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indymac-federal-bankIndyMac Federal Bank is offering one of the best cd rates around, an online promotional 7 month Certificate of Deposit ( CD ) Rate of 4.15% APY. The minimum deposit is $5,000. Interest is compounded daily and paid or reinvested into the account monthly or at maturity. This promo CD rate isn’t available to Institutional or Business accounts.

The early withdrawal penalty on the 7 month CD is 3 months of interest. There is a 7 day grace period beginning the day after the CD matures to withdrawal or transfer your funds to another account. The CD will renew with the same term at the current available CD rate.

IndyMac Bank failed on July 11th and went into receivership and became IndyMac Federal Bank. Deposits are FDIC insured up to $100,000. 

IndyMac Federal Bank 7 month promo CD application

 
Author: Lisa Graham
September 10th, 2008

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