Credit Union 1 CD Rates & IRA CD Rates

Credit Union 1 of Rantoul, Illinois, is advertising regular share certificates of deposit and Individual Retirement Account certificates of deposit. IRA certificates include Traditional CDs, Roth CDs and Educational CDs. CD terms range between 6 months and 5 years. CD rates are tiered for balances of $1,000 or more and $10,000 or more. 

Searching for the best CD rates available? Use our CD rates table at CDRates.MonitorBankRates.com to find a list of the best CD rates at banks and credit unions in your area.

The credit union’s share/certificate CD rates are very competitive and are some of the best CD rates currently available. IRA CD rates are even higher than regular share CD rates. IRA CD rates are .20 percent higher than share CD rates with the same certificate of deposit term.

The credit union’s current share 6 month CD rate is 0.89 percent with an annual percentage yield of 0.90 percent. 6 month IRA CD rates are currently at 1.09 percent with an APY of 1.10 percent. Both CD rates are a lot higher than the current 6 month national average CD rate of 0.68 percent.

Credit Union 1 Share CD Rates & APY

Regular Share CD Rates & APY Balances of $1,000 to $9,999

• 6 Month CD Rates 0.90% APY 0.90%
• 12 Month CD Rates 1.14% APY 1.14%
• 18 Month CD Rates 1.19% APY 1.20%
• 24 Month CD Rates 1.59% APY 1.60%
• 30 Month CD Rates 1.74% APY 1.75%
• 36 Month CD Rates 2.28% APY 2.30%
• 48 Month CD Rates 2.47% APY 2.50%
• 60 Month CD Rates 2.77% APY 2.80%

Regular Share CD Rates & APY Balances of $10,000 Plus

• 6 Month CD Rates 1.00% APY 1.00%
• 12 Month CD Rates 1.24% APY 1.25%
• 18 Month CD Rates 1.29% APY 1.30%
• 24 Month CD Rates 1.69% APY 1.70%
• 30 Month CD Rates 1.83% APY 1.85%
• 36 Month CD Rates 2.37% APY 2.40%
• 48 Month CD Rates 2.57% APY 2.60%
• 60 Month CD Rates 2.86% APY 2.90%

IRA CD Rates & APY Balances of $1,000 to $9,999

• 6 Month IRA CD Rates 1.09% APY 1.10%
• 12 Month IRA CD Rates 1.34% APY 1.35%
• 18 Month IRA CD Rates 1.39% APY 1.40%
• 24 Month IRA CD Rates 1.79% APY 1.80%
• 30 Month IRA CD Rates 1.93% APY 1.95%
• 36 Month IRA CD Rates 2.47% APY 2.50%
• 48 Month IRA CD Rates 2.67% APY 2.70%
• 60 Month IRA CD Rates 2.96% APY 3.00%

IRA CD Rates & APY Balances of $10,000 Plus

• 6 Month IRA CD Rates 1.14% APY 1.15%
• 12 Month IRA CD Rates 1.44% APY 1.45%
• 18 Month IRA CD Rates 1.49% APY 1.50%
• 24 Month IRA CD Rates 1.88% APY 1.90%
• 30 Month IRA CD Rates 2.03% APY 2.05%
• 36 Month IRA CD Rates 2.57% APY 2.60%
• 48 Month IRA CD Rates 2.77% APY 2.80%
• 60 Month IRA CD Rates 3.06% APY 3.10%

Information about joining Credit Union 1 and a list of their current CD interest rates can be found at creditunion1.org.