First Jersey Credit Union CD Rates & IRA CD Rates

First Jersey Credit Union is advertising some of the best short term CD rates currently available. First Jersey Credit Union’s current 6 month CD rate is 1.10 percent with an annual percentage yield of 1.11 percent. That CD rate is better than the current national average 12 month CD rate of 0.96 percent. Their 6 month CD rate is almost as high as the current national average 18 month CD rate of 1.12 percent. 

Searching for CD Rates? Use our CD rates table at CDRates.MonitorBankRates.com to find the best CD rates.

The credit union is advertising CD rates for regular share certificates of deposit and Individual Retirement Account (IRA) certificates of deposit. The credit union’s certificates of deposit are available in terms ranging from 6 months to 5 years. The minimum opening deposit for regular CDs and IRA CDs is $1,000.

First Jersey Credit Union’s 5 year CD rate is one of the highest 5 year CD rates available. The current 5 year CD interest rate is 3.20 percent with an APY of 3.252 percent.

CD Rates and APY

• 6 month CD Rates 1.10% APY 1.11%
• 1 Year CD Rates 1.25% APY 1.26%
• 2 Year CD Rates 2.00% APY 2.02%
• 3 Year CD Rates 2.50% APY 2.53%
• 5 Year CD Rates 3.20% APY 3.25%

 IRA CD Rates and APY

• 6 month IRA CD Rates 1.10% APY 1.11%
• 1 Year IRA CD Rates 1.25% APY 1.26%
• 2 Year IRA CD Rates 2.00% APY 2.02%
• 3 Year IRA CD Rates 2.50% APY 2.53%
• 5 Year IRA CD Rates 3.20% APY 3.25%

First Jersey Credit Union has locations in Wayne and Hawthorne, New Jersey. Information about joining First Jersey Credit Union and a list of their current CD interest rates can be found at firstjerseycu.com.