Highest National Savings Rates: Best Savings Rate at 1.00%

The current national average savings account rate is at 0.20% but you can find savings account rates higher than the averages. Right now on our national savings rates list several banks including American Express Bank and Discover Bank are offering savings rates at 1.00% with a savings yield of 1.00%.

That rate is more than 5 times the national average. Other banks offering rates at 1.00% include Salem Five Direct, First Internet Bank of IN, Nationwide Bank, ING Direct and Sallie Mae Bank.




Savings account rates at Ally Bank are slightly below at .099% with a savings account yield of 0.99%. If you're interested in money market rates Ally Bank is also offering MMA rates at 0.99% with a yield of 0.99%.

Aurora Bank is next on our list of the best national average savings account rates. Aurora Bank is offering savings rates at 0.87% with a yield of 0.87%. Aurora is also offering MMA rates slightly higher at 0.92%. MMA account balances $100,000 or more earn a rate and yield of 1.02%.

You can find a list of both local savings account rates and national savings account rates by using our rate tables here: Savings Account Rates.