Mortgage rates are up for the most part in the latest mortgage survey released today. Fixed rate 30-year mortgages and 15-year mortgages were up while five-year adjustable rate mortgages declined this week.

The uptrend in mortgage rates this week reported by Freddie Mac’s Primary Mortgage Market Survey is keeping with the trend reported earlier this week in the MonitorBankRates.com mortgage survey and the Mortgage Bankers Association’s survey.

Current Mortgage Rates

Current fixed rate mortgages were up this pass week. The average fixed rate 30-year mortgage was 5.20 percent with an average 0.7 point for the week ending today, up from last week when it averaged 5.14 percent. A year ago 30-year mortgages averaged 6.63 percent. The decline in mortgage interest rates has created a refinance boom the past several months.

The average fixed rate for a 15-year mortgage this week is at 4.68 percent with an average 0.7 point, up from the prior week’s average rate of 4.63 percent. Last year this time 15-year mortgage rates were also a lot higher, rates averaged 6.18 percent. Today’s mortgage rates are helping to put an end to the decline in housing prices.

Today’s Mortgage Rates

Today’s five-year adjustable mortgage rates are at 4.74 percent, down from the prior week’s average rate of 4.83 percent, with an average 0.7 percent point. A year ago, the 5-year adjustable rate mortgage averaged 5.49 percent.

The average rate for one-year adjustable mortgages is at 4.77 percent this week with an average 0.6 point, up from last week’s average rate of 4.76 percent. Last year this time the average mortgage rate on a one-year was also at 5.49 percent.

Jumbo Mortgage Rates

Freddie Mac’s weekly survey does not include jumbo mortgage rates because Freddie Mac only reports on mortgages it purchases from banks. These home loans are called conforming mortgages.

MonitorBankRates.com has free jumbo mortgage rate tables and conforming mortgage rate tables in your zip code.

Current for Mortgage Rates