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First Citizens Bank
48 Mo New Car
2.44%
09/30/2016
Additional .25% discount available w/auto debit; $75 fee 
KeyBank
48 Mo New Car
3.04%
09/30/2016
Additional .25% disc available w/auto debit; no fee 
Olympia FS & LA
48 Mo New Car
5.49%
09/30/2016
Avg; range: 3.99-6.99%; no fee 

Data Provided by Bankrate.com If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you, please click here.
These rates are updated weekly. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site, where you can find additional information. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration.
Bankrate.com rates banks, thrifts and credit unions through proprietary Safe & Sound star rating system. Rates are subject to change without notice and may vary from branch to branch.



Right now on our list of auto loan rates in New York, New York, Pentagon Federal Credit Union have the best auto loan rate on a 4 year loan for a new auto. PenFed’s current 48 month new auto loan rat is at 2.49 percent.

The second lowest 4 year new auto loan rate on our list in New York, NY, is from Bank of America. The bank is offering 4 year rates at 2.54%.

The third best 4 year auto loan rate on our list in New York City is from M&T Bank. The bank’s current rate is 4.49%. This rate is with an discount of 0.50% for having your monthly auto payments automatically deducted from a M&T checking account.

The following two banks round out the top 5 rates on our list. HSBC bank is offering 4 year new car loan rates at 6.99% and Banco Popular is offering 4 year new car loan rates at 8.44%.

You can search our rate tables for the best auto loan rates here: Best auto loan rates. In addition to auto loan rates monitorbankrates.com has list of the best mortgage rates. If you’re seraching for CD rates, savings rates or checking rates we have a rate lists for all types of deposit accounts.

 
Author: Jason P. Jones
July 15th, 2011

On our current list of 4 year new auto loan rates in Phoenix, Arizona, Pentagon Federal Credit Union and Bank of America have the best rates. Both the credit union and bank are offering 48 month auto loan rates at 2.99 percent.

The second best 4 year loan rate on our list in Phoenix, AZ, is from Arizona Federal Credit Union. The credit union is currently offering 4 year loan rates at 4.24 percent.

Another credit union is listed for the third best rate on our Phoenix list. Desert Schools Credit Union is offering 4 year new car loan rates at 4.49 percent. Desert Schools’ rate includes a 0.25 percent discount for having e-statements and auto loan payments automatically deducted from a Desert Schools checking account.

For new auto loan rates, the fourth best 4 year new auto loan rate is from Bank of the West. The bank is offering 48 month new auto loan rate of 4.99 percent. The bank’s rate includes a 0.25 percent discount for automatic payments from a Bank of the West checking account.

Phoenix, Arizona Auto Loan Rates

Institution Rate Rate Discounts
Pentagon Federal Credit Union 2.99% 0.00%
Bank of America 2.99% 0.00%
Arizona FCU 4.24% 0.00%
Desert Schools CU 4.49% 0.25%
Bank of the West 4.99% 0.25%
Harris Bank 5.50% 0.25%
 
Author: Robert Till
March 10th, 2011

Right now on our auto loan rate list in San Jose, California, Los Angeles Firemen’s Credit Unoin has the lowest auto loan rate. LA Firemen’s 4 year new auto loan rate is 1.99 percent with no discount points. That is one of the best auto loan rates available right now.

Pentagon Federal Credit Union has the second best auto loan rate on our 4 year new auto loan list in San Jose, CA. PenFed’s current 4 year new auto loan rate is 2.99 percent with no discount points.

Coming in third place on our list of rates in San Jose is ChevronTexaco Federal Credit Union. ChevronTexaco’s current 4 year new car loan rate is  3.09 percent with 0.50 discount points.

The fourth lowest 4 year new auto loan rate on our list is LA Federal Credit Union. LA FCU’s current rate is 3.375 percent with 0.375 discount points.

Rounding out the top five rates is Bank of America, the only bank in the top 5 rates. Bank of America’s current 48 month new auto loan rate is 3.49 percent.

Each credit union has different requirements for membership.

San Jose, California Auto Loan Rates

LA Firemen’s CU 1.99% Discount Points 0.00%
Pentagon Federal Credit Union 2.99% Discount Points 0.00%
ChevronTexaco FCU 3.09% Discount Points 0.5%
Patelco CU 3.35% Discount Points 0.1%
LA FCU 3.38% Discount Points 0.375%
Bank of America 3.49% Discount Points 0.00%
Golden 1 CU 3.74% Discount Points 0.25%
Contra Costa FCU 3.75% Discount Points 0.00%
Patelco CU 3.85% Discount Points 0.1%
Safe CU 3.95% Discount Points 0.5%
nuVision Financial CU 4.45% Discount Points 0.25%
Bank of the West 4.99% Discount Points 0.25%
California Bank & Trust 5.10% Discount Points 0.25%
California Credit Union 5.24% Discount Points 0.5%
Pacific Service CU 5.24% Discount Points 1.00%
First Bank 5.75% Discount Points 0.25%
Westamerica Bank 6.54% Discount Points 0.00%
HSBC 8.99% Discount Points 2.00%

 
Author: Jason P. Jones
February 14th, 2011

Right now on our auto loan rates list in Chicago, Illinois, Pentagon Federal Credit Union has the best auto loan rate on 3 year new auto loans. PenFed’s current 3 year rate is 2.99 percent with zero auto discount points. A 3 year auto loan in the amount of $25,000 at 2.99 percent has a monthly payment of $726.92.

Bank of America comes in a close second on our Chicago, IL list with a 3 year new loan rate of 3.49 percent with zero rate points. The monthly car payment for a $25,000 loan at 3.49 percent is $732.44.

Nationwide Bank has the third lowest car loan rate on our Chicago rate list. Nationwide’s current 36 month new auto loan rate is 3.70 percent with 1 rate discount point. The monthly payment for a $25,000 loan at 3.70 percent is $734.77.

Harris Bank has the fourth best rate on our list. Harris Bank’s current 3 year rate is 5.50 percent with 0.50 rate discount points. The monthly payment for a $25,000 loan at this rate is $754.90

The fifth best 3 year new auto loan rate is from First Bank and Trust. The bank’s current rate is 5.75 percent with 0.25 rate discount points. The monthly payment for a $25,000 loan at this rate is $757.72.

As you can see, the monthly payment amount on a $25,000 loan, between the best rate 2.99 percent and the worse rate on our list 5.75 percent is just about $30. The big difference is the total dollar amount you’ll save on the life of the loan. $30 a month adds up.

 
Author: Brian McKay
February 12th, 2011

Right now on our 48 month new auto loan rate list in Los Angeles, California, we found two credit unions have the lowest auto loan rates. LA Fireman’s Credit Union has the lowest rate and Pentagon Federal Credit Union comes in with the second best auto loan rate.

LA Fireman’s Credit Union’s current 48 month new auto loan rates are at 1.99 percent. The rate is with zero rate discount points. Points are sometimes taken off the loan if you open a checking account or savings account and have the monthly loan payments automatically deducted from the account.

The second best 4 year new auto loan rate in Los Angeles, CA, is from Pentagon Federal Credit Union. PenFed’s current 4 year new auto loan interest rate is 2.99 percent. This advertised rate is also with zero rate points.

The third lowest 4 year year new car loan rate on our list in Los Angeles, is from ChevronTexaco Federal Credit Union. The credit union’s current 4 year new auto loan rate is 3.09 percent. This rate reflects a .50 percent discount for automatic payments from a ChevronTexaco account.

Los Angeles, California Auto Loans

Institution Rate Rate Discounts
LA Fireman’s CU 1.99% 0.00%
Pentagon Federal Credit Union 2.99% 0.00%
ChevronTexaco FCU 3.09% 0.50%
Patelco CU 3.15% 0.10%
LA FCU 3.38% 0.38%
Bank of America 3.49% 0.00%
Golden 1 CU 3.74% 0.25%
Contra Costa FCU 3.75% 0.00%
Safe CU 3.95% 0.50%
nuVision Financial CU 4.45% 0.25%
Bank of the West 4.99% 0.25%
California Bank & Trust 5.10% 0.25%
California Credit Union 5.24% 0.50%
Pacific Service CU 5.24% 1.00%
First Bank 5.75% 0.25%
Westamerica Bank 6.54% 0.00%
HSBC 8.99% 2.00%
 
Author: Jason P. Jones
February 9th, 2011