eBank is offering their ePremium checking account that currently has an annual percentage yield (APY) of 2.50 percent for balances of $10,000 and up. Balances under $10,000 only receive an annual percentage yield of 1.00 percent.

The minimum opening balance is $100. You will pay a monthly service fee of $10 if your minimum daily balance falls below $2,500, so we would recommend maintaining the minimum daily balance.

ePremium checking account benefits:

• Free Internet banking and bill payment
• Free telephone banking
• Free Unlimited Worldwide ATM usage; currency conversion fee may apply on ATMs in foreign countries
• Earn interest on your account balance
• Unlimited check writing and free ebank custom checks
• Free 3 x 5 safe deposit box or discount on a larger size
• Free check card and no annual fee credit card
• Free traveler’s checks and free official checks

The rates mentioned above are current as of April 7Th, 2009. Check eBank’s website for more current rates.