Find Checking Account Rates in Your Area

TCF Bank will give you $50 for opening a checking account. Unlike most checking account offers you don’t need to setup direct deposit or use a debit card a certain number of times per month. This $50 checking account bonus offer is only good on non-interest bearing checking accounts. Which isn’t a big deal because most checking accounts don’t earn much interest anyway.

You can also earn $25 everytime you referr a friend to TCF Bank and they open a checking account. The “Tell-A-Friend deal is only available at branch locations.

The TCF Bank offer is available to individuals and small businesses who don’t have a TCF Checking account in the previous 90 days. There is minimum deposit of $25 to open a personal non-interest bearing checking account and $100 for a business non-interest bearing  checking account.

The $50 cash checking bonus will be credited into the checking account the business day following the date of account opening. If you open the checking account online it can take up to 4 weeks for the $50 bonus to be posted your checking account.

TCF Bank has branches in Minnesota, Illinois, Michigan, Colorado, Wisconsin, Indiana, Arizona and South Dakota. For more information about this promotional checking account deal visit TCF Bank Checking Account Deal.

Sovereign Bank, part of the Santander Group, is offering a $150 cash bonus for opening a checking account. Sovereign Bank’s current checking account promotion runs until May 28, 2010. There are a lot of requirements to qualify for this offer.

1) Open a new Sovereign Premier Checking, Business Owner Premier Checking, Interest Checking, or Partnership Checking account by May 28, 2010, with a minimum opening deposit of $100.

2) Open any new Sovereign savings or money market savings account with a minimum opening deposit of $100 or already have any Sovereign savings or money market savings account.

3) Enroll in Online Banking at account opening.

4) Request a Sovereign Debit Card (“Debit Card”) at account opening and make 5 Debit Card purchases within 60 days after you open your account

Once you meet all four qualifications the $150 bonus will be deposited into your checking account within 75 days. You’ll also have to have the checking account open to receive the $150 bonus.

For a list of Sovereign Bank checking account features and to sign up for this deal go to Sovereign Bank $150 Checking Account Bonus.

Webster Bank with locations in New York, New Jersey, Connecticut and Rhode Island is offering three checking account promotions. You can earn $25, $75 or $100 by opening a new checking account at Webster Bank. The promo offers are only available until June 7, 2010.

Webster Bank Checking Account Promotions

Totally Free Checking Promotional Offer

• $25 promo checking account bonus
• Offer is valid for new checking accounts only
• Minimum opening deposit of $50 is required
• Free Visa^® Check Card with Visa Extras
• Free Online Banking and Bill Pay
• Statement eDelivery
• No direct deposit requirement
• No minimum balance requirement

WebsterOne Relationship Checking Promotional Offer

• $50 promo checking account bonus
• Offer is valid for new checking accounts only
• Minimum opening deposit of $50 is required
• There is a $15 (or $13 with direct deposit) monthly service charge if monthly average combined balance of $4,000 in checking, savings or money market accounts, or $20,000 in combined deposit (checking, savings, CDs or money market) or home equity and installment loan balances is not maintained
• Webster Bank will not charge any fees for using non-Webster ATMs. Other banks’ fees will apply
• Higher rate WebsterOne Savings Accounts
• Free custom-style checks or 50% off any other wallet-style checks
• Free Travelers Checks

Premier Checking Account Promotional Offer

• $100 promo checking account bonus
• Offer is valid for new checking accounts only
• Minimum opening deposit of $500 required.
• There is a $20 monthly service charge if minimum average combined balance of $10,000 in checking, savings or money market accounts, or $50,000 in combined deposit, CD or home equity and installment loan balances is not maintained
• Free ATMs everywhere, Webster Bank rebates other banks’ ATM fees
• Special Certificate of Deposit and loan offers
• Highest rate Premier Savings Account
• Dedicated Premier Banking customer service telephone line
• Free certified, bank and travelers checks
• Free Premier checks

For more information about Webster Bank’s promotional checking account offers go to websterbank.com.

People’s United Bank is offering a $100 checking account deal when you open a new Plus Checking Account and set up direct deposit. To qualify for this checking deal, you must open a Plus Checking Account by May 21, 2010.

In addition to setting up a direct deposit you must also be a “New Customer” of People’s United Bank. To qualify as a new customer you must not have had a checking account with the bank in the last 90 days.

The minimum opening checking account deposit is $25 to earn the $100 checking reward money. Once you have met the qualifications your checking reward money will be deposited into your checking account by July 30, 2010.

For more information about this checking deal visit peoples.com/100.

Citibank is offering two checking account deals. You get $100 for opening a “Citigold” checking account or $50 for opening a “CitiBank” checking account.

In addition to opening a checking account, you must maintain a balance of $1,000 for the first 30 days. To take advantage of these checking deals you must open a checking account by June 30, 2010.

For more information on the Citibank checking account offers visit citibank.com.

Chase Bank will give you $150 for opening a Chase Checking account. Chase is sending the gift cards out in regular mail. We were alerted to this offer by a loyal reader of MBR who is not a Chase Bank customer. The offer is good until May 14, 2009.

To redeem the offer, you either bring the gift card to a local Chase Bank branch or sign up for the offer online  (chase.com/checking) using the coupon code number on the gift card.

When you open the Chase Checking account, you must also deposit $100 of “new money,” (money not currently deposited at Chase Bank) within 60 days of opening the account. The $150 checking bonus is deposited into the account within 10 days after you make the deposit of $100 or more.

You must also keep the checking account open for at least 6 months or the $150 bonus will be debited from the checking account when you close it.

There is no monthly maintenance fee on the checking account as long as you have a direct deposit or make 5 or more debit card purchases each statement period.  A $6.00 monthly fee is charged if you don’t have direct deposit set up or make 5 debit card purchases.

Chase Bank is offering a free business checking account plus a $100 checking bonus if you open a business checking account by April 15, 2010 and deposit $1,000 within 30 days of opening the checking account. The $1,000 has to be “new money,” meaning money not currently deposited with Chase Bank or its affiliates.

The following Chase Bank business checking accounts qualify:

• Chase BusinessClassic Checking
• Chase BusinessClassic Checking with Interest
• Commercial Checking
• Commercial Checking with Interest
• Chase BusinessPlus Extra Checking Account

Chase Bank will email you a $100 coupon to redeem this offer. For more information about getting a $100 coupon visit: Chase Bank $100 Checking offer.

Bank of America is currently offering a $75 bonus for opening a new My Access Checking Account. You must fund your new checking account with at least $125 within 30 days of opening the account.

This checking bonus offer is only for existing Bank of America credit card customers. Bank of America’s offer does not apply to current checking customers or student checking accounts.

You receive the $75 bonus checking account bonus to your new account within 90 days of opening your new personal checking account online. There is a limit one $75 checking incentive per household every 6 months.

Checking Account Benefits

• There are no monthly maintenance fees
• There is no minimum balance
• No direct deposit required
• Online banking with free Bill Pay
• A free Bank of America Visa Check Card that has a “Total Security Protection Package”.

Be sure to use the following offer code: CH75OL1.

For more information on Bank of America $75 Checking Offer visit: Checking Account Offer.

Reward checking account rates are mostly in the 2.00 percent to 3.00 percent range but Royal Banks of Missouri is still offering a rewards checking account that currently has an annual percentage yield (APY) of 4.30%.

The bank’s “Majestic Checking Account” requires a minimum opening balance of $100. There are no minimum balances to maintain and there are no monthly fees. As with all reward checking accounts there are monthly billing cycle requirements that have to be met each month to receive the reward checking rate.

The requirements for the Majestic Checking Account include 15 debit card transactions per month, 1 direct deposit and/or ACH debit/credit transaction per month and you must receive your statements by email.

Just like all reward checking accounts there is a maximum dollar amount you can earn the rewards checking rate each month. The max amount for the Majestic Checking Account is $24,999. Balances$25,000 and over receive a checking account rate of 1.40 percent, which still isn’t bad for a checking account.

Royal Banks of Missouri Rewards Checking Account Info: Rewards Checking Account

Sovereign Bank, a subsidiary of Banco Santander, is currently offering a $150 checking account deal that runs until March 13, 2010.

The checking account offer is only available to the following states: ME, VT, NH, CT, RI, MA, NY, NJ, PA, MV, MD, DE, and District of Columbia.

To qualify for the $150 cash checking bonus you need to open a  new checking account by March 13, 2010 and meet the following requirements:

1. Open a new Sovereign Premier Checking, Business Owner Premier Checking, Interest Checking or Partnership Checking account by March 13, 2010. The account must be opened with a minimum opening deposit of $100.
2. Open a Premier Money Market Savings account or any Sovereign savings or money market savings account with a minimum opening deposit of $100 or already have a savings or money market savings account.
3. Enroll in Online Banking at account opening
4. Set up and receive one direct deposit within 60 days of opening your account. Direct deposits you initiate from an account at another bank do not qualify.
5. Request a Sovereign Debit Card when you open the account and make 5 Debit Card purchases within 60 days after you open your account.

When you meet all the qualifications, you will receive a credit of $150 to your new checking account within 75 days after you open your checking account. There is a limit of one $150 credit per customer and checking accounts must be open to receive bonus.

Current personal checking customers or anyone who has had a personal checking account with Sovereign Bank or any of its divisions in the last 6 months are not eligible for the checking bonus offer. Current savings customers are eligible for the bonus offer.

Sovereign Bank $150 Checking Account Offer Here: Checking Offer