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Finding a decent bank CD rate has become more and more difficult these days. CD rates have been on the decline for over a year now and seem to hit new lows every week.

When you factor in the inflation rate, the return on your money is better than it appears. The Consumer Price Index (CPI) has actually declined by 1.3 percent over the past 12 months. Granted, some consumer items like the price of gas has gone up over past year but other consumer prices have declined during that period.

Here is a list of the top 21 three month certificate of deposit yields for zip code 90215 listed in our CD rate tables. You can find a list here: CD Rate Tables

  • Imperial Capital Bank - 1.35% APY
  • First Federal Bank of California -  1.30% APY
  • La Jolla Bank - 1.30% APY
  • Luther Burbank Savings 1.25%
  • UFB Direct 1.25% APY
  • Ally Bank 1.20 APY
  • BankDirect 1.11% APY
  • EverBank 1.05% APY
  • Nationwide Bank 1.05% APY
  • Allstate Bank 1.01% APY
  • Discover Bank 1.00% APY
  • Contra Coast Bank Center 0.80% APY
  • Bank of the Sierra 0.76% APY
  • First Internet Bank of IN 0.75% APY
  • Bank of Internet USA 0.75% APY
  • Giantbank.com 0.75% APY
  • Capital Source Bank 0.75% APY
  • E-Loan.com 0.70% APY
  • First Republic Bank 0.65% APY
  • San Joaquin Bank 0.65% APY
  • Ameriprise Bank FSB 0.65%

In addition to CD Rate Tables, MonitorBankRates.com also offers free bank rate tables for the following types of accounts and loan categories:

Find the best bank rates in your area.

CPI data provided by the Bureau of Labor Statistics.

 
Author: Brian McKay
October 20th, 2009

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