Fees & Conditions
48 Mo New Car
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Wells Fargo Auto Loans
Wells Fargo is offering some competitive auto loan rates for new cars and used cars. The annual percentage rate (APR) on a new car loan from 12 months to 36 months is 6.54 percent. New car loans for 48 month loans and 60 month loans is currently 6.84 APR. The APR A 72 month car loan is currently at 7.39 percent.
Used car loan rates are a little higher. 12 months to 36 months used auto loans currently have an APR of 6.79 percent. The APR on 48 month auto loans and 60 month auto loans is at 7.09 percent. 72 month car loans currently have an APR of 7.90 percent. Wells Fargo provides used auto loans for cars purchased directly from dealers or individuals, some banks do not provide used car loans for person to person car sales.
Wells Fargo also provides refinancing for auto loans. The APR on refinancing an existing auto loan is currently the same as the APR for used auto loans. Auto loan rates will vary depending on your credit. The rates above are for a borrower with an excellent credit history. Wells Fargo will give discounts for an automatic payment setup and if you currently have a banking relationship with them. The discounts range from 0.25% to 0.75%.
Wells Fargo also provide auto loans for less than perfect credit. Rates will be higher if you have a lower credit score. The bank also offers a rate and payment calculator to help you determine the monthly costs of an auto loan.
The bank also provides loans for a wide range of vehicles including motor homes, campers, motorcycles, boats, ATVs, jet skis, boats and yachts, golf carts and planes.