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Find Mortgage Rates in Your Area
Current Mortgage Rates
The average rate on a 30-year fixed rate mortgage was 5.14 percent for the week ending July 16, 2009 with an average 0.7 point.
The prior week’s average rate for a 30-year mortgage was 5.20 percent. Current mortgage rates have been going down the past serveral weeks.
The average fixed rate on a 15-year mortgage was down to 4.63 percent for the week ending July 16 with an average 0.7 point. The week prior the average mortgage rate was 4.69 percent.
Adjustable Rate Mortgages
Five-year adjustable rate mortgages averaged 4.83 percent this week, up a fraction from the previous week’s average rate of 4.83 percent with an average 0.7 point.
One-year adjustable rate mortgages averaged 4.76 percent this week with an average 0.5 point, down from last week when it averaged 4.82 percent. Five-year and one-year adjustable rate mortgages are Treasury-indexed.
Jumbo Mortgage RatesThe weekly survey does not include jumbo mortgage rates because Freddie only reports on mortgages it purchases from banks that issue home mortgage loans. Known as “conforming loans,” these loans have a certain dollar limit per county of the U.S. You can find current jumbo mortgage rates in your zip code by using our mortgage rate tables.
You can also find current conforming mortgage rates, adjustable rate mortgages, mortgage refinance rates, home equity loans rates and home equity line of credit rates and by zip code. |
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