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Sovereign Check-Card holders are automatically enrolled in the program and there isn’t a fee for using the cash rewards program. Sovereign Check-Card holders are rewarded when using their Check-Card for making purchases at participating online and in-store retailers. To earn rewards online you have to shop online by clicking the link provided on the Sovereign Cash Rewards Website. This rewards program reminds me of Upromise where you can also earn rewards money for college or paying down current student loans by shopping. The cash rewards you earn are credited to your checking account. The rewards can take up to 60 days to be credited to your Sovereign checking account after the date of purchase. In certain circumstances, it might take 90 days or more.
FirstBank of Colorado is offering a $50 checking account promo. All you have to do to receive the $50 checking account bonus is to open a checking account with FirstBank. The checking deal is only valid for someone with an address in Colorado, Arizona, or Riverside County, CA. To receieve the deal you must open the account with a $50 minimum deposit. The $50 bonus is deposited into your account upon opening an account. There is a limit of one gift award per household, per 12-month period and limited to one gift per account. The bank has four different checking account options you can choose from.
Compare checking account rates in your zip code by using our checking account rate finder.
To receive this promo checking deal you also must setup a “qualifying” direct deposit by August 31, 2009. The $75 checking bonus is deposited into your account within 7 days of the first direct deposit. A qualifying Direct Deposit is defined as a Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited into your account. The account type must be a PNC Bank Free, Performance, Performance Select Checking account or the Spend account for Virtual Wallet. Another stipulation is the minimum amount of any single Direct Deposit must be at least $500. The Direct Deposits must be made by an employer or an outside agency. Transfers from one account to another or deposits made at a branch or ATM do not qualify as Direct Deposits.
Also be sure to hold onto this offer code. MonitorBankRates.com has heard reports in the past of people not receiving their promotional money and being asked for the promotional code again months later to receive their promo money. This has happened to several different people with several different banks. The minimum opening deposit to qualify for this offer is $100. This checking deal doesn’t apply to second or multiple checking accounts and/or existing checking customers. Student checking accounts are also not eligible for this offer. Bank of America will report the $50 to the IRS on Form 1099. As with most checking account promotional deals, the interest rate is the worse part of the deal. The checking account interest rate is 0.05 percent.If you chase this checking deal for the $50, be sure to deposit the minimum of $100 but don’t deposit to much money because you’ll lose out on the interest rate.
As with all rewards checking accounts, you have to meet a certain monthly criteria to receive the rewards checking rate which we have listed below. If you do not meet the minimum requirements per monthly billing cycle the account will earn an annual percentage yield of .25 percent for that month. You can always get back on track to the 4.50 percent rate the next billing cycle, so it is important to meet the monthly requirements. To earn the Elite Rate for the checking account you have to perform the following each cycle:
The Elite checking account also has the following features
Another important reason to meet the minimum requirements per monthly billing cycle is you won’t be reimbursed for ATM fees. Brookhaven Bank is also participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2009, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. MonitorBankRates.com has been alerted of a Chase Bank/Washington Mutual checking account promotional offer by some of our readers. WaMu will give you $100 for opening a checking account. The minimum deposit is $500. To receive this promo checking account offer you must have a unique promotional code which is being sent out in mailings. The checking account can be opened at a branch location or online. Sovereign Bank will give you $100 for opening a checking account. You receive the promotional bonus when you open a Sovereign Premier checking account or an Interest Checking account and make a minimum deposit of $10 and request a Sovereign Check Card. You also have to make 6 purchases using your Sovereign Check Card within 60 days of opening the account. If you reach the criteria of 6 purchases in 60 days then the $100 promotional bonus will be deposited into your account within 15 days after the expiration of the 60 day period. There is a limit of one $100 credit per customer and your account must be open to receive the credit. The annual percentage yield on the accounts is nothing to write home about. For balances of less than $5,00o on the Sovereign Premier checking account APY is 0.02 percent. For account balances of $5,000 and above the APY is 0.15%. For the Interest Checking account the APY is 0.02 percent. Considering how low the rates are if you take advantage of this checking promo deal we suggest keeping a low balance on the account, but not so low that you incurr charges for insufficient funds when trying to meet the requirement of 6 purchases in 60 days.
Chase will give you $200 if you open one of the following checking accounts and deposit a minimum of $500 within 30 days of opening the account. You must deposit “new money”, money not already deposited with Chase to qualify.
The cash promo is deposited into your checking account within 10 business days after the minimum deposit requirement is met. The promo checking offer is only available in the following states: IL, WI, MI, IN, NY, CT, NJ, OH, WV, KY, FL, LA, OK, TX, CO, AZ, and UT.
The minimum opening balance is $100. You will pay a monthly service fee of $10 if your minimum daily balance falls below $2,500, so we would recommend maintaining the minimum daily balance. ePremium checking account benefits:
The rates mentioned above are current as of April 7Th, 2009. Check eBank’s website for more current rates.
These higher yielding checking accounts are usually called “reward checking accounts” and require you to do a certain amount of transactions per month. Transactions include, using the checking account for one or more automatic transactions per month, either a direct deposit of a payroll check, Social Security check, or an automatic monthly withdrawal to pay a bill. Most reward checking accounts also require you to receive electronic statements. Some checking accounts are offered by credit unions that you have to join. Including a higher checking yield, some banks also offer other benefits including reimbursement of ATM withdrawal fees (there is usually a maximum dollar amount per month), free checking and no minimum balance. Most banks also have a maximum dollar amount that can earn the higher checking yield. If you fail to meet all the transaction requirements for a certain month the account will probably earn a yield of less than one percent. The good news is the lower yield is only for that particular month, the following month you can earn the reward yield if all the required transactions are done. Here is a short list of banks offering Reward Checking Accounts. These rates are as of April 1st, 2009. Please check the bank’s website for more recent rates.
Banks that offer reward checking accounts allow you to sign up online. Banks also make it very convienant to open and maintain an account even if you are located hundreds of miles away.
B of A will give you $50 for opening a checking account. The offer is only available at Bank of America’s branches. Mention promo offer code XDUGASINT. To receive the promo bonus you have to maintain a minimum balance of $125 in the account and do a “qualified” monthly direct deposit for the first 60 days after opening the checking account. The interest rate on the account is 0.05% APY as of 3/1/2009. The bonus will be credited to your account within 90 days provided the stated requirements have been met. The offer end on April 6, 2009.
The bank has 577 branches in Alabama, Arizona, Colorado, Florida, New Mexico and Texas. Compass is among the top 25 largest banks in the U.S. based on deposit market share and ranks among the largest banks in Texas (4th) and Alabama (3rd). To qualify for the $100 cash payment you will need to do the following.
The $100 cash bonus deposit will occur within 120 days of opening the checking account in the account that receives the recurring payroll direct deposit. |
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Sovereign Bank is offering a cash rewards checking account where you can earn up to 20% in cash rewards by shopping at participating retailers.
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PNC Bank is offering a special promotional checking account, if you open a checking account between now and June 13th you receive $75.00. The offer available to new PNC Bank checking account customers only.
Bank of America will give you $50 for opening a personal checking account. This checking account deal is good until June 30, 2009. You can open a checking account online or at a Bank of America branch location. When you open the checking account be sure to use promotional code AOU261208. 
Brookhaven Bank of Atlanta Georgia is offering their Elite Checking account which currently has an annual percentage yield of 4.50 percent. The rewards checking rate of 4.50 percent is for balances from one penny up to $50,000. Balances over $50,000 earn a respectable annual percentage yield of 1.25 percent.
Chase Bank is offering a business checking account promotion that ends on April 22, 2009.
eBank is offering their ePremium checking account that currently has an annual percentage yield (APY) of 2.50 percent for balances of $10,000 and up. Balances under $10,000 only receive an annual percentage yield of 1.00 percent.
Historically, the average rate on a checking account is usually less than an 
Bank of America is offering a promotional checking account.
Compass Bank is offering a promotional checking account deal, the bank will give you $100 in cash for opening a checking account. Compass Bank is headquartered in Birmingham, Alabama.