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Find Checking Account Rates in Your AreaING Direct is offering their Electric Orange Checking Account with a promotional $50 checking bonus. To earn the checking bonus you have to activate an Electric Orange Debit MasterCard and make three purchases within 45 days of opening the account. The three purchases must be signature based. On day 50 of opening your account the $50 bonus will be deposited into your checking account. ING Direct’s Electric Orange High Yield Checking Account also has some very competitive checking account rates. The checking account rates are tiered. Checking account balances of $0 to $49,999.99 earn an interest rate of 0.24 percent with an annual percentage yield of 0.25 percent. Checking account balances of $50,000 to $99,999.99 earn a checking account rate of 1.19 percent with an APY of 1.20 percent. Checking account balances of $100,000 or more (jumbo checking account) earn a checking account rate of 1.24 percent with an APY of 1.25 percent. ING Direct Electric Orange High Yield Checking Account Features
The checking account is FDIC insured. For more information and to open an ING Direct Electric Orange Checking Account go to ING.
You can also earn $25 everytime you referr a friend to TCF Bank and they open a checking account. The “Tell-A-Friend deal is only available at branch locations. The TCF Bank offer is available to individuals and small businesses who don’t have a TCF Checking account in the previous 90 days. There is minimum deposit of $25 to open a personal non-interest bearing checking account and $100 for a business non-interest bearing checking account. The $50 cash checking bonus will be credited into the checking account the business day following the date of account opening. If you open the checking account online it can take up to 4 weeks for the $50 bonus to be posted your checking account. TCF Bank has branches in Minnesota, Illinois, Michigan, Colorado, Wisconsin, Indiana, Arizona and South Dakota. For more information about this promotional checking account deal visit TCF Bank Checking Account Deal. Sovereign Bank, part of the Santander Group, is offering a $150 cash bonus for opening a checking account. Sovereign Bank’s current checking account promotion runs until May 28, 2010. There are a lot of requirements to qualify for this offer. 1) Open a new Sovereign Premier Checking, Business Owner Premier Checking, Interest Checking, or Partnership Checking account by May 28, 2010, with a minimum opening deposit of $100. 2) Open any new Sovereign savings or money market savings account with a minimum opening deposit of $100 or already have any Sovereign savings or money market savings account. 3) Enroll in Online Banking at account opening. 4) Request a Sovereign Debit Card (“Debit Card”) at account opening and make 5 Debit Card purchases within 60 days after you open your account Once you meet all four qualifications the $150 bonus will be deposited into your checking account within 75 days. You’ll also have to have the checking account open to receive the $150 bonus. For a list of Sovereign Bank checking account features and to sign up for this deal go to Sovereign Bank $150 Checking Account Bonus. Webster Bank with locations in New York, New Jersey, Connecticut and Rhode Island is offering three checking account promotions. You can earn $25, $75 or $100 by opening a new checking account at Webster Bank. The promo offers are only available until June 7, 2010. Webster Bank Checking Account PromotionsTotally Free Checking Promotional Offer
WebsterOne Relationship Checking Promotional Offer
Premier Checking Account Promotional Offer
For more information about Webster Bank’s promotional checking account offers go to websterbank.com.
In addition to setting up a direct deposit you must also be a “New Customer” of People’s United Bank. To qualify as a new customer you must not have had a checking account with the bank in the last 90 days. The minimum opening checking account deposit is $25 to earn the $100 checking reward money. Once you have met the qualifications your checking reward money will be deposited into your checking account by July 30, 2010. For more information about this checking deal visit peoples.com/100.
In addition to opening a checking account, you must maintain a balance of $1,000 for the first 30 days. To take advantage of these checking deals you must open a checking account by June 30, 2010. For more information on the Citibank checking account offers visit citibank.com.
To redeem the offer, you either bring the gift card to a local Chase Bank branch or sign up for the offer online (chase.com/checking) using the coupon code number on the gift card. When you open the Chase Checking account, you must also deposit $100 of “new money,” (money not currently deposited at Chase Bank) within 60 days of opening the account. The $150 checking bonus is deposited into the account within 10 days after you make the deposit of $100 or more. You must also keep the checking account open for at least 6 months or the $150 bonus will be debited from the checking account when you close it. There is no monthly maintenance fee on the checking account as long as you have a direct deposit or make 5 or more debit card purchases each statement period. A $6.00 monthly fee is charged if you don’t have direct deposit set up or make 5 debit card purchases. Chase Bank is offering a free business checking account plus a $100 checking bonus if you open a business checking account by April 15, 2010 and deposit $1,000 within 30 days of opening the checking account. The $1,000 has to be “new money,” meaning money not currently deposited with Chase Bank or its affiliates. The following Chase Bank business checking accounts qualify:
Chase Bank will email you a $100 coupon to redeem this offer. For more information about getting a $100 coupon visit: Chase Bank $100 Checking offer. Bank of America is currently offering a $75 bonus for opening a new My Access Checking Account. You must fund your new checking account with at least $125 within 30 days of opening the account.
This checking bonus offer is only for existing Bank of America credit card customers. Bank of America’s offer does not apply to current checking customers or student checking accounts. You receive the $75 bonus checking account bonus to your new account within 90 days of opening your new personal checking account online. There is a limit one $75 checking incentive per household every 6 months. Checking Account Benefits
Be sure to use the following offer code: CH75OL1. For more information on Bank of America $75 Checking Offer visit: Checking Account Offer. Reward checking account rates are mostly in the 2.00 percent to 3.00 percent range but Royal Banks of Missouri is still offering a rewards checking account that currently has an annual percentage yield (APY) of 4.30%. The bank’s “Majestic Checking Account” requires a minimum opening balance of $100. There are no minimum balances to maintain and there are no monthly fees. As with all reward checking accounts there are monthly billing cycle requirements that have to be met each month to receive the reward checking rate. The requirements for the Majestic Checking Account include 15 debit card transactions per month, 1 direct deposit and/or ACH debit/credit transaction per month and you must receive your statements by email. Just like all reward checking accounts there is a maximum dollar amount you can earn the rewards checking rate each month. The max amount for the Majestic Checking Account is $24,999. Balances$25,000 and over receive a checking account rate of 1.40 percent, which still isn’t bad for a checking account. Royal Banks of Missouri Rewards Checking Account Info: Rewards Checking Account |
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TCF Bank will give you $50 for opening a checking account. Unlike most checking account offers you don’t need to setup direct deposit or use a debit card a certain number of times per month. This $50 checking account bonus offer is only good on non-interest bearing checking accounts. Which isn’t a big deal because most checking accounts don’t earn much interest anyway.
People’s United Bank is offering a $100 
Citibank is offering two 
Chase Bank will give you $150 for opening a Chase Checking account. Chase is sending the gift cards out in regular mail. We were alerted to this offer by a loyal reader of MBR who is not a Chase Bank customer. The offer is good until May 14, 2009.
