Flagstar Bank CD Rates

Flagstar Bank is advertising several different types of CD rates. Flagstar Bank’s CD rates include regular CD rates, Smart Choice CD Rates and a 24 month Rising Rate Internet CD rate. Regular certificates of deposit are available in terms of 6 months to 60 months.

Flagstar Direct is current offering a 6 month CD rate at 1.24 percent with an APY of 1.25%. For more information or to open a 6 month CD go to: 6 month certificate of deposit.

Flagstar Direct is offering their 12 month CD rate at 1.54 percent with an APY of 1.55 percent. For more information or to open a 12 month CD go to: 12 month certificate of deposit.

Find the best bank CD rates and the best credit union CD rates at CDRates.MonitorBankRates.com.

Flagstar Bank is also part of the Certificate of Deposit Account Registry Service (CDARS) network. With CDARS you can deposit up to $50 million in certificates of deposit and still receive FDIC insurance protection. Learn more about CDARS.

Flagstar Bank’s Smart Choice CD rates are available in 12 month fixed rate CD and a 12 month variable rate CD. The current fixed CD rate is 1.49 percent with an annual percentage yield (APY) of 1.50 percent. The current variable CD rate is 1.34 percent with an APY of 1.35 percent.

Flagstar Bank CD Rates

  • 12 Month CD Rates 1.54% CD Yield 1.55%
  • 18 Month CD Rates 1.39% CD Yield 1.40%
  • 24 Month CD Rates 1.59% CD Yield 1.60%
  • 30 Month CD Rates 1.59% CD Yield 1.60%
  • 36 Month CD Rates 2.32% CD Yield 2.35%
  • 48 Month CD Rates 2.32$ CD Yield 2.35%
  • 60 Month CD Rates 2.58% CD Yield 2.61%

Flagstar Bank 24 Month Rising Rate Internet CD 

  • First 6 Months APY 1.20%
  • Second 6 Months APY 1.70%  
  • Third 6 Months APY 2.20%
  • Fourth 6 Months APY 2.70% 

For a current list of Flagstar Bank’s CD interest rates and to open a certificate of deposit account visit flagstar.com. To compare bank CD rates and credit union CD rates from several financial institutions visit MonitorBankRates.com.