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Texas CD Interest Rates

Bank of Internet currently has the highest CD rate on our list of 12 month CD rates in Texas. Bank of Internet is offering 12 month rates at 1.30 percent with a CD yield of 1.31 percent. The national average 12 month CD rate is less than half Bank of Internet's rate. The current national average rate is 0.59 percent as reported by MonitorBankRates.com.

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The second best rate on our list Texas is from four different banks. Tennessee Commerce Bank, Ally Bank, Union National Bank and Nationwide Bank are all offering 1 year interest rates at 1.24 percent with a CD yield of 1.25 percent, which is more than double the current national average.

The third highest CD rate on our list in TX is from Discover Bank. Discover's current 1 year bank CD rate is 1.19 percent with a bank CD yield of 1.20 percent.

AIG Bank has the fourth best interest rate on our list. AIG Bank is offering 12 month rates at 1.14 percent with 12 month CD yields at 1.15 percent. Rounding out the top 5 CD rates is Giantbank.com. The bank's current 12 month rate is 1.10 percent with a yield of 1.11 percent.

CD Interest Rates - Texas



  • Bank of Internet USA 1.30% Yield 1.31% Min $1000 

  • Ally Bank 1.24% Yield 1.25% Min $ 1 

  • Tennessee Commerce Bank 1.24% Yield 1.25% Min $2500 

  • Nationwide Bank 1.24% Yield 1.25% Min $10,000 

  • Union National Bank 1.24% Yield 1.25% Min $5000 

  • Discover Bank 1.19% Yield 1.20% Min $2500 

  • AIG Bank 1.14% Yield 1.15% Min $2500 

  • Giantbank.com 1.10% Yield 1.11% Min $2500 

  • EverBank 1.03% Yield 1.04% Min $1500 

  • Pentagon Federal Credit Union 1.00% Yield 1.00% Min $1000 

  • PenFed 1.00% Yield 1.00% Min $1000 

  • First Internet Bank of IN 1.00% Yield 1.00% Min $1000 

  • Sallie Mae 1.00% Yield 1.00% Min $ 1 

  • Ameriprise Bank FSB 0.95% Yield 0.95% Min $10,000 

  • Flagstar Bank 0.95% Yield 0.95% Min $500 

  • American Express Bank FSB 0.90% Yield 0.90% Min $ 0


You can find the best CD rates at banks and credit unions in your area by searching our rate tables. Monitorbankrates.com also offers a free CD calculator and CD ladder calculator you can use to help you with your investment decisions.