Home loans from the Federal Housing Administration (FHA) are available for home buyers who meet certain standard FHA credit qualifications.

Mortgage rates on FHA loans are comparable to conforming mortgage rates but there are upfront fees on FHA mortgages that increase the cost of the home loan.

FHA Mortgage Rates

FHA mortgages are becoming popular again because borrowers can no longer get home loans with a zero percent down payment, most banks are once again requiring a 20 percent down payment. Some banks also require a down payment of more than 20 percent for jumbo mortgages.

With a FHA home loan you can  finance up to 97% of the purchase price of a home. Lending standards have tightened again because of the housing bust so folks have naturally looked towards these home loans again. A three percent down payment is very appealing, especially to first time home buyers. 

FHA Home Loan Resources

• You can find lenders who is offering FHA mortgages here. FHA Home Loan Lenders
• FHA Mortgage Limits. You can find FHA mortgage limits in your area here. FHA Home Loan Limits
• FHA Mortgage FAQ. General questions about FHA mortgages here. FHA Home Loan FAQ
• You can contact the FHA for more information about FHA mortgages and FHA mortgage rates here. Contact the FHA

Looking for the home loan mortgage rates? Use our mortgage rate tables to find mortgage interest rates in your state or zip code. Mortgage Rates Current