eBank of Atlanta, Georgia is offering some of the best CD rates available today. eBank is a federal savings bank that provides a full range of banking products including mortgages, deposit accounts and financial products. Deposits at eBank are insured by the Federal Deposit Insurance Corporation(FDIC). eBank’s FDIC cert is 34682.

eBank’s CD rates are well above the national average for most certificate of deposit terms. As of April 26, 2009, eBank’s 3 months CD rate is 1.78 percent whereas the national average for 3 months CD rates are 0.925 percent. eBank’s 6 months CD rate is 2.30 percent, the national average for 6 month CD rates is 1.246 percent. eBank’s 9 month CD rate is currently 2.32 percent and eBank’s 12 months CD rate is currently 2.37 percent, with the national average for 12 month CD rates is 1.529 percent.

Longer term CD rates are also a lot higher than the national average CD rates. 18 month CD rates are 2.50 percent, the national average for 18 month CD rates is 1.657 percent. Two year CD rates are 2.60 percent, the national average for two year CD rates is 1.877 percent. Three, four and five years CD rates are all 3.00 percent at eBank while the national average for three year CD rates is 2.110 percent, four year CD rates is 2.308 percent and five year CD rates is 2.539 percent. The minimum opening balance for all certificate of deposit terms for eBank is $1,000.

National averages reported by Informa Reseach Services.