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Christmas Club Accounts
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Way back when I was growing up, my family used Christmas Club Savings Accounts to save for Christmas. I remember at the time, my parents would send a payment voucher along with a check, usually $10 per week. It was and still is a great way to save for the holidays. These days, with direct deposit and online banking, it is a lot easier to setup a Christmas club account with very little effort. You earn interest on your account throughout the year, plus the accounts are FDIC insured. Payments are usually mailed to you in October or November just before the holidays, but there are also early withdrawal penalties and fees for closing your account before the end of the term. Just think, by using a Christmas Club Savings Account you will have saved for the holidays and earned interest on your savings instead of paying interest on your credit cards. Here are a few Banks and Credit Unions that offer Christmas Club Accounts. |
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