29 / 1.391.3 / 1.40
2.5 yr CD1.29 / 1.441.30 / 1.45
3 yr CD1.29 / 1.491.30 / 1.5
5 yr CD1.49 / 1.881.50 / 1.90
2.5 yr jumbo CD1.29 / 1.191.30 / 1.20
5 yr jumbo CD1.49 / 1.691.50 / 1.70
2 yr jumbo CD1.29 / 1.091.30 / 1.10
4 yr CD1.29 / 1.691.30 / 1.70
4 yr jumbo CD1.29 / 1.391.30 / 1.40

Capital One Bank is an online bank headquartered in Glen Allen, Virginia. The Bank's official legal name was changed recently from Capital One Bank to Capital One Bank (USA), National Association. Deposits are insured by the FDIC up to $250,000 per depositor, the banks FDIC cert number is 33954.

One of the unique features of Capital One's certificate of deposit accounts is you can decide when you want to be paid interest that is earned. The options are monthly, annually or at the end of the CD term. Keep in mind, this is when you are paid interest, not when interest is earned on the account. Interest earned on your CD account is accrued daily and compounded monthly.

Capital One Certificate of Deposit Info

  • FDIC-insured up to $250,000 per depositor
  • CD Terms of 6 months to 5 years
  • 10 day rate lock guarantee: Lock your interest for up to 10 calendar days if you fund your account within this time period. The bank will match any interest rate increases during this 10-day lock period, up to the time you fund your account.

Early Withdrawal Penalty on CD Accounts at Capital One

  • For a CD term of 12 months or less, the penalty is three months of interest regardless of when, prior to maturity, you make a withdrawal.
  • For a CD term longer than 12 months, the penalty is six months of interest regardless of when, prior to maturity, you make a withdrawal.

As with any online bank, you can open a Capital One CD account online at Capital One CD Account Application. If you have any questions, you can talk to a real person by calling Capital One at 1-800-289-1992.

    Read more...
Capital One 360 Bank Changes CD Rates Again

Listed below are the most recent Capital One 360 Bank CD rate changes. The last time Capital One 360 Bank changed their CD rates was just over a month ago, you can read about those changes at New Higher CD Rates from Capital One 360 Bank.

BankProductRate (New / Old)Yield (New / Old)
Capital One 360 Bank2 yr CD1.49 / 1.291.50 / 1.30
Capital One 360 Bank2.5 yr CD1.49 / 1.391.50 / 1.40
Capital One 360 Bank5 yr CD1.98 / 2.182.00 / 2.20
Capital One 360 Bank2.5 yr jumbo CD1.49 / 1.391.50 / 1.40
Capital One 360 Bank5 yr jumbo CD1.98 / 2.182.00 / 2.20
Capital One 360 Bank18 month CD1.09 / 1.291.10 / 1.30
Capital One 360 Bank2 yr jumbo CD1.49 / 1.291.50 / 1.30
Capital One 360 Bank18 month jumbo CD1.09 / 1.291.10/ 1.30

Compare the rates listed above with other bank's CD rates by using our rate database at MonitorBankRates.com.

    Read more...

Compare Capital One 360 Bank's CD Rates With Other Bank Rates Below

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