Mortgage rates are mixed this week as the spread between conforming 30 year mortgage rates and 30 year jumbo mortgage rates is at the lowest point ever in MonitorBankRates' survey. The current spread between average conforming rates and jumbo rates on 30 year loans is at 0.34%. Mortgage rates on 30 year home loans are averaging 4.01%, an increase from last week's average 30 year mortgage rate of 3.94%. Mortgage rates on 15 year mortgage loans are averaging 3.31% this week, an increase from last week’s average 15 year mortgage rate of 3.26%.

Search and compare mortgage rates today from several lenders by using our rate tables here: monitorBankRates.com/mortgages. Unlike most websites, no personal information is needed to view a list of mortgage rates.




Today's jumbo mortgage rates on 30 year jumbo mortgage loans are averaging 4.35%, a decrease from last week’s average 30 year jumbo mortgage rate of 4.50%. Mortgage rates on 15 year jumbo loans are averaging 3.55%, down from last week’s average 15 year jumbo mortgage rate of 3.69%.

Mortgage Rates

Conforming Adjustable Mortgage Loans -Mortgage Interest Rates

1 year home loan adjustable mortgage interest rates are averaging 3.62%, up from last week’s average 1 year adjustable mortgage rate of 3.61%.

3 year adjustable current mortgage rates today are averaging 2.84%, up from last week’s average 3 year adjustable mortgage rate of 2.79%.

5 year adjustable mortgage rates are averaging 2.70%, up from the prior week’s average 5 year adjustable rate of 2.65%.

Current 7 year adjustable mortgage rates are averaging 2.98%, up from the previous week’s average 7 year adjustable mortgage rate of 3.03%.

10 year adjustable mortgage rates currently are averaging 3.44%, up from last week’s average 10 year adjustable rate of 3.42%.

Today's Bank Mortgage Rates on Adjustable Jumbo Loans

Current 1 year adjustable jumbo mortgage rates are averaging 4.50%, unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.50%, up from last week’s average 3 year jumbo adjustable rate of 3.33%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 2.91%, down from last week’s average jumbo adjustable rate of 2.93%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.38%, down from last week’s average 7 year adjustable home loan rate of 3.43%.

10 year jumbo loan rates and refi rates are averaging 3.67%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.78%.

Conforming IO Adjustable Loans – Current Mortgage Rates

3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 3.11%, down from last week’s average interest only mortgage loan rate of 3.12%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.92%, up from last week’s average five year interest only mortgage rate 2.87%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.16%, down from last week’s average 7 year interest-only mortgage interest rate of 3.22%.

IO Jumbo Mortgage Rates Today

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.81%, up from last week’s average jumbo adjustable mortgage interest rate of 3.65%.

Current 5 year adjustable jumbo interest only rates are averaging 3.22%, down from last week’s average IO home mortgage interest rate of 3.30%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.48%,  down from last week’s average jumbo 7 year home mortgage loan rate 3.53%.

Home Equity Loan Rates

10 year home equity loan rates are averaging 6.23%, no change from last week’s average home equity loan rate.

15 year home equity rates are averaging 6.38%, no change from last week’s average home equity loan rate.

Home Equity Line of Credit

Home equity line of credit rates currently are averaging 4.67%, down from last week’s average rate HELOC rate of 4.84%.