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Find Mortgage Rates in Your Area
As a result of lower current mortgage interest rates this past week mortgage applications increased 12.8 percent on a seasonally adjusted basis from one week earlier. Looking for the best mortgage interest rate? Search our mortgage rate tables for current mortgage interest rates in your state or zip code. Current Mortgage Interest Rates 30 Year Mortgage RatesThe average contract mortgage rate for fixed 30-year home mortgage interest rates are now at 4.97 percent, a decline from 5.08 percent the previous week, with points increasing to 1.12 from 0.98. 15 Year Mortgage RatesThe average contract home mortgage loan rate for fixed 15-year mortgages remained at 4.41 percent this week, unchanged from the prior week’s average home mortgage interest rate with points decreasing to 1.05 from 1.12. One Year Adjustable Mortgage RatesThe average contract mortgage interest rate for one-year adjustable rate mortgages had a big decrease this week over last. The average mortgage rates decreased to 6.52 percent from 6.61 percent, with points increasing to 0.28 from 0.20. Lower mortgage interest rates drove the Refinance Index higher by 17.4 percent from the previous week. The MBA’s Refinance Index measures refinance mortgage application volume. The Federal Housing Finance Agency released the U.S Monthly House Price Index yesterday showing homes increased by 0.3 percent on a seasonally adjusted basis from June to July. For the 12 months ending in July home prices declined 4.2 percent. |
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