Highest National CD Rates: E-Loan Still Tops Our 12 Month CD Rates list at 1.25%

The best national CD rates can be found right here at monitorbankrates.com. We have compiled a list of the highest national CD rates with terms of 3 months, 6 months and 12 months. Right now E-loan.com tops our best 12 month CD rates list with a rate of 1.25% and a yield of 1.26%. E-loan jumped to the top recently after offering very low rates for a couple of years. Let's see if any other banks or credit unions start raising their 12 month rates to top E-loan.

You can find the best national and local CD rates at banks and credit unions by searching our rate tables at CDRates.MonitorBankRates.com.




Other top 1 year rates include Bank of Internet which is currently offering 1 year certificate of deposit rates at 1.19% with a yield of 1.20%. BofI has consistently offered one of the best CD rates on 12 month CDs for several years.

Highest National CD Rates


Best 12 month CD Rates




  • E-loan.com Rate 1.25% Yield 1.26%


  • Bank of Internet Rate 1.20% Yield 1.21%


  • Discover Bank Rate 1.19% Yield 1.20%


  • Ally Bank Rate 1.19% Yield 1.20%


  • Sallie Mae Bank Rate 1.19% Yield 1.20%


Best 6 Month CD Rates




  • Ally Bank Rate 0.94 Yield 0.94%


  • Discover Bank Rate 0.90% Yield 0.90%


  • GiantBank.com Rate 0.85% Yield 0.85%


  • Nation Wide Bank Rate 0.80% Yield 0.80%


  • ING Direct Rate 0.75% Yield 0.75%


Best 3 Month CD Rates




  • Tennessee Commerce Bank Rate 0.55% Yield 0.55%


  • Discover Bank Rate 0.50% Yield 0.50%


  • E-Loan.com Rate 0.50% Yield 0.50%


  • Nationwide Bank Rate 0.50% Yield 0.50%


  • Ally Bank Rate 0.50% Yield 0.50%


You can keep track of average CD rates on your website by using our free CD rates widgets here: CD Rates Widgets code.