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Find Certificate of Deposit - CD Rates in Your Area
The biggest news in certificate of deposit land this past week was the ABA’s pressure on the FDIC to crack down on Ally Bank’s CD rates. Which until pressure was successfully applied by the ABA and the FDIC were a lot higher than the national average for CD rates, read more here: Are some bank CD rates risky. The average rate for 12 month CD rates declined to 1.390 percent this week, down from last week’s average of 1.409 percent. Ally Bank certificate of deposit rates were lowered this past week but the 12 month CD is still one of the best CD rates around, currently the rate is 2.46 percent. Declines in shorter term CD rates were modest, the average rate for a 6 month CD this week is 1.11o percent, down from last week’s average bank CD rate of 1.128. AIG Bank is offering one of the highest CD rates around for a 6 month CD, the rate this week is 1.71 percent. 3 month CD rates averaged 0.806, down from last weeks average of 0.823 percent. CD rates at banks can be found higher than the national average, La Jolla Bank is offering one of the top CD rates around for a 3 month CD, their rate is 1.60 percent this week. Longer term certificate of deposit rates were also down this week. 60 month CD rates averaged 2.465 percent this week, down from last week’s average of 2.475 percent. 48 month CD rates averaged 2.224 percent, down from last week’s average rate of 2.235 percent. Average rates for 36 month certificate of deposits were 2.014 percent this week, down from last week’s average of 2.028 percent. 24 month CD rates averaged 1.759 percent, down from last week’s average of 1.775 percent. 18 month rates averaged 1.529 percent this week, down from last week’s average bank CD rate of 1.547 percent. MonitorBankRates.com has CD rate tables that you can search for the best CD rates in your zip code. Search for CD Rates. |
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CD Rates continued to drift downward this past week, although the changes in rates were fractional for the most part. Although yields on bonds rose sharply along with mortgage rates. Hopefully CD rates won’t be far behind.
