30-year mortgage rates are at 5.15 percent this morning, lower than last week’s average mortgage rate of 5.23 percent. Today’s 15-year mortgage rates are averaging 4.57 percent, down from the prior week’s average rate of 4.75 percent.

Current jumbo mortgage rates are also lower this morning, 30-year jumbo mortgage rates are at 6.00 percent, down from the prior week’s average rate of 6.02 percent. 15-year jumbo rate mortgages are up this week over last, current 15-year jumbo mortgage rates are at 5.55 percent, up from 5.46 percent.

15-year home equity loans had a big move down this week, the average rate for a 15-year home equity loan is 7.74 percent, down from the prior week’s average rate of 8.53 percent.

Current Mortgage Rates as of 9/13/09