Middlesex Savings Bank of Natick, Massachusetts, is offering regular certificates of deposit and Individual Retirement Account (IRA) certificates of deposit. Deposit terms range between 3 months and 71 months and the minimum opening deposit is $250 for both types of certificates of deposit.

Looking for the best bank CD rates? Use our CD Rate Tables to find the best CD rates at banks and credit unions. CDRates.MonitorBankRates.com.

Middlesex Savings Bank’s CD rates were recently lowered on certificates of deposit of 23 months or less. The bank’s 3 month to 5 month CD rates were lowered from 0.65 percent to 0.55 percent. Their short term CD rates still beat the national average CD rates. Since interest rates will be heading higher later this year we recommend sticking with short term certificates of deposit.

Middlesex Savings Bank CD Rates and APY

• 3-5 Month CD Rates 0.55% APY 0.55%
• 6-11 Month Bank CD Rates 0.80% APY 0.80%
• 12-23 Month CD Rate 1.19% APY 1.20%
• 24-35 Month Bank CD Rate 1.74% APY 1.75%
• 36-47 Month CD Interest Rate 2.08% APY 2.10%
• 48-59 Month CD Interest Rates 2.13% APY 2.15%
• 60-71 Month CD Rate 2.23% APY 2.25%

Middlesex Savings Bank IRA CD Rates and APY 

• 3-5 Month IRA CD Rates 0.55% APY 0.55%
• 6-11 Month Bank IRA CD Rates 0.80% APY 0.80%
• 12-23 Month IRA CD Interest Rate 1.19% APY 1.20%
• 24-35 Month IRA CD Rates 1.74% APY 1.75%
• 36-47 Month IRA CD Rate 2.08% APY 2.10%
• 48-59 Month IRA CD Rate 2.13% APY 2.15%
• 60-71 Month IRA CD Rate 2.23% APY 2.25%
• 12-18 Month Adjustable IRA Bank CD Rate 1.24% APY 1.25%

For a current list of Middlesex Savings Bank CD rates go to middlesexbank.com.