Heartland Community Bank of Bryant, Arkansas if offering a rewards checking account that currently has an annual percentage yield of 4.02% on balances of $0 to $30,000.

Checking account balances over $30,000 receive an annual percentage yield (APY) of 1.31%, still not a bad rate for a checking account. Accounts can be opened online.

Since Heartland Community Bank’s Interest Plus Checking Account is a rewards checking account there is a certain number of requirements that need to met each month to qualify for the high interest checking rate.

If you don’t meet the requirements in a cycle (month) the APY on the checking account is only .30% for that cycle. You can get back on track the following month to earn the high yield. Any ATM fees that you pay other banks are refunded to you if you meet the requirements.

Monthly rewards checking account requirements:

There is a minimum opening balance of $100. There are no monthly fees on the account. The interest rate is as of April 15, 2009 but can change at anytime.

Heartland Community Bank also offers competitive CD rates and mortgage rates, including jumbo mortgage rates, conventional mortgage rates, FHA mortgages and VA mortgages.