Open a checking account with $100 and receive a $100 bonus.

Bank of The West is offering a checking account deal of $100 for opening a checking account with them and completing a certain number of account transactions.  This checking account $100 promotional bonus is good until December 11, 2009.

To receive the $100 promotional bonus you have to open a new personal checking account, and either establish one monthly recurring direct deposit of at least $250 to your new checking account or pay 10 bills online.  You have 60 days from account opening to meet either requirement. The $100 opening deposit must be “new money”, money not currently held at the bank.

In a way this is like a rewards checking account that pays a higher checking account yield but you only have to complete either requirement once to receive the checking reward. Here is an example of a reward checking account. The $100 reward checking account bonus will deposit into your account within 60 days of meeting the reward requirements.

Bank of the west is also offering a very good Internet savings account that currently has an APY of 1.50%.

Bank of The West $100 Checking Account Offer

Incredible Bank, the Internet banking divsion of River Vally Bank, is offering a high yield checking account that currently pays an annual percentage yield of 2.02%.

The minimum opening deposit for this checking account is $1,000. The minimum account balance to earn the 2.02% APY is only $1.00.

The good thing about this high yield checking account is you don’t need a minimum amount of monthly checking account transactions to recieve this high yield like you would with a rewards checking account. The online checking account also includes e-statements and free ATM transactions.

Incredible Bank and it’s parent company are participatng in the Transaction Account Guarantee Program. In the program all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account through June 30 2010.

This coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Incredible Bank High Yield Checking Account: More Info Here

KeyBank, of Cleveland, Ohio is offering two checking account bonus deals. The first checking account promotion is for $125 cash or 60,000 KeyBank Reward points and the second deal is for $225 cash. There are certain account requirements that have to be meet to receive the checking bonuses. The offer isn’t available to individuals who have opened a KeyBank checking account in the last 12 months.

$125 or 60,000 Reward Points Checking Account Bonus:

You have to open one of the following checking accounts between now and November 20, 2009.

• Key Express Free Checking
• Key Advantage Money Market Checking

You must also request a KeyBank Rewards Checking Card and you must make one KeyBank Rewards debit card transaction and a combination of two direct deposits and/or automated payments each of $100 by January 22, 2010.

When those requirements are met, you will receive the $125 gift or 60,000 reward points within 90 days of meeting the requirements. There is a limit of only one $125 gift or 60,000 point reward per person. The 60,000 point reward bonus is only available by calling or visiting a branch location.

$225 Checking Account Bonus:

You have to open one of the following checking accounts between now and November 20, 2009

• Key Privilege Checking
• Key Privilege Select Checking

You must request a KeyBank Rewards debit card (Key Privilege Select Checking clients must have or request a KeyBank Rewards World Debit MasterCard) and by January 22, 2010  make one KeyBank Rewards debit card transaction and a combination of two direct deposits and/or automated payments each of $100 or more.

You will receive $225 within 90 days of meeting those requirements. There is a limit of one $225 gift per individual.

You can apply online here, visiting a branch location or call 1-877-Key-only. The 60,000 reward bonus points is only available by calling or visiting a branch location.

KeyBank has branches in the following states: AK, CO, CT, ID, IN, KY, ME, MI, NY, OH, OR, UT, VT, and WA.

Citizens Bank is offering a promotional checking account deal that gives you $220 in cash for opening a checking account and meeting certain criteria by December 31, 2009. This checking account promo offer is only available to November 13, 2009.

To qualify for this offer you must open your first new checking account between October 1, 2009 and November 13, 2009. Student checking accounts are not eligible and you must not have been a “signer” on any personal account within the prior six months.

Checking Account Criteria and Bonus Amount

• If you make at least one electronic direct deposit of $500 or more you receive a $50 bonus.
• If you make at least 5 online bill payments by using Citizens Online Banking Site you receive a $25 bonus.
• If you make a minimum combination of 5 signature-based purchases (non-PIN purchases) using your Debit Card or Credit Card you will be paid a $25 bonus.
• Enroll in Green$ense and Citizens Bank will pay you 10 cents every time you pay without paper - like when you use your debit card, pay a bill online, or have an automatic payment charged to your checking account or debit card. You can earn up to $120 a year.

You must also keep the checking account open for at least 6 months or Citizens Bank will “debit” the banking bonus from your account when you close it.

Citizens Bank also offers deposit products including certificate of deposit accounts and savings accounts. The bank also offers home loans and currently has 30 year mortgage rates advertised at 5.28 percent.

Citizens Bank is headquartered in Providence, R.I and has branches in Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island and Vermont, and the Charter One brand in Illinois, Michigan and Ohio. The bank’s FDIC Cert number is 57957 under RBS Citizens, National Association.

Citizens Bank $220 Bonus Checking Account Offer Here.

Bank of The Sierra is offering one of the best reward checking account yields available today. The current annual percentage yield is 4.51% for checking account balances of up to $25,000 and a 1.01% APY for account balances above $25,000. 

As with all high yield checking accounts, there is a certain number of monthly transactions that have to be done every month to qualify for the high yield.

The 4.51% APY checking account is higher than current CD rates and online savings account rates but if you don’t meet the monthly qualifications per statement cycle the account APY is only .12%. The bank will also reimburse up to $25.00 in ATM fees per statement cycle. Reward checking accounts can be opened with only a $50 minimum deposit.  

The minimum requirements on the Bank of The Sierra account include the following:

• The checking account must be opened online
• You must receive monthly checking account statements electronically
• you must make one online bill payment per statement cycle
• you are required to make one direct deposit or automatic payment per statement cycle
• have a minimum of 12 check card purchases per statement cycle.

Bank of The Sierra Rewards Checking Account