AmeriSave CD Rates, Savings & Money Market Rates, Mortgage, Reviews
Given that AmeriSave's CD rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at AmeriSave? Share your experience about AmeriSave by leaving a review below, or read customer reviews before you decide to use AmeriSave. Compare AmeriSave Rates with Other Competitive Bank and Credit Union Rates![]() Fayetteville Bank
36-Month CD
1.11%
$1,000
![]() FNB of Scotia
24-Month CD
0.50%
$500
![]() Federated Bank Onarga, IL
36-Month CD
2.17%
$1,000
![]() Connections Bank
Money market
1.05%
$0
![]() GreenState Credit Union
RewardsPlus Checking
2.00%
$50
![]() PSB Indianola, IA
12-Month CD
1.60%
$1,000
![]() Heritage Bank of St Tammany
36-Month CD
1.77%
$500
![]() Henderson FSB
24-Month CD
3.30%
$500
![]() FinWise Bank
15-Month CD Special
5.50%
$500
![]() Hilltop National Bank
12-Month CD
1.51%
$1,000
![]() Citizens Savings Bank Bogalusa, LA
11-Month CD
5.26%
$2,500
![]() GCSB Swayzee, IN
30-Month CD
4.06%
$1,000
![]() USAA
24-Month CD
4.50%
$1,000
![]() University Federal Credit Union
36-Month CD
3.25%
$1,000
![]() Clinton Bank
12-Month CD
1.41%
$500
![]() Northeast Bank Portland, ME
12-Month CD
5.30%
$5,000
![]() Hyperion Bank
Consumer Money Market
0.07%
$1,000
![]() Greenfield Co-operative Bank
12-Month CD
0.20%
$500
![]() Interstate Bank
12-Month Jumbo CD
4.68%
$100,000
![]() F&M Bank Laotto, IN
Platinum Money Market
3.56%
$500,000
![]() MidCountry Bank
12-Month Jumbo CD
5.15%
$100,000
Generations Commercial Bank
9-Month CD
4.35%
$1,000
![]() Ergo Bank
60-Month CD
2.62%
$500
![]() Oostburg State Bank
10-Month CD special
5.02%
$5,000
![]() Coleman County State Bank
36-Month CD
2.68%
$1,000
![]() Farmers State Bank Elmwood, IL
7-Month CD special (new money)
5.09%
$10,000
![]() BankNewport
18-Month CD special
4.25%
$1,000
![]() Northwest Bank Warren, PA
18-Month CD special
4.00%
$500
![]() Perennial Bank
30-Month CD
2.26%
$1,000
![]() Community Bank Mankato
12-Month CD
0.25%
$1,000
![]() Central Bank Provo, UT
60-Month CD
3.65%
$500
![]() Jarrettsville Federal S&L
72-Month CD
3.25%
$500
![]() Citizens Federal Savings and Loan Association
Savings Account
0.25%
$500
![]() OneLocal Bank
12-Month CD
0.75%
$1,000
![]() First Seacoast Bank
Savings Account
0.01%
$10
![]() Minnstar Bank
36-Month CD
0.75%
$500
![]() Bank Five Nine
Statement Savings
0.04%
$50
![]() Mascoma Bank
48-Month CD
0.45%
$500
![]() Ion Bank
30-Month CD
0.55%
$500
![]() Sikorsky Credit Union
12-Month CD (Certificate) Jumbo
4.25%
$100,000
![]() Century Bank Santa Fe, NM
Checking Account
0.01%
$100
![]() Mutual Savings Association
Member Savings Account
0.25%
$50
![]() Great Midwest Bank
12-Month CD
2.00%
$1,000
![]() Home State Bank Royal, IA
Savings Account
1.26%
$50
![]() Colorado Federal Savings Bank
6-Month CD
5.25%
$5,000
![]() Cross River Bank
24-Month CD
2.15%
$500
![]() Grand Rapids SB
12-Month CD
0.20%
$1,000
![]() Huron Valley State Bank
12-Month CD
4.02%
$500
![]() Farmers State Bank Waterloo, IA
24-Month CD
0.35%
$2,500
![]() Peoples Bank of Deer Lodge
Money Market
3.55%
$150,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare AmeriSave Mortgage Rates with Lenders Rates for Fixed and Adjustable MortgagesShow More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have AmeriSave rate data right now, check back for updates, we are adding rates all the time. 30 Year Mortgage Rates Will End 2014 Below 4.00 PercentAverage mortgage rates today drifted lower, following 10 year U.S. Treasury yields. The current average 30 year conforming mortgage rate is at 3.95 percent, a slight decline from yesterday's average 30 year rate of 3.98 percent. 30 year mortgage refinance rates moved under 4.00 percent last week and will probably end 2014 below 4.00 percent.The average 30 year rate is just below 4.00 percent but there are lenders quoting 30 year refinance rates today below well below the average. On our interest rate table for New Jersey, Garden State Home Loans is quoting 30 year refinancing rates at 3.50 percent with 1.25 mortgage points. AmeriSave is quoting 30 year rates at 3.75 percent with 1 mortgage point and HSBC Bank quoting rates at 3.95 percent with no points.![]() Mortgage Rates Remain Above Record Lows as Short Term Debt Ceiling Deal is ReachedCurrent mortgage rates remain above record lows this past week as Republicans decided to delay the debt ceiling fight for another day. Republicans introduced a bill that avoids the potential government default as the Treasury Department bumped up against a $16.4 trillion debt ceiling. Democrats and Republicans in the house easily passed the bill which increases the debt ceiling limit for three months.![]() Fixed Conforming Mortgage Rates Average 3.40%, Lowest 30 Year Refinance Rates at 3.00%Fixed conforming mortgage rates are higher this week but will head lower in the coming weeks. 30 year mortgage rates are averaging 3.40 percent with 0.7 mortgage points in Freddie Mac's Primary Mortgage Market Survey for the week ending January 10, 2012. Average 30 year mortgage rates are higher from last week's average of 3.34 percent on higher bond yields. 30 year rates only 9 basis points above the all-time record low of 3.31 percent set on November 21, 2012.Average mortgage rates will make new record lows in 2013 since the Federal Reserve is buying billions a month in mortgage-backed securities (MBS) to drive rates lower. Currently on our rate tables there are lenders right now offering 30 year mortgage refinance rates as low as 3.00 percent if you're willing to pay points. Without points you can find lenders still quoting 30 year rates below the average at 3.25 percent.![]() Mortgage Rates Decline as Fiscal Cliff is AvertedMortgage rates today are lower as Democrats and Republicans were able to pass an agreement to avoid the fiscal cliff. A bare minimum deal was put together as the sequester of spending cuts was put off for another two months. Both parties compromised on the tax side of the deal, raising the top rate on joint filers earning more than $450,000 to return to 39.6%, up from the 35% rate in place since the Bush tax cuts of 2001.![]() Mortgage Rates Stable as National Home Prices are Up 3.6 Percent in Case-Shiller IndexAverage mortgage rates remained stable overnight and another positive housing report was released this morning. 30 year mortgage rates today are averaging 3.44 percent, a slight increase from yesterday's average 30 year mortgage rate of 3.43 percent. The S&P/Case-Shiller Home Price Index shows home prices rose for the sixth consecutive month. and nationally home prices increased 3.6 percent for the third quarter of 2012 versus the third quarter of 2011.The Case-Shiller national composite index was also up 2.2 percent versus the second quarter of 2012. David M. Blitzer, Chairman of the Index Committee at S&P Dow Jones Indices had the following comments about this month's report.September 2012, the 10- and 20-City Composites showed annual returns of +2.1% and +3.0%. Average home prices in the 10- and 20-City Composites were each up by 0.3% in September versus August 2012. Seventeen of the 20 MSAs and both Composites posted better annual returns in September versus August 2012; Detroit and Washington D.C. recorded a slight deceleration in their annual rates, and New York saw no change. Read more... Mortgage Rates Hit New Lows: Best 15 Year Mortgage Rates at 2.25% TodayFixed conventional mortgage rates hit new record lows in Freddie Mac's Primary Mortgage Market Survey for the week ending November 15, 2012. Average mortgage rates decline this week on the heels of higher consumer confidence and lower wholesale prices. 30 year and 15 year mortgage interest rates hit record lows back in October 2012 and have broken through those lows today.Current mortgage rates on 30 year fixed conforming loans averaged 3.34 percent with 0.7 mortgage discount points, down from the prior week's average 30 year mortgage rate of 3.40 percent. Prior to today's, the all-time record low for 30 year rates back on October 4, was 3.36 percent.Average 30 year rates will fall even further before the end of 2012. I believe rates will fall as low as 3.15 percent since the Fed is continuing to purchase $85 billion a month in mortgage-backed securities and will continue to purchase that amount every month into 2013. In fact we might see average 30 year rates fall even further in 2013 and probably below 3.00 percent. Read more...Average 30 Year Mortgage Rates Today at 3.45%, Lowest 30 Year Refinance Rates at 3.00%Average mortgage rates are lower today following U.S. Treasury yields lower the past few days. 30 year conventional mortgage rates are averaging 3.45 percent, a decline from last week's average 30 year mortgage rate of 3.50 percent. 30 year mortgage interest rates are just above all-time record lows of 3.37 percent set in October.If you're searching for 30 year mortgage refinance rates on conforming loans there are many lenders advertising 30 year rates below the averages. Currently, on our 30 year refinance rates table for the state of Pennsylvania, Amerisave is advertising 30 year rates at 3.00 percent with 1.371 mortgage points. Without points we have America Lending offering 30 year refinancing rates as low as 3.125 percent.Mortgage rates today on 15 year conforming loans are averaging 2.84 percent, a decline from last week's average 15 year mortgage rate of 2.88 percent. On our rate tables across the United States we have lenders offering 15 year mortgage refinance rates well below the average of 2.84 percent. Read more...Higher Mortgage Interest Rates This Week Sent Mortgage Application Volume LowerA slight uptick in mortgage interest rates has caused demand for home loans to decline in the Weekly Mortgage Application Survey released by the Mortgage Bankers Association. The increase in average mortgage rates was expected since bond yields rose recently but the increase in rates won't last since yields have moved lower and the Fed continues to buy mortgage-backed securities (MBS) in the amount of $85 billion a month to drive rates lower.In the MBA survey for the week ending October 19, 2012, average 30 year conforming mortgage rates increased to 3.63 percent with 0.45 mortgage points, up from the previous week's average 30 year mortgage rate of 3.57 percent with 0.44 mortgage points. In the MBA's Market Composite Index, which measures mortgage loan demand volume for home purchases and refinancing loans, decreased 2 percent on an unadjusted basis compared with the previous week.The MBA's Refinance Index, which is a measure of loan application volume for homeowners refinancing loans, decreased 13 percent from the previous week to the lowest level since late August. The seasonally adjusted Purchase Index, which measures home purchases, decreased 8 percent from one week earlier. Read more...Today's Mortgage Rates Increase: 30 Year Conforming Mortgage Rates Averaging 3.46 PercentAverage mortgage rates which hit record lows for several consecutive weeks in September are higher this week. Today's mortgage rates on 30 year conventional mortgage loans are averaging 3.46 percent, an increase from last week's average 30 year mortgage rate of 3.43 percent. Although average 30 year mortgage rates are up two weeks in a row average rates are just above an all-time record low of 3.36 percent.The increase in mortgage interest rates is only temporary; the Federal Reserve is stilling buying $85 billion a month in mortgage-backed securities (MBS) to drive rates lower. Mortgage rates today on 30 year conforming loans are probably at a high right now and will fall through 3.25 percent sometime in the fourth quarter of 2012.You can already find some lenders offering 30 year conforming mortgage refinance rates below 3.25 percent. Currently on our 30 year refinance rates today list for North Carolina, Amerisave is offering 30 year refinance rates at 3.125 percent with 1.564 mortgage points. If you rather not pay points on a loan we also have Seckel Capital offering 30 year refinancing rates in North Carolina at 3.25 percent with no points. Read more...Current Mortgage Rates Move Slightly Higher on Employment ReportCurrent mortgage rates moved slightly higher in Freddie Mac's Primary Mortgage Market Survey (PMMS) this week. Average mortgage rates increased on the heals of a better than expected employment report. The former CEO of General Electric, Jack Welsh, had some bizarre comments on the report. He Tweeted "Unbelievable jobs numbers..these Chicago guys will do anything..can’t debate so change numbers”. Come on Jack, you just lost a big amount of credibility with such a stupid comment. Back to mortgage rates.... Average mortgage rates moved slightly higher in the survey for both fixed mortgage rates and adjustable mortgage rates.30 year mortgage rates increased to 3.39 percent with 0.7 mortgage points for the week ending October 10, 2012,. The average 30 year mortgage interest rate increased from the prior week's average of 3.36 percent. Although rates moved slightly higher week over week, rates will fall again in the coming weeks and months because the Fed will continue to drive rates lower by buying $85 billion a month in mortgage backed securities.There are lenders offering 30 year mortgage refinance rates below the average of 3.39 percent. Right now no our 30 year mortgage rate list for the state of Massachusetts there are several lenders offering rates below the average. First Internet Bank is offering the lowest 30 year rates at 3.00 percent with 2 mortgage points. Read more...Average Mortgage Rates Mixed Today but Heading Lower in the Coming MonthsAverage current mortgage rates moved higher since the FOMC announced another around of quantitative easing. Mortgage rates are higher because Treasury yields increased as investors sold Treasuries (yields move in the opposite direction) to invest in riskier assets like stocks and commodities. During the first two rounds of easing since 2009 stock prices are up 100% so investors believe another round of easing will send stocks up further. When the Fed begins QE3 bond yields and mortgage rates will fall in the coming months.In QE3 the Fed will buy $40 billion a month in agency mortgage backed securities (MBS) to drive down long term interest rates more generally, but also on mortgage interest rates specifically, providing more support to the housing sector by encouraging home purchases and home loan refinancing. The Fed also said they will extent their highly accommodating stance of keeping the Fed funds rate in a targeted range of zero percent to one quarter percent from the end of 2014 to the middle of 2015.Here is a video of the press conference by Fed Chairman, Ben Bernanke: Read more...Mortgage Rates Set to Move Lower on QE3As we expected last week a weak unemployment report was released which should set the stage for the Federal Open Market Committee (FOMC) to start a third round of quantitative easing to drive bond yields and mortgage rates even lower. Current mortgage rates on 30 year loans are right above record lows set in July and will head down after the FOMC meets this week.The meeting is being held on Wednesday and Thursday of this week. Right after the second day's meeting the Fed will release a statement on economic policy. You can be sure we will hear more of the same that current economic conditions warrant exceptionally low interest rates until the end of 2014. That has been the Fed's policy for several years now ever since the Great Recession.What the markets are hoping for is the Fed will say they are starting around around of easing to drive interest rates lower. Traditionally in a slow economy the Fed would lower borrowing costs to spur economic activity but the Fed funds rate is already at a targeted range of zero percent to one quarter percent so the Fed has to use other means to spur activity. Read more...Mortgage Rates Change Little in This Week's Mortgage SurveyMortgage rates barely changed in this week's Primary Mortgage Market Survey. In the survey released by Freddie Mac this morning the current average 30 year conforming mortgage rate is at 3.55 percent with 0.7 mortgage points for the week ending September 6, 2012, a decline from last week's average 30 year mortgage rate of 3.59 percent. Today's mortgage rates on 30 year conforming loans are just above an all-time record low of 3.49 percent set on July, 26, 2012.This coming week current mortgage rates could plunge even further if a week employment report comes out tomorrow and the FOMC decides to start a third round of quantitative easing. QE3 would involve the Fed buying long term bonds to force long term Treasury yields lower. This in-turn would drive mortgage rates even lower. We could see average 30 year mortgage rates decline to 3.25 percent in Freddie's survey if the Fed eases in the coming weeks.Currently on our 30 year refinance rates list you can find lenders offering rates well below the average rate. Right now on our 30 year refinance rates list in Texas there are lenders offering 30 year Texas refinance rates at 3.13 percent with points. Fearon Financial is offering 30 year rates at 3.13 percent with 0.50 points and LenderFi.com is offering rates at 3.13 percent with 0.875 points. If you don't want to pay points LenderFi.com is also listed offering 30 year refi rates at 3.25 percent without points. Read more...Mortgage Rates Today Decline Following Treasury Yields Lower on Bernanke CommentsFalling Treasury yields late last week are sending mortgage rates today lower on both conforming and jumbo mortgage loans. 10 year Treasury yields closed at 1.56 percent last Friday on news the Federal Reserve is more likely to act with another round of quantitative easing to force bond yields lower. At a conference in Jackson Hole, Wyoming, the Fed Chairman, Ben Bernanke, said they are ready to act with more easing if the economy slows down. This news sent bond yields lower and current mortgage rates lower as well.We might see the Fed act early next week with QE3 if non-farm payroll numbers come in less than the expected 130,000 for August. If the August employment report is weaker than expected bond yields and mortgage rates will move lower regardless of whether or not the Fed acts next week. 10 year bond yields will break through the all-time record low of 1.39 percent set on July 24, 2012.Average 30 year conventional mortgage rates which are at 3.53 percent today will make new record lows as well. Average 30 year mortgage interest rates are down from of 3.55 percent set on Friday. If bond yields fall this week average conforming 30 year mortgage rates will also fall and probably break though the all-time record low of 3.47 percent set in late July of this year. Read more...Mortgage Rates Easing As We Head Into the Holiday WeekendMortgage rates headed lower as we move into the Labor Day weekend reversing an uptrend of the past four weeks. In Freddie Mac's most recent Primary Mortgage Market Survey (PMMS) fixed conforming 30 year mortgage rates averaged 3.59 percent with 0.6 mortgage discount point for the week ending August 30, 2012, a decline from last week's average 30 year conforming mortgage rate of 3.66 percent.Mortgage rates today on 30 year fixed conventional mortgage loans are averaging 3.55 percent. There are many lenders advertising 30 year mortgage rates below the averages. Right now on our 30 year refinance rates list for the state of North Carolina there are lenders offering 30 year refinancing rates at 3.25 percent with points. The lowest 30 year refi rates on our list is from Amerisave and Aimloan at 3.13 percent with points. Read more...
Record Low Mortgage Rates Should Be Even Lower Analysts SayThere was an interesting article in the New York Times DealBook section on banks offering mortgage rates higher than where they should be. We have all seen the headlines of record low mortgage rates and refinance rates week after week. Conforming mortgage rates and jumbo mortgage rates are all just above record lows today.In the NYT's article "With Rates Low, Banks Increase Mortgage Profit" 30 year rates should be around 3.05 percent instead of 3.55 percent if banks were satisfied with the profits they made just a few years ago on underwriting mortgage loans. Current mortgage rates on 30 year conforming mortgage loans are averaging 3.61 percent in Bankrate's national mortgage rate survey.Mortgage loan providers acknowledge that they are making a ton of money right now from mortgage loans. They also say they can't afford to lower mortgage rates even more because of the higher expenses resulting from stiffer regulations. Read more...Mortgage Rates: Today's 30 Year Mortgage Rates at 4.375%Much to everyone's surprise mortgage rates continue to hit record lows. Yesterday we reported conforming 30 year mortgage rates averaging 4.14%, a record low for 30 year conforming rates in Monitor Bank Rates' mortgage survey. Unfortunately low rates aren't bring buyers back into the market. The Commerce Department reported July new home sales declined 0.7 percent to a 298,000 annual pace, which was more than projected.If you are searching for mortgage rates we have several lenders offering mortgage rates lower than the average rates. Right now Aurora Bank and Amerisave are both offering 30 year conforming rates at 4.125%. You can find mortgage rates in your state by searching our by searching our mortgage rate list here: Lowest Mortgage Rates.Thanks to a slowing economy and fears about another recession interest rates have decreased over the past month. The Fed also announced they were keeping the Fed funds rate in a targeted low range of zero percent until 2013. Today's mortgage rates on 30 year loans are slightly higher at 4.26% but rates will decrease later this week. Read more...Mortgage Rates: Aimloan & Amerisave 30 Year Mortgage Rates at 4.25%, Quicken Loans 30 Year Mortgage Rates at 4.375%Mortgage rates are hitting new lows weekly thanks to a weak economy and low inflation. The future direction of mortgage rates is uncertain at this point. Mortgage rates are so low right now it is hard to believe rates will go much lower. If mortgage rates do head higher the increases won't be substantial until the economy picks up steam, inflation becomes a concern and the FOMC raises interest rates. Right now deflation is just as much a concern.Meanwhile if you're comparing mortgage rates to buy a home or refinance your current mortgage monitorbankrates.com has a list of some of the best mortgage rates currently available. We searched our mortgage rate tables for mortgage refinance rates on a $250,000 loan for a home in Connecticut. Right now on our mortgage rate tables Aimloan and Amerisave are offering fixed conforming 30 year mortgage rates at 4.25 pecent. Their mortgage rates are lower than the current national average 30 year mortgage rate of 4.63 percent. Mortgage discount points on Amerisave's 30 year mortgage rate of 4.25% are 1.77 points. Aimloan's mortgage points to recieve a rate of 4.25% are 0.83 points. Read more...Mortgage Rates: Refinance Mortgage Rates Lower, 30 year Mortgage Refinance Rates at 4.85%![]() Amerisave 30-year Mortgage Rate 4.00%![]() Explore Other Rate DealsThe direction of mortgage rates continues to baffle experts as rates hit new lows for 2014. Average mortgage rates made new lows this week on the heels of lower U.S. bond yields. Investors were spooked this past week by the fall in equity markets, sending investors to the safety of U.S. bonds which in turn, sent yields lower. Bond yields move in inverse to bond prices, so when prices move higher, yields move lower.
Fixed conforming mortgage rates are lower for the third consecutive week. In this week's Primary Mortgage Market Survey released by Freddie Mac, conforming fixed 30 year mortgage rates are back under 5.00 percent, averaging 4.87 percent for the week ending March 3, 2011, a decrease from the prior week’s average of 4.95 percent. Average mortgage discount points on 30 year mortgages were 0.7 points, up from the previous week’s average of 0.6 points.
NewDominion Bank 3 Month $50K CD rates are now at 0.25 percent with a yield of 0.25 percent. View current 3 Month $50K CD rates at NewDominion Bank below.
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