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Miami Postal Service Credit Union CD Rates

Miami Postal Service Credit Union of Miami, Florida is advertising some of the highest CD rates available in Miami or any other city in Florida. Miami Postal Service Credit Union's best CD rate deal is on their 9 month jumbo share certificate (certificate of deposit).

This is an old post - click for current rates

The current 9 month jumbo CD rate is 1.75 percent with a jumbo CD yield of 1.76 percent. Best of all, the jumbo share certificate account has a minimum opening balance of 0nly $5,000. Unlike most jumbo certificates of deposit that require a minimum opening balance of $100,000.

Miami Postal Service Credit Union's 6 month CD rate is also one of the best rates available right now. The current 6 month interest rate is 0.75 percent with a yield of 0.75 percent. That rate is higher than most 12 month CD rates at banks and credit unions. The minimum opening deposit for 6 month share certificates and all other share certificates is $1,000.

CD Rates Miami Postal Service Credit Union



  • 6 Months 0.75% Yield 0.75%

  • 9 Months 1.55% Yield 1.56%

  • 9 Months Jumbo 1.75% Yield 1.76% (min $5,000)

  • 12 Months 0.95% Yield 0.95%

  • 18 Months 1.00% Yield 1.00%

  • 24 Months 1.00% Yield 1.00%

  • 36 Months 1.50% Yield 1.51%

  • 60 Months 2.25% Yield 2.27%


As with any credit union you have to join Miami Postal Service Credit Union to open a share certificate. There are also requirements to joining which are listed below.

  • You have to live, work, or workship within a 15 mile radius of the three MPS Credit Union branches- that is from Homestead and Leisure City to Wilton Manors and Tamarac.

  • Membership is open to postal employees and retirees as well as Federal Government employees and their families.

  • If you’re a member, all of your immediate family are also eligible to join, regardless of where they live.

  • Businesses in Miami Dade and Broward County, can also join the credit union.


If you're eligable to join, you can find the credit union's membership application on their website: MPSCU Membership Application.