Checking Account Rates New York

Right now on our checking rate list in New York, New York, the best checking account rate is from FNBO Direct. The online bank’s current checking rate is at 1.09 percent with a checking interest yield of 1.10 percent. FNBO’s current checking rate is almost five times the national average of 0.23 percent as reported by MonitorBankRates.

The second highest checking account rate on our list in New York, NY is from Capital One Direct Banking. The online banking arm of the credit card company, Capital One, is offering checking interest rates at 1.01 percent with a checking interest yield of 1.01 percent.

A savings and loan local to the New York area, Maspeth Federal S&L, is has the third best rate on our list. Maspeth Federal S&L’s current checking rate is 1.00 percent with a checking yield of 1.00 percent. 

Flagstar Bank has the fourth best interest rate on our list. Flagstar’s current checking rate is 0.85 percent with a yield of 0.85 percent.   

New York, New York Checking Account Rates

Legacy Bank of Texas 1.98% Yield 2.00% Min $ 1 
Amegy Bank of Texas 1.75% Yield 1.77% Min $ 1 
FNBO Direct 1.09% Yield 1.10% Min $500 
Capital One Direct Banking 1.01% Yield 1.01% Min $ 1 
Flagstar Bank 0.85% Yield 0.85% Min $ 1 
First Internet Bank of IN 0.75% Yield 0.75% Min $500 
Bank of Internet USA 0.71% Yield 0.71% Min $ 1 
Salem Five Direct 0.60% Yield 0.60% Min $ 1 
EverBank 0.51% Yield 0.51% Min $ 1 
Ally Bank 0.50% Yield 0.50% Min $ 1 
MetroBank 0.40% Yield 0.40% Min $ 1