USA One Credit Union 8 Month Step-Up CD Yield of 1.45%

USA One Credit Union of Matteson, Illinois, is offering an 8 month Step-Up certificate of deposit that currently has a CD rate of 0.90 percent for the first four months and then the CD rate will Step-Up to 2.00 percent the last four months.

The combined certificate of deposit annual percentage yield is 1.45 percent.  That CD yield is one of the best 8 month CD yields currently available and is higher than the national average 24 month CD rate of 1.27 percent. New money is required for this CD deal and the minimum opening deposit is $10,000. 

Looking for the best CD rates? Use our CD rate tables at CDRates.MonitorBankRates.com to find the best CD rates in your area.

In addition to the special 8 month Step-Up CD deal, the credit union is also advertising regular share certificate CD rates and IRA certificate CD rates. Regular share certificates of deposit are available in terms ranging between 3 months and 10 years. IRA share certificates of deposit are available in terms of 12 months, 24 months, 36 months, and 48 months. All certificates have a minimum opening balance of $250.

USA One Credit Union Share Certificate CD Rates & CD Yields

• 3 Month CD Rates 0.65% APY 0.65%
• 6 Month CD Rates 0.95% APY 0.95%
• 9 Month CD Rates 1.09% APY 1.10%
• 12 Month CD Rates 1.19% APY 1.20%
• 24 Month CD Rates 1.69% APY 1.70%
• 30 Month CD Rates 1.74% APY 1.75%
• 36 Month CD Rates 2.28% APY 2.30%
• 42 Month CD Rates 2.37% APY 2.40%
• 48 Month CD Rates 2.47% APY 2.50%
• 60 Month CD Rates 2.76% APY 2.80%
• 120 Month CD Rates 3.06% APY 3.10%

USA One Credit Union IRA Certificate CD Rates & CD Yields

• 12 Month IRA CD Rates 1.34% APY 1.35%
• 24 Month IRA CD Rates 1.83% APY 1.85%
• 36 Month IRA CD Rates 2.42% APY 2.45%
• 48 Month IRA CD Rates 2.62% APY 2.65%

Information about joining USA One Credit Union and a list of the credit union’s CD interest rates can be found at usaonecu.com.