Current mortgage rates are unchanged at 5.28 percent today as 10-year U.S. Treasury Notes are down to 3.45 percent. Home mortgage rates have stabilized since the recent run up in mortgage interest rates a few weeks ago.
Since then mortgage rates have come down from a recent high in interest rates of 5.51 percent set August 10, 2009.
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Current Mortgage Rate Tables
Current 30-year mortgage rates
Today’s conforming 30-year rate mortgages are at 5.28 percent, unchanged from yesterday rate but up from 5.21 percent earlier this week. Chase Bank is currently offering a conforming 30-year mortgage rate of 4.875 percent with 2.00 discount points, not a bad deal if you plan on staying in your home a long time. On a $500,000 home loan 2.00 discount points will cost you an additional $10,000 which can be rolled into closing costs.
Current mortgage rates for a 15-year conventional loan are at 4.69 percent, also unchanged from yesterday’s rate. 15-year mortgage rates have been in a tight range of 4.50 percent to 4.85 percent for the past two months. On June 22, 15-year interest rates were over 5.00 percent at 5.15 percent. Since then rates have come down and stabilized in the current range.
Current Jumbo Mortgage Rates
30-year Jumbo Rate Mortgages:
Current jumbo rate mortgages are at 6.11 percent, down slightly from the 6.14 jumbo rate set earlier this week. Fixed Jumbo interest rates have been hovering in a range of 6.10 percent to 6.40 percent for the past two months. Today’s jumbo rates are not much lower than they are back in June of this year, a high of 6.55 was set on June 22, 2009.
15-year Jumbo Mortgage Rates:
15-year jumbo mortgage rates currently are at 5.73 percent, down from a rate of 5.80 percent set on Monday. The recent high which was also set on June 22, 2009 was 6.39 percent. Bank of America is currently advertising a 15-year jumbo mortgage rate of 5.375 percent with 0.875 points.
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Current Mortgage Rate Tables
