Bank of America is currently offering a $75 bonus for opening a new My Access Checking Account. You must fund your new checking account with at least $125 within 30 days of opening the account.

This checking bonus offer is only for existing Bank of America credit card customers. Bank of America’s offer does not apply to current checking customers or student checking accounts.

You receive the $75 bonus checking account bonus to your new account within 90 days of opening your new personal checking account online. There is a limit one $75 checking incentive per household every 6 months.

Checking Account Benefits

• There are no monthly maintenance fees
• There is no minimum balance
• No direct deposit required
• Online banking with free Bill Pay
• A free Bank of America Visa Check Card that has a “Total Security Protection Package”.

Be sure to use the following offer code: CH75OL1.

For more information on Bank of America $75 Checking Offer visit: Checking Account Offer.

Reward checking account rates are mostly in the 2.00 percent to 3.00 percent range but Royal Banks of Missouri is still offering a rewards checking account that currently has an annual percentage yield (APY) of 4.30%.

The bank’s “Majestic Checking Account” requires a minimum opening balance of $100. There are no minimum balances to maintain and there are no monthly fees. As with all reward checking accounts there are monthly billing cycle requirements that have to be met each month to receive the reward checking rate.

The requirements for the Majestic Checking Account include 15 debit card transactions per month, 1 direct deposit and/or ACH debit/credit transaction per month and you must receive your statements by email.

Just like all reward checking accounts there is a maximum dollar amount you can earn the rewards checking rate each month. The max amount for the Majestic Checking Account is $24,999. Balances$25,000 and over receive a checking account rate of 1.40 percent, which still isn’t bad for a checking account.

Royal Banks of Missouri Rewards Checking Account Info: Rewards Checking Account

Sovereign Bank, a subsidiary of Banco Santander, is currently offering a $150 checking account deal that runs until March 13, 2010.

The checking account offer is only available to the following states: ME, VT, NH, CT, RI, MA, NY, NJ, PA, MV, MD, DE, and District of Columbia.

To qualify for the $150 cash checking bonus you need to open a  new checking account by March 13, 2010 and meet the following requirements:

1. Open a new Sovereign Premier Checking, Business Owner Premier Checking, Interest Checking or Partnership Checking account by March 13, 2010. The account must be opened with a minimum opening deposit of $100.
2. Open a Premier Money Market Savings account or any Sovereign savings or money market savings account with a minimum opening deposit of $100 or already have a savings or money market savings account.
3. Enroll in Online Banking at account opening
4. Set up and receive one direct deposit within 60 days of opening your account. Direct deposits you initiate from an account at another bank do not qualify.
5. Request a Sovereign Debit Card when you open the account and make 5 Debit Card purchases within 60 days after you open your account.

When you meet all the qualifications, you will receive a credit of $150 to your new checking account within 75 days after you open your checking account. There is a limit of one $150 credit per customer and checking accounts must be open to receive bonus.

Current personal checking customers or anyone who has had a personal checking account with Sovereign Bank or any of its divisions in the last 6 months are not eligible for the checking bonus offer. Current savings customers are eligible for the bonus offer.

Sovereign Bank $150 Checking Account Offer Here: Checking Offer

Webster Bank is offering three different checking account deals to residents of New York, Massachusetts, Rhode Island and Connecticut. From now until March 1, 2010 if you open a checking account and meet certain requirements by April 16, 2010, you can earn $25, $50 or $100.

Besides being a resident of one of those four states, you must not have opened a checking account with Webster Bank in the past 60 days to be eligible.

You must also have one direct deposit  of a payroll check, Social Security check, pension check or government benefit check or 5 Visa Check Card Signature purchases or 5 bill payments through Websteronline.com to a third party.

For the $25 checking bonus you must open a Totally Free Checking Account with a minimum deposit of $50. For the $50 checking bonus you must open a WebsterOne Relationship Checking Account with minimum deposit of $50. For the $100 checking bonus you must open a Premier Checking Account with a minimum deposit of $500.

For more information on Webster Bank’s Checking Bonus visit Webster Bank.

Bank of the West has brought back their $100 checking account deal. The $100 deal is good on their Free Checking Account and Choice Internet Checking Account.

This deal is good for new personal checking accounts and must be opened by February 19, 2010.

To qualify for the $100 bonus you must either establish one of the following after opening the account:

1) Have one monthly recurring direct deposit of at least $250 to your new checking account. The first recurring direct deposit must be posted to your account within 60 calendar days of your account opening date.

 2) Make 10 bill payments with Bank of the West Online Banking. The 10 bill payments must happen within 60 calendar days of your checking account opening date.

Once you have met either of those checking account bonus qualifications the $100 checking bonus will be credited to your checking account within 60 days.

A loyal reader of monitorbankrates.com alerted us to this deal. Citibank is offering a $100 checking account bonus for AT&T Universal Credit Card holders who currently don’t have a checking account with Citibank.

To receive the $100 checking bonus, you have to open a Citibank regular checking account and “perform qualifying activities.” When you open a checking account you have to make a minimum deposit of $1,000 by January 31, 2010. 

The “qualifying activities” include one direct deposit into your checking account or two electronic bill payments or at least five “qualifying signature debit card purchases” for three consecutive months. Check on interest checking accounts.

The offer comes with your AT&T Universal Card statement. You can sign up for the $100 checking bonus at any Citibank branch, online at offer.citibank.com or by calling 1-866-524-8635. The offer code our reader was given is C2X5. You can try this code or ask Citibank for one, I don’t see why they wouldn’t give you one if you have an AT&T Universal Credit Card.

A follower of MonitorBankRates.com just alerted us to a checking account bonus deal at USAA Bank. The $100 bonus deal is for opening a checking account with a minimum opening deposit of $25 by December 31, 2009, setup a recurring direct deposit into the checking account and you will receive the $100 checking bonus in April 2010.

To get the $100 promo bonus call USAA Bank at 1-800-531-8722 and mention “Direct Deposit 100″.

Though USAA’s primary focus is to help military families, all USAA investment products and many other banking products are also available to all non-military individuals who join. USAA was founded in 1922 by military personnel for military personnel. For more information on joining USAA visit their site at USAA.com.

Coulee Bank of La Crosse, Wisconsin is offering a rewards checking accountthat currently has a rewards annual percentage yield of 4.04 percent. As with all rewards checking accounts, there is a certain number of transactions that have to be made each month to receive the rewards checking rate. 

If you fail to meet the requirements at Coulee Bank, the APY is only 0.10 percent. The monthly “qualification cycle” starts on the last business day of a month and ends on the second to last business day of the next month.

The minimum cycle transactions are the following

1. Make at least 10 debit card point-of-sale transactions (excluding ATM transactions).
2. Receive a monthly Electronic Statement.
3. One direct deposit or ACH Auto Debit (transaction must be over $1.00).

The bank’s “E-Rate” is on account balances of $25,000 or less. Checking account balances over $25,000 only earn an APYof 0.51 percent. There are no monthly fees on the account and no minimum balances. There is a minimum opening deposit of $50.

You are also reimbused $20 per month for ATM fees, but if you fail to meet the required transactions for a given month you are NOT reimbused ATM fees for that month.

Coulee Bank Rewards Checking Account