Bethpage Federal Credit Union of Bethpage, New York, is offering hurricane relief loans to their members. The loans offer fixed rates as low as 7.50% APR for up to 60 months. Loan amounts from $500 to $10,000 are available with no application fee and no prepayment penalty. The rate requires automatic payment deduction from a [...]

California Credit Union, based in Glendale, California, is offering share certificates that have tiered CD rates. The credit union’s rates are not the best CD rates at banks or credit unions buy they are competitive. The credit union is advertising regular share CD rates, IRA CD rates, regular jumbo CD rates, super jumbo CD rates and super jumbo IRA CD [...]

Mortgage rates are higher this week after a few weeks of declines. Mortgage rates started heading down in May when Treasury yields dropped because of the financial crisis in Europe. When the IMF and the European Union put together a rescue package for Greece, interest rates headed higher. 30 year mortgage rates are up to 4.96 percent [...]

CALABASAS, CALIFORNIA – Along with optimism and a new diploma, graduates should be sure to arm themselves with top notch money skills when leaving the classroom and heading into the “real world.”  Informa Research Services, a subsidiary of Informa plc (LSE: INF), suggests a few simple ways for new graduates to manage their money more [...]

As the end of the month rolls around, the deadline for home buyer tax credits is quickly approaching.  These credits include the first time home buyer credit of up to $8,000 and the repeat home buyer credit of up to $6,500.  When combined with a tax credit, a home purchase financed with a low rate [...]

Florida Credit Union is advertising regular certificates of deposit (share certificates) and Individual Retirement Account certificates of deposit (share certificates) with terms ranging from 6 months to 5 years.The credit union’s CD rates are not the highest CD rates available but they are still competitive. The minimum opening deposit balance is $1,000 for regular certificates of deposit and IRA certificates of deposit [...]

A certificate of deposit ladder is an investment strategy used to invest in certificates of deposit when interest rates are rising. Interest rates and CD rates usually rise when the economy is expanding and the Federal Reserve is raising rates to keep inflation in check. Locking into longer term certificates of deposit when CD rates are rising may [...]